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       #Post#: 1829--------------------------------------------------
       Education Errata
       By: RE Date: November 24, 2021, 7:24 pm
       ---------------------------------------------------------
       Kickoff article for this topic here on GC.  We had a whole board
       dedicated to it on the Diner
  HTML https://www.cnbc.com/2021/11/24/colleges-must-adapt-to-post-pandemic-reality-as-enrollment-plunges.html
       As college enrollment plunges, schools must adapt to
       post-pandemic reality
       Covid has certainly accelerated this problem, but in reality
       there have been diminishing returns for most HS graduates for at
       least 20 years, as the costs have skyrocketed, the debt load
       necessary to get the sheepskin increased and the number of jobs
       available that could support that debt load shrank.
       If you have a parent who can finance you; if you can get into a
       top rated school, the Future's so Bright you gotta wear shades.
       This might be 1% of the population.  For everybody else
       attending Community Colleges or taking an Online Law Degree,
       it's a total focking waste of money and time.  HS graduates are
       now grasping this reality and opting out of this generally fake
       ticket to a better life.
       University level education is reverting to what it traditionally
       always was:  A way for the Aristocracy and Elite to train their
       own children to be the next generation of Rulers.  The idea you
       could educate EVERYONE to be a Ruler is preposterous.  You only
       need a tiny number of Rulers in a society, but you need a LOT of
       Drone Worker Bees.
       Community Colleges are NOT a place you become educated anymore,
       if they ever were.  They are Job Training Factories for Worker
       Bees.  Every kid I have met going to a CC after HS picks some
       track for a job that pays a little better than flipping burgers
       at Mickey Ds.  Often these days in the Medical Industry.  Dental
       Hygenist.  Ultrasound Tech etc..  And then the Holy Grail,
       NURSE!  Here they have to learn a whole lotta shyt they never
       use and don't need to know, because all the job really entails
       is following the Doctor's Order for meds. If you can set up an
       IV drip and record it in the database, that's it!  lol.  You do
       not need to know all the drug interactions possible, in fact
       it's better you don't, because if you question the Doctor's
       order, your ass is grass.
       For this "great job" some of my younger PCAs aspire to, maybe
       they can earn $60-80K, but while working as a PCA and going to
       Uni part time it will take them 6-8 years just to get this
       ticket.  Then they gotta spend another 10 years paying off the
       loans. So it's 15-20 years before they can see any real economic
       improvement .  Can't afford to buy a McHovel or raise a family
       until mid-30s, at best.
       So, more HS grads are opting out of getting on this Squirrel
       Wheel.  Which then makes it harder to replace the ones who quit,
       die or retire.  Perpetual Shortage ensues.
       It's another Demographic problem, which grows too slow for most
       people to grasp, like they cannot grasp exponential growth.  At
       some point though, it reaches Critical Mass.
       RE
       #Post#: 1836--------------------------------------------------
       Re: Education Errata
       By: Nearings fault Date: November 25, 2021, 11:00 am
       ---------------------------------------------------------
       My kids are too young for this to be top of mind, but I do have
       topped up savings accounts for them already. Canada still has a
       mostly subsidized "college" system which we would refer to as
       University with pretty good end results still. There are degrees
       that have better outcomes of course there always have been. If
       they can take the studying and it speaks to them I will push for
       stem programs. One would do well if she has the drive for it.
       The other is more social but does well academically. We will
       see. The college system here is more trades and skills related
       and seems to be very successful. It is also very subsidized and
       linked to the relevant industries who are desperate for trained
       people. Where the system seems to fall down is in guiding people
       into a good path. There are far too many under employed people
       who face a lifetime of under acheiving jobs with little
       security. Always worrying about automation and foreign cheap
       wage outsourcing...
       #Post#: 1838--------------------------------------------------
       Re: Education Errata
       By: Cam Date: November 25, 2021, 11:34 am
       ---------------------------------------------------------
       I'm still in the system right now. I followed the generic advice
       out of highschool which was "do what you love". The issue is I
       am interested in just about everything. Psychology was one of my
       big ones though so I went for that.  I got a bachelors degree at
       my local university which took from 2016-2020. Had a lot of fun
       and learned a ton...but the job prospects weren't amazing
       without further education such as a master's in clinical psych
       or branching off into occupational therapy or speech pathology.
       There is some money in research too but that is a long road -
       too long for my patience. I also wouldn't want to devote so much
       of my life to a single specific topic, that is just not how I
       roll.
       In third year of my degree I decided to explore the trades,
       because I was learning that I really do not like sitting still
       all day. My uncle recommended electrical as its easy on your
       body relative to most other trades. So I gave it a shot and I
       loved it. I took the a pre apprenticeship program at my local
       college and had lots of fun. That will be my career I think. I
       tried applying to the union this year but no luck. I will give
       it another go next year.
