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#Post#: 299--------------------------------------------------
Insurance
By: Blzeebub Date: May 4, 2018, 12:34 am
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Morning All,
Any recommendations for insurance in the UK? I'm currently with
Bikesure/Adrian Flux but after a snafu with the Guaranteed Value
not getting completed at renewal last year i'm beginning to
think they wont get my money this year. The problem is covering
all the extra bells & whistles plus the guaranteed value seems
to be rare.
Any suggestions?
Cheers
Nat
#Post#: 301--------------------------------------------------
Re: Insurance
By: Nikk Date: May 4, 2018, 1:25 am
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I’m with Bennett’s. Good service and pricing but I honestly
don’t trust any insurer to actually pay out an agreed value.
They will always try and get out of paying more than standard
trade I reckon.
#Post#: 317--------------------------------------------------
Re: Insurance
By: Max Headroom Date: May 21, 2018, 9:15 am
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Agree with Nikk. I'm with Flux and we have an agreement where
they only pay out for standard parts as it's impossible to price
my bits but as to what they'd actually pay I'm not holding my
breath. Haven't met a one that doesn't try to rob you on value.
Max
#Post#: 318--------------------------------------------------
Re: Insurance
By: Blzeebub Date: May 22, 2018, 1:56 am
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Flux finally came back with a value of £9000 which is £1500 less
than i put in for and they said if i'm not happy ill have to get
an assessors report to back up my valuation! The joke of it is
they wanted me to pay extra for them to do the 'work' to agree
the value (even though i'd already paid the extra to cover the
guaranteed value) and there was no extra charge for this when i
actually renewed last year as i checked the form. As the bike is
a 2011, 8500 miles, full stage 2 with about £1500+ of extras on
top i reckon that's a low ball figure if the worst was to
happen. I did see there's 12-15 MT01's on fleabay at the mo so i
assume they are currently not in fashion and i suspect their
'work' was to look at fleabay & bike trader.
One issue is not so much the Guaranteed Value, but actually
getting cover because of the extra's. I've got my IAM Advanced
Certificate for the bike and their insurer (Surety) call me up
every year and then back off once i get about 4 items into the
A4 list of add-ons!
To add to the comedy value of Flux, they also have my car
insurance and when i got a quote for a new car they picked £850
out of the air. A quick Meerkat check has equivalent insurance
starting from £400.
Bye Bye Flux...
B-)
#Post#: 337--------------------------------------------------
Re: Insurance
By: TimR Date: July 3, 2018, 5:42 am
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Im still through Flux...
Just started a new policy for something else, through a
different broker...they came back with the same under writer. I
think they arent far off. You can only take the best deal....
:)
#Post#: 348--------------------------------------------------
Re: Insurance
By: Rocker Date: July 8, 2018, 10:50 am
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I've given up with the "Meerkat" as I think the prices are
creeping up >:(
now use Asda Compare which I've found to be up to 50% cheaper
than the fuffy fecker
#Post#: 411--------------------------------------------------
Re: Insurance
By: Blzeebub Date: August 24, 2018, 2:56 am
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The hunt is back on as it's renewal time...
B-)
#Post#: 421--------------------------------------------------
Re: Insurance
By: gorilla Date: August 28, 2018, 10:31 am
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Carol Nash was cheapest for me .
#Post#: 423--------------------------------------------------
Re: Insurance
By: Blzeebub Date: August 30, 2018, 1:44 am
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[quote author=gorilla link=topic=51.msg421#msg421
date=1535470293]
Carol Nash was cheapest for me .
[/quote]
Do they do guaranteed value?
Cheers
nat
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