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#Post#: 112051--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
By: peodude Date: March 4, 2026, 10:01 am
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Do you have legal expenses cover on any other insurance? On your
home insurance etc. They may be able to help you proceed.
#Post#: 112054--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
By: AliBen800 Date: March 4, 2026, 10:08 am
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[quote author=peodude link=topic=9441.msg112051#msg112051
date=1772640093]
Do you have legal expenses cover on any other insurance? On your
home insurance etc. They may be able to help you proceed.
[/quote]
Sadly not, I don't own a home, no never needed these kind of
things. I did check with my bank etc back when it happened but,
nope.
Could you assist me in writing a final demand letter to them
before approaching an accident management company? I'd rather
not have to deal with them as I've heard equally good and bad
things so would rather deal with the insurance firm to save
hassle.
Thanks!
#Post#: 112061--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
By: peodude Date: March 4, 2026, 10:38 am
---------------------------------------------------------
[quote author=AliBen800 link=topic=9441.msg112054#msg112054
date=1772640495]
[quote author=peodude link=topic=9441.msg112051#msg112051
date=1772640093]
Do you have legal expenses cover on any other insurance? On your
home insurance etc. They may be able to help you proceed.
[/quote]
Sadly not, I don't own a home, no never needed these kind of
things. I did check with my bank etc back when it happened but,
nope.
[/quote]
Have you renewed your car insurance since the accident? You may
have legal cover on that.
#Post#: 112064--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
By: AliBen800 Date: March 4, 2026, 11:09 am
---------------------------------------------------------
[quote author=peodude link=topic=9441.msg112061#msg112061
date=1772642334]
[quote author=AliBen800 link=topic=9441.msg112054#msg112054
date=1772640495]
[quote author=peodude link=topic=9441.msg112051#msg112051
date=1772640093]
Do you have legal expenses cover on any other insurance? On your
home insurance etc. They may be able to help you proceed.
[/quote]
Sadly not, I don't own a home, no never needed these kind of
things. I did check with my bank etc back when it happened but,
nope.
[/quote]
Have you renewed your car insurance since the accident? You may
have legal cover on that.
[/quote]
It's been off the road since, sadly.
#Post#: 112124--------------------------------------------------
Re: Another vehicle collided into me, turns out my insurance had
expired, how to proceed?
By: roythebus Date: March 4, 2026, 5:43 pm
---------------------------------------------------------
If it's off the road do you mean parked off the road on private
property and SORN or just parked on the road unfit to use? If
it's not SORN you're likely to get done for no insurance/mot/tax
by the DVLA.
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