       Meanwhile I am taking a welding course this fall all the way
       into next summer. We're learning everything! Stick, MIG, TIG,
       flame cutting and welding, plasma cutting (so so cool), brazing,
       and more. So now even if electrical isn't working out for
       whatever reason I have another skill at the ready. I'm gonna be
       a darn good hobbyist welder now that's for sure.
       I think I might also get a DZ or AZ licence. It's another
       marketable skill and that just looks so fun to me. There are
       ALWAYS jobs posted for licensed truck drivers where I am,
       usually construction companies needing dump truck drivers. Pays
       quite well and the license doesn't seem to take too long to get
       either.
       I am completely debt free as well, but that is half luck and
       half frugality. Having a college and university in my hometown
       has made it easy to live at home and work part time to pay
       tuition.
       #Post#: 1840--------------------------------------------------
       Re: Education Errata
       By: Nearings fault Date: November 25, 2021, 12:09 pm
       ---------------------------------------------------------
       [quote author=BuddyJ link=topic=86.msg1839#msg1839
       date=1637861814]
       [quote author=Nearings fault link=topic=86.msg1836#msg1836
       date=1637859623]
       My kids are too young for this to be top of mind, but I do have
       topped up savings accounts for them already. Canada still has a
       mostly subsidized "college" system which we would refer to as
       University with pretty good end results still. There are degrees
       that have better outcomes of course there always have been. If
       they can take the studying and it speaks to them I will push for
       stem programs.
       [/quote]
       STEM works fine, locally we hire folks who have a major or
       Masters in one thing, and then another degree to compliment it.
       Economics and stats for example. Engineering and economics.
       Rarely are  computer degrees necessary, as understanding them,
       using them, using software, this knowledge appears to
       incorporated in most college degrees nowadays. Whereas my
       expertise was once state of the art, I am now a dinosaur.
       [quote author=Nearings Fault]
       Where the system seems to fall down is in guiding people into a
       good path. There are far too many under employed people who face
       a lifetime of under acheiving jobs with little security. Always
       worrying about automation and foreign cheap wage outsourcing...
       [/quote]
       I always figured guiding to a good path is a parental thing. If
       all you have to sell is your labor, you don't have anything
       worth selling in the modern world.
       [/quote]
       I completely agree with you but what do you do as a society if
       the modelling some kids have at home absolutely sucks? Do you
       just wash your hands of them and pay their way through for the
       rest of their lives or do you try and intervene? Canada is a
       very socialist ish country so there are a lot of benefits. The
       system relies on people doing better as they age to pay it all
       back in taxes. If low acheivers are forever on the dole of one
       sort or another it all falls apart eventually. So, I think
       society has a vested interest in upping their level of
       acheivement. It's a balancing act between nanny state and self
       actualization though...
       #Post#: 1842--------------------------------------------------
       Re: Education Errata
       By: Nearings fault Date: November 25, 2021, 12:59 pm
       ---------------------------------------------------------
       Again we completely agree. I have family in the southern US and
       it always reminds me of a pressure cooker waiting to explode.
       I've had some acquaintance s f on Denmark and Norway and it
       seems like a claustrophobic nanny state... People get used to
       their own fish bowl I suppose. I do find that US doom news
       overshadows everything due to sheer population and economic
       reach. The suttle local flavour of doom from a Canadian
       perspective is what I look for now as well as Monsta and the
       Australian contingent. I do like seeing Cam drop in and I do
       still miss C5 even if we sometimes disagreed on speed and
       trajectory...
       Cheers,. NF
       #Post#: 1847--------------------------------------------------
       Re: Education Errata
       By: Phil Potts Date: November 25, 2021, 2:55 pm
       ---------------------------------------------------------
       [quote author=BuddyJ link=topic=86.msg1833#msg1833
       date=1637855287]
       Are Eddy and I the only one here who have college educated kids
       and can speak to this issue with experience? Surely we aren't
       the only 2?
       I can discuss two college graduated kids, how they handled debt,
       their work histories, salaries, advancement through the modern
       workplace, and none of it looks like what has been opined by
       someone with...how many kids through college, and how recently?
       I could also discuss my own experience, but I believe it is
       outdated in the modern work environment.
       I can also discuss two modern working environments, one research
       heavy (75% PhDs), one application driven (30% PhDs),the value
       and type of college degrees and the degrees preferred for those
       positions, the level of education required, age, sex, experience
       levels with 3 current hiring experiences (engineering and
       economics, MBA specializing in communications, a pure
       economist), etc etc.  Anyone want to discuss what we know and
       can converse about at the personal and professional level, or is
       random bullshitting on what journalists (cough cough, giggle
       giggle) "know" the best we can do?
