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       #Post#: 331--------------------------------------------------
       ANTI PHISHING
       By: eba95 Date: August 5, 2010, 6:51 am
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       Anti-Phishing
       The steps you
       normally take to
       protect your
       computer, like using a
       firewall and anti-virus
       software, can help
       protect you from
       phishing. You can
       review Web sites' SSL
       certificates and your
       own bankand credit
       card statements for
       an extra measure of
       safety.
       In addition, phishers
       tend to leave some
       telltale signs in their
       e-mail messages and
       Web pages. When
       you read your e-mail,
       you should be on the
       lookout for:
       1. Generic greetings, like "Dear
       Customer." If your bank sends you
       an official correspondence, it should
       have your full name on it. (Some
       phishers have moved on to spear
       phishing, which can include
       personalized information.)
       2. Threats to your account and requests
       for immediate action, such as
       "Please reply within five business
       days or we will cancel your account."
       Most companies want you as a
       customer and are not likely to be so
       quick to lose your business.
       3. Requests for personal information.
       Most businesses didn't ask for
       personal information by phone or
       through e-mail even before phishing
       became a widespread practice.
       4. Suspicious links. Links that are longer
       than normal, contain the @ symbol
       or are misspelled could be signs of
       phishing. It's safer to type the
       business's URL into your browser
       than to click on any link sent in e-
       mail.
       5. Misspellings and poor grammar.
       Fortunately, businesses and
       governments are fighting phishing.
       The United States government has
       instructed banks to start using two
       methods of security that include
       both passwords and physical
       objects, like tokens or biometric
       scanners, for online transactions by
       the end of 2006 [Source: Wired].
       Many Internet service providers (ISP)
       and software developers offer
       phishing toolbars that verify security
       certificates, tell you the location
       where the site you visit is registered
       and analyze links. They also provide
       tools for reporting phishing
       attempts. Other programs use visual
       cues to confirm that you've reached
       a legitimate site.
       Responding to Phishing­
       If you get an e-mail that you
       believe is a phishing attempt,
       you should not reply to it, click
       on the links or provide your
       personal information. Instead,
       you should report the attempt
       to the business being spoofed.
       Use their Web site or phone
       number rather than following
       links in the suspect e-mail. You
       can also inform the National
       Fraud Information Center and
       the Anti-Phishing Working
       Group.
       If you believe you may have
       given your personal information
       to a phisher, you should report
       the incident to:
       The company that was
       spoofed.
       Any bank, lending or credit
       institution for which you
       have disclosed your
       personal information.
       At least one of the three
       major credit reporting
       companies ( Equifax,
       Experian and TransUnion).
       Your local police
       department.
       The Federal Trade
       Commission .
       The Federal Trade CommissionThe
       Federal Bureau of Investigation (FBI)
       via the Internet Crime Complaint
       Center
       You should also change your
       passwords for the site you believe
       was spoofed. If you use the same
       password at other sites, you should
       change your passwords there, too.
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