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       #Post#: 7481--------------------------------------------------
       Re: Car insurance problems
       By: NINJA Date: January 7, 2020, 2:24 pm
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       i would say the insurance company is in breach of contract. you
       had an agreement with them and without notification they changed
       it, therefore no contract.
       chris
       #Post#: 7629--------------------------------------------------
       Re: Car insurance problems
       By: doc Date: January 12, 2020, 6:31 pm
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       had to chase this u with FCA and ombudsman
       ended up with a £45 non disclosure fee, £60 cancelation fee,
       about £40 TOR fee( time i was insured) I can understand that .
       then they hit me by saying the original £488 quote was made up
       from a £388 premium + a £100 set up fee so you guessed it I
       don't get the setup fee back either so around 245 for 12 days
       insurance.
       They also canceled my insurance that day  (3pm), even though it
       should have been at 23:59:59 pm , but also billed me for the
       full day . total scam company avoid!
       #Post#: 7632--------------------------------------------------
       Re: Car insurance problems
       By: dirtyvest Date: January 13, 2020, 4:32 am
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       Fvcking hell, that's a p!ss take..... I would still report them
       for cutting your insurance off early etc. I'd do anything I
       could after that to flag them up. Ar5eholes
       #Post#: 7633--------------------------------------------------
       Re: Car insurance problems
       By: doc Date: January 13, 2020, 4:50 am
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       [quote author=dirtyvest link=topic=202.msg7632#msg7632
       date=1578911551]
       Fvcking hell, that's a p!ss take..... I would still report them
       for cutting your insurance off early etc. I'd do anything I
       could after that to flag them up. Ar5eholes
       [/quote]
       yeah stuc it all in a mail to the ombudsman, rang the bank
       kicking off asking them whey they let a company take money out
       of my account without authorisation, they said we can look at it
       , but if it turns out they where operating within the law it
       will go against me on my credit rating (just months before
       buying a house) so cant really afford to pursue that  :'(
       #Post#: 7676--------------------------------------------------
       Re: Car insurance problems
       By: Brett Date: January 14, 2020, 1:54 pm
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       Sounds like it will be chalked up to experience mate.
       I hope you do a review at one of those online review websites.
       Hopefully it will stop someone else making the same mistake!  :(
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