       [/quote]
       "If you have a parent who can finance you, the futures so bright
       you gotta wear shades."
       I can join you and Eddie in proving what RE said there re my
       spawn. Cam also talking about being very lucky to still be
       living with parents.
       You didn't seem to bother reading the article that cites tons of
       real figures and interviews people saying it is also all about
       very much about this distinction. Still tell us, I'm interested.
       You said your son works at Amazon and lives with you while still
       studying right? Your daughter recently decided to "take her
       qualifications for a spin" and had 3 interviews in 3 days? You
       said something about her recently taking a course with no help
       from you or your wife as well. Paid for by employer, husband, or
       tax deductible expense then? Did she do detailed applications
       addressing selection criteria or just send out resumes. Were all
       the interviews in the same city, or online?
       Eddie often talks about various adult kids moving home. Nothing
       wrong with that, very nice to have happening, but it also proves
       the point that RE and the article are making. It's a luxury not
       everyone enjoys. There are homes people can't wait to get out of
       or are kicked out of. Many are expected to start helping with
       the bills around 16 or 17. That's often a parents medical bills.
       They are expected to do that whether they stay or are sent away.
       They never were competing on a level playing field, so I'm
       reminded of Surly's old saying about starting life on third base
       and hitting a home run.
       The other factor to explain the huge drop in enrolments that
       didn't get mentioned, is the same reason so many people are now
       leaving their jobs or being sacked.
       MSNBC even ran another story on them not coming back if it means
       they have to get vax, but I can't find it now. Theres this
       though:
  HTML https://www.thecollegefix.com/despite-95-vaccination-rate-cornell-today-has-five-times-more-covid-cases-than-it-did-this-time-last-year/
       #Post#: 1848--------------------------------------------------
       Re: Education Errata
       By: K-Dog Date: November 25, 2021, 3:13 pm
       ---------------------------------------------------------
       [quote]The drop-off last year was not unexpected amid the early
       stages of the pandemic, but a cumulative 6.6% drop over two
       years has raised concerns that fewer Americans see the value of
       post-secondary education.[/quote]
       From RE's article.
       The concern of not being able to pay for it appears to be
       disregarded.  People have no jobs, no money.  Current reporting
       on mass resignations are all about jobs with zero benefits and
       **** pay.
       If things continue in the direction of American oligarchic
       mismanagement, then I hope something like the gilets jaunes
       emerges in America.  People quitting jobs because they are
       treated like slaves for pay which in no way justifies their
       sacrifice is a symptom of unrest to come.  Foundational
       collapse.  System breakdown.  Sand in the gears.
       People have lost faith in the future but everyone is still in
       shock. They would go for education if they could pay for it
       easy, because what else is there to do?  Play video games all
       day?  Or educate yourself for free.  Like me.  If you are lazy
       video games are good enough.  But they are not good enough for
       me.  But paying for education in a dying society? How much sense
       does that make.  There is no payoff.
       #Post#: 1849--------------------------------------------------
       Re: Education Errata
       By: RE Date: November 25, 2021, 4:43 pm
       ---------------------------------------------------------
       Cam's experience as well as Eddie's daughter are illustrative of
       many of the points I made.
       In Cam's case, he was able to get a 4 year degree by living home
       with parents and getting a state supported education in the
       quasi socialist Great White North.  So pretty much debt free at
       the moment.  Still, that education didn't offer much in the way
       of good job opportunities, so he elected to continue education,
       moving over to the trades, specifically Welding.  When he
       graduates that program fully trained, what kind of salary can he
       expect?
       Here in the FSoA, the median salary for Welders is $41K.  Range
       between $35K & $60K for the most part. This translates to around
       $20/hr, and straight out of HS now Amazon will pay $17hr.
       Assuming he can find a good welding job after graduation, it
       will still take a few years to be at the higher end of the pay
       scale.  Even that salary though is barely middle class and won't
       buy you a McMansion.  He'll be 25-30 before he could even
       consider marriage on the economic level, and that's only if his
       wife also works, making a similar amount.  And that is a best
       case scenario for the graduate with no debt.
       For Eddie's daughter, she has been a perpetual student for a
       decade already, now planning to go to Med Skule.  That's another
       4 years, and a year of Internship and another of Residency after
       that.  She has lived at home for most of these years also.  Add
       it all up, she's easily 35 before she's out working as a Doc,
       and only low on debt because of 15 years worth of free rent and
       food from Eddie.
       These examples although illustrative are just anecdotal.  The
       real problem is in the statistics the OP article detailed.
