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#Post#: 112051--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
DIR By: peodude
Date: March 4, 2026, 10:01 am
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Do you have legal expenses cover on any other insurance? On your
home insurance etc. They may be able to help you proceed.
#Post#: 112054--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
DIR By: AliBen800
Date: March 4, 2026, 10:08 am
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--- Quote from: peodude link ---
>
> Do you have legal expenses cover on any other insurance? On
your home insurance etc. They may be able to help you proceed.
>
--- End Quote ---
Sadly not, I don't own a home, no never needed these kind of
things. I did check with my bank etc back when it happened but,
nope.
Could you assist me in writing a final demand letter to them
before approaching an accident management company? I'd rather
not have to deal with them as I've heard equally good and bad
things so would rather deal with the insurance firm to save
hassle.
Thanks!
#Post#: 112061--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
DIR By: peodude
Date: March 4, 2026, 10:38 am
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--- Quote from: AliBen800 link ---
>
> [quote author=peodude link=topic=9441.msg112051#msg112051
date=1772640093]
> Do you have legal expenses cover on any other insurance? On
your home insurance etc. They may be able to help you proceed.
>
--- End Quote ---
Sadly not, I don't own a home, no never needed these kind of
things. I did check with my bank etc back when it happened but,
nope.
[/quote]
Have you renewed your car insurance since the accident? You may
have legal cover on that.
#Post#: 112064--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
DIR By: AliBen800
Date: March 4, 2026, 11:09 am
---------------------------------------------------------
--- Quote from: peodude link ---
>
> [quote author=AliBen800 link=topic=9441.msg112054#msg112054
date=1772640495]
> [quote author=peodude link=topic=9441.msg112051#msg112051
date=1772640093]
> Do you have legal expenses cover on any other insurance? On
your home insurance etc. They may be able to help you proceed.
>
--- End Quote ---
Sadly not, I don't own a home, no never needed these kind of
things. I did check with my bank etc back when it happened but,
nope.
[/quote]
Have you renewed your car insurance since the accident? You may
have legal cover on that.
[/quote]
It's been off the road since, sadly.
#Post#: 112124--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
DIR By: roythebus
Date: March 4, 2026, 5:43 pm
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If it's off the road do you mean parked off the road on private
property and SORN or just parked on the road unfit to use? If
it's not SORN you're likely to get done for no insurance/mot/tax
by the DVLA.
#Post#: 115049--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
DIR By: AliBen800
Date: April 1, 2026, 11:24 am
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So I've just got off the phone with them for the final time. I
call almost every week for an update and all they say is its
still with their liability team which is just bonkers at this
point as it has been over 3 months now and I just can't keep
being messed around like this to be honest.
Could anyone assist me in writing up a simple and direct, to the
point, final demand letter of some kind, as it appears I will be
escalating this to an accident management company, but just
hoping a legal letter before action might jolt them enough to
resolve this on much more quickly.
Many thanks, and happy Easter to all!
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