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       #Post#: 24086--------------------------------------------------
       Re: All Things Money
       By: Mac Date: November 27, 2013, 7:26 am
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       I was at Bank Of America for years. I even held their stock.
       Everyday, I felt their greed, personally and in the news. The
       last straw was their online banking. It took sometimes (note I
       said 'sometimes' = randomness. I believe, and there was talk,
       BoA, deliberately held back deposits, thus creating overdrafts)
       3 days or more to recognize the money. Yet, BoA had no problem
       of instantly of recognizing money withdrawals.
       #Post#: 25796--------------------------------------------------
       Re: All Things Money
       By: Mac Date: January 30, 2014, 12:09 pm
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       Just saw this commercial today and it home....
       ... I so have retirement in my brain.
       [glow=red,2,300]ING - Grill[/glow]
  HTML http://www.youtube.com/watch?v=BuXtPE-uBbs
       #Post#: 28665--------------------------------------------------
       Re: All Things Money
       By: Mac Date: June 2, 2014, 3:44 pm
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       What's the point of browsing all the time with no interest in
       purchasing what your looking for? Don't understand that. I
       browse, but fully intending a purchase.
       [glow=red,2,300]Fauxsumerism[/glow]
       [quote]They'd rather browse than buy.
       That, at least, is the word from 14-to- 34-year-olds surveyed by
       The Intelligence Group, a youth-focused research firm, for its
       quarterly Cassandra Report.
       This is the kind of stuff that drives retailers absolutely
       crazy. The report finds that young folks, increasingly, find the
       act of researching and browsing for a purchase far more
       compelling than the purchase itself.
       "Millennials are forcing tectonic shifts in purchasing
       patterns," says Joe Kessler, president of the Intelligence
       Group. One-third of respondents said that browsing for items is
       actually more "fun" than purchasing them. And nearly half of
       those surveyed said they regularly browse for items that they
       don't necessarily plan on buying. Essentially, e-commerce has
       become "its own form of entertainment," the report, which
       surveyed 1,300 14-to-34-year-olds concludes.
       What to call such behavior? Well, retailers call it frustrating.
       But the Intelligence Group has dubbed it "Fauxsumerism."
       Ah, but there is a ray of light for retailers. Some 40% of young
       consumers said that while they are browsing, they also are
       making "wish lists" of products they want to buy.
       But even then, they don't necessarily want to own. Some 35% of
       respondents said they'd rather pay full price to access an item
       only when they need it as opposed to actually owning it. Call
       them "NOowners." They prize access over ownership and prefer
       renting, sharing and bartering above buying things.
       "Marketers need to shift their mindset," says Jamie Gutfreund,
       chief strategy officer at the Intelligence Group.[/quote]
       #Post#: 28671--------------------------------------------------
       Re: All Things Money
       By: Chiprocks1 Date: June 2, 2014, 7:13 pm
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       I browse like a muthaphucka, but it's always with the intent of
       getting the absolute best bargain I can. It may take me a bit
       longer than the average Joe, but it's worth taking the extra
       time just to make sure you don't get screwed over a week later
       with a sale that says 50% off. Ack!
       #Post#: 30302--------------------------------------------------
       Re: All Things Money
       By: Chiprocks1 Date: August 11, 2014, 11:50 am
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       [center]Last Week Tonight with John Oliver: Predatory Lending
       (HBO)
  HTML https://www.youtube.com/watch?v=PDylgzybWAw&index=26&list=PLp2e7UfInEgmB-5r4rtQOEsq-H-mNmQhk
       Epic public shaming followed by an even more epic commercial.
       Motherf*ckers!
       #Post#: 30306--------------------------------------------------
       Re: All Things Money
       By: Mac Date: August 11, 2014, 3:04 pm
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       That "Anything Else" commercial was awesome.
       So to me, John Oliver just suddenly materialized. Which I know
       can't be right. Where'd he come from?
       He's just skyrocketed.
       #Post#: 30308--------------------------------------------------
       Re: All Things Money
       By: Chiprocks1 Date: August 11, 2014, 3:23 pm
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       [quote author=Mac link=topic=982.msg30306#msg30306
       date=1407787477]
       So to me, John Oliver just suddenly materialized. Which I know
       can't be right. Where'd he come from?
       He's just skyrocketed.
       [/quote]
       The Daily Show. He's been around for quite some time. He had a
       highly successful fill-in stint recently for Jon Stewart when he
       took time off to go do his directorial debut, leaving the chair
       for Oliver to occupy until he came back. But Oliver was always
       great in the role of a reporter long before that. Very solid
       alumni from TDS that includes Stephen Colbert and Steve Carell.
       The rest as they say is.....history.
       #Post#: 30311--------------------------------------------------
       Re: All Things Money
       By: Mac Date: August 11, 2014, 5:50 pm
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       OK, there ya go. Thanks for the background.
       #Post#: 31358--------------------------------------------------
       Re: All Things Money
       By: Mac Date: September 26, 2014, 12:07 pm
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       I found these survey results suprising in just about every way.
       To give up so much for cell coverage.
       [glow=red,2,300]The Surprising Feature Millennials Insist on
       When Buying a Home[/glow]
       Very short interview
  HTML http://time.com/money/3432540/millennial-home-buyers-top-priority-real-estate/
       #Post#: 32664--------------------------------------------------
       Re: All Things Money
       By: Mac Date: December 30, 2014, 6:27 pm
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       Gas prices are hitting an all time low around these parts.
       Currently $1.78/gallon
       I'm happy and will take it. We all know one day it will go back
       up.
       I'm one of those who look at... I have more money to spend on
       other things. Which I would think, more consumer confidence,
       which stimulate growth.
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