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       #Post#: 14098--------------------------------------------------
       Merry Christmas!
       By: ben Date: December 24, 2019, 7:18 pm
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       Can I just take this opportunity to thank each and every member
       for your contribution to RateTheRef over the past 12 months.  It
       literally isn’t anything without you guys and girls who post in
       here.
       Hope everyone has an enjoyable Christmas, good times with
       families, and a brilliant 2020!!
       Ben
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