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       #Post#: 329--------------------------------------------------
       phishing scams
       By: eba95 Date: August 5, 2010, 6:46 am
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       Phishing Scams
       Since most people won't reveal
       their bank account, credit card
       number or password to just
       anyone, phishers have to take
       extra steps to trick their victims
       into giving up this information.
       This kind of deceptive attempt
       to get information is called
       social engineering.
       Phishers often use real company
       logos and copy legitimate e-
       mail messages, replacing the
       links with ones that direct the victim
       to a fraudulent page. They use
       spoofed, or fake, e-mail addresses in
       the "From:" and "Reply-to" fields of
       the message, and they obfuscate
       links to make them look legitimate.
       But recreating the appearance of an
       official message is just part of the
       process.
       Most phishing messages give
       the victim a reason to take
       immediate action, prompting
       him to act first and think later.
       Messages often threaten the
       victim with account cancellation
       if he doesn't reply promptly.
       Some thank the victim for
       making a purchase he never
       made. Since the victim doesn't
       want to lose money he didn't
       really spend, he follows the
       message's link and winds up
       giving the phishers exactly the
       sort of information he was
       afraid they had in the first place.
       In addition, a lot of people trust
       automatic processes, believing
       them to be free from human error.
       That's why many messages claim
       that a computerized audit or other
       automated process has revealed that
       something is amiss with the victim's
       account. The victim is more likely to
       believe that someone has been
       trying to break into his account than
       believe that the compute
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