       Enrollments ARE dropping, and quite rapidly.  This means fewer
       small colleges can employ fewer teachers, and they end up going
       outta biz.  That means fewer spots available for recent HS grads
       who might want to get on this merry-go-round.  There is no
       guaranteed payoff for doing so either, the only guarantee here
       is unless you have good parental support financially along the
       way, you'll have a huge debt load to pay off that is not
       dischargeable in bankruptcy.
       Meanwhile, if you can live at home and eat for free on your
       parents dime after HS, you could earn $140K in 4 years flipping
       burgers at Mickey D's  You'll need some money to buy your gas
       and pay your cell phone bill of course, unless parents also hand
       over some money for that also.  So why leave the nest?
       You wonder why reproductive rates are falling?  The best years
       for females to put one in the oven are between 20-30.  They're
       still not finished with Skule yet!  Only the dumb ones who don't
       use some contraception get preggers right out of HS or even in
       Junior High.  Then if they can get the dick who knocked them up
       to marry, he also is in deep shit trying to support both the
       wife and kid.  These folks don't generally make the best
       parents.  The single moms at least get state support though.
       That's the dynamic in the black community, in a nutshell.
       I expect continuing decrease in young people going on for
       further education, and a continuing and increasing worker bee
       shortage as time moves on here.
       RE
       #Post#: 2079--------------------------------------------------
       Re: Education Errata
       By: Cam Date: December 15, 2021, 2:33 pm
       ---------------------------------------------------------
       Somehow I missed your reply RE. I'm taking welding to get better
       at a hobby, not as a career. I'm going into electrical for that,
       mostly because of all the trades it's the easiest on your body.
       There's the risk of shock and carpal tunnel from twisting wires
       together, but compared to the other trades (lung cancer for
       welding, bad knees and back for carpentry etc) I'd say it's
       pretty good.
       I applied to the union last year but didn't get in sadly. Just
       called today to see what the process is for next year's
       application. I've heard the acceptance rate is higher for repeat
       applicants because they know you're really interested and not
       just tossing an application in. Worst case I don't get in again,
       and begin my hunt in my hometown for businesses looking to take
       on an apprentice. If absolutely no one can take me as an
       apprentice (there are 42 businesses in my area so this is not
       too likely) i will ask my favored businesses when they foresee a
       position opening up. Say one business has an apprentice moving
       to another company in 4 months from now. I just work as a
       laborer/helper, and that way the owner can see my work ethic and
       punctuality and all that. Then i hopefully take that person's
       spot once they're out of there. That's the plan at least.
       Financially I know I will do well. Keeping debt levels low and
       living well below my means should keep things going smoothly.
       Basically the plan is to be earning a solid middle class income
       but spending far less than a typical middle class person. Then
       investing a lot of the extra, probably in Dogecoin. Okay no not
       Dogecoin, i have other plans but that would be funny. I'm also
       hanging around the early retirement extreme forums which is a
       great spot to learn about living frugally and investing, usually
       for the long-term.
       #Post#: 2080--------------------------------------------------
       Re: Education Errata
       By: Nearings fault Date: December 15, 2021, 2:45 pm
       ---------------------------------------------------------
       [quote author=Cam link=topic=86.msg2079#msg2079 date=1639600430]
       Somehow I missed your reply RE. I'm taking welding to get better
       at a hobby, not as a career. I'm going into electrical for that,
       mostly because of all the trades it's the easiest on your body.
       There's the risk of shock and carpal tunnel from twisting wires
       together, but compared to the other trades (lung cancer for
       welding, bad knees and back for carpentry etc) I'd say it's
       pretty good.
       I applied to the union last year but didn't get in sadly. Just
       called today to see what the process is for next year's
       application. I've heard the acceptance rate is higher for repeat
       applicants because they know you're really interested and not
       just tossing an application in. Worst case I don't get in again,
       and begin my hunt in my hometown for businesses looking to take
       on an apprentice. If absolutely no one can take me as an
       apprentice (there are 42 businesses in my area so this is not
       too likely) i will ask my favored businesses when they foresee a
       position opening up. Say one business has an apprentice moving
       to another company in 4 months from now. I just work as a
       laborer/helper, and that way the owner can see my work ethic and
       punctuality and all that. Then i hopefully take that person's
       spot once they're out of there. That's the plan at least.
       Financially I know I will do well. Keeping debt levels low and
       living well below my means should keep things going smoothly.
       Basically the plan is to be earning a solid middle class income
       but spending far less than a typical middle class person. Then
       investing a lot of the extra, probably in Dogecoin. Okay no not
       Dogecoin, i have other plans but that would be funny. I'm also
       hanging around the early retirement extreme forums which is a
       great spot to learn about living frugally and investing, usually
       for the long-term.
       [/quote]
       I like the money mustache guy. He had high high-tech income for
       his original nest egg but he puts out a solid blog... I've found
       his reflections on financial fear very helpful.
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