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       #Post#: 104014--------------------------------------------------
       DBCL Debt Recovery Permit did not cover stay - Euro Car Parks -
       All Saints Colchester
   DIR By: gf4444
       Date: December 29, 2025, 4:22 pm
       ---------------------------------------------------------
       We received this letter last week which is the first
       notification of an issue.  We've discovered that the V5C wasn't
       updated when we moved house which explains why the original
       letters weren't received (it's now been changed), my wife is the
       registered keeper.
       We don't have the email receipt from the parking but can see on
       the credit card statement that parking was paid for on that
       date.
       The car park is here -
  HTML https://maps.app.goo.gl/CkLmb3FUtTJfZTF59
       Letter is here -
  HTML https://ibb.co/q3vsRrmt
       Any help with this is gratefully received.
       #Post#: 104034--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: b789
       Date: December 29, 2025, 9:11 pm
       ---------------------------------------------------------
       Luckily for you, this is just ECP and I can assure you with
       greater that 99.9% certainty that if you follow the advice you
       receive here, you will not be paying a penny to ECP.
       Whilst you have now updated your V5C, that does not solve the
       issue that ECP now hold two possible addresses for you. This
       WILL end up being a county court claim and you do not want a
       claim going to the wrong address and not being responded to.
       The first thing you MUST do immediately, is send the ECP Data
       Protection Officer (DPO) a Data Rectification Notice (DRN) which
       instructs them to update their records with your (the Keepers)
       current address for service and to erase all other addresses
       they ay hold. The highlighted words are there for a reason, so
       use them.
       You can safely ignore any debt recovery letters from DCBL or any
       other powerless debt collector. They are not a party to the
       contract allegedly breached by the driver. All they can do is
       try and intimidate the low-hanging fruit on the gullible tree
       into paying out of ignorance and fear.
       You will eventually receive a Letter of Claim (LoC) from DCB
       Legal (not DCBL). When you do, let us know. Eventually, you will
       receive an actual N1SDT Claim Form from the CNBC, which you will
       show us, only redacting your personal details. Leave the issue
       date visible and the Particulars of Claim (PoC). We will give
       you the advice on how to defend it with a template defence.
       Eventually, the claim will either be struck out or discontinued
       just before they have to pay the £27 trial fee.
       There are countless ECP PCNs being discussed on the forum and
       every one is advised the same. As long as the claim is defended,
       they all end up struck out or discontinued. Search the forum for
       them to see how they are handled and what happens when.
       #Post#: 104053--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: gf4444
       Date: December 30, 2025, 5:53 am
       ---------------------------------------------------------
       --- Quote from: b789 link ---
       >
       > Luckily for you, this is just ECP and I can assure you with
       greater that 99.9% certainty that if you follow the advice you
       receive here, you will not be paying a penny to ECP.
       >
       > Whilst you have now updated your V5C, that does not solve the
       issue that ECP now hold two possible addresses for you. This
       WILL end up being a county court claim and you do not want a
       claim going to the wrong address and not being responded to.
       >
       > The first thing you MUST do immediately, is send the ECP Data
       Protection Officer (DPO) a Data Rectification Notice (DRN) which
       instructs them to update their records with your (the Keepers)
       current address for service and to erase all other addresses
       they ay hold. The highlighted words are there for a reason, so
       use them.
       >
       > You can safely ignore any debt recovery letters from DCBL or
       any other powerless debt collector. They are not a party to the
       contract allegedly breached by the driver. All they can do is
       try and intimidate the low-hanging fruit on the gullible tree
       into paying out of ignorance and fear.
       >
       > You will eventually receive a Letter of Claim (LoC) from DCB
       Legal (not DCBL). When you do, let us know. Eventually, you will
       receive an actual N1SDT Claim Form from the CNBC, which you will
       show us, only redacting your personal details. Leave the issue
       date visible and the Particulars of Claim (PