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       #Post#: 108464--------------------------------------------------
       St Augustines Church (Civil Enforcement Ltd) Claim Form
   DIR By: bz.08
       Date: February 2, 2026, 4:22 pm
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       I received the claim form below sometime after the 21st of
       January (I was abroad when it was posted through my letter box).
       I don't recall ever receiving communication on this prior to
       this claim form.
  HTML https://ibb.co/wZssyC0L
       What would be the best defence here? I am aware I need to submit
       my defence ASAP.
       #Post#: 108495--------------------------------------------------
       Re: St Augustines Church (Civil Enforcement Ltd) Claim Form
   DIR By: RichardW
       Date: February 3, 2026, 2:22 am
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       Issue date 12th Jan, you might already be too late.  Log on ASAP
       to MCOL and check whether a default judgement has been issued.
       If not, then put in the Acknowledgement of Service immediately,
       this will stay things for a few days so you can put in a
       defence.
       #Post#: 110660--------------------------------------------------
       Re: St Augustines Church (Civil Enforcement Ltd) Claim Form
   DIR By: bz.08
       Date: February 22, 2026, 6:07 am
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       --- Quote from: RichardW link ---
       >
       > Issue date 12th Jan, you might already be too late.  Log on
       ASAP to MCOL and check whether a default judgement has been
       issued.  If not, then put in the Acknowledgement of Service
       immediately, this will stay things for a few days so you can put
       in a defence.
       >
       --- End Quote ---
       Hi, as an update, I have now received a letter from the local
       court stating that I have not replied to the claim form and
       hence must pay the claimant £188+£107 for costs. I got a letter
       from the claimant also stating that a CCJ was obtained on the
       1st of February and hence I have one month to pay to clear the
       CCJ.
       I called the court on Friday and informed them of the situation
       (that I received the claim form late and then submitted a
       defence) but they said the only option for me now is to file a
       N244.
       Any guidance on best practice with this?
       #Post#: 110662--------------------------------------------------
       Re: St Augustines Church (Civil Enforcement Ltd) Claim Form
   DIR By: jfollows
       Date: February 22, 2026, 6:13 am
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       You have unfortunately received a judgement in default against
       you, for not submitting a response within 5+14 days of the N1SDT
       claim form (31 January).
       Pragmatically, pay within a month and no record which can affect
       credit will be registered.
       N244 is >£300 up front, which you can claim back if you win, so
       that’s your call.
       #Post#: 110710--------------------------------------------------
       Re: St Augustines Church (Civil Enforcement Ltd) Claim Form
   DIR By: DWMB2
       Date: February 22, 2026, 3:01 pm
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       One thing in your favour if you did go for a set aside would
       seem to be that you potentially had a legitimate reason for not
       responding, namely that you were abroad for the window available
       to respond. This isn't just a case of you ignoring a Claim Form.
       Against you will be the presumption (rebuttable) that with an
       issue date of 12th Jan, the notice will be presumed to have been
       delivered before 21st Jan, which from your account I assume is
       when you left the country?
       If you are minded to pay up, you could at least try contacting
       Civil Enforcement and seeing if they would be amenable to a
       consented set-aside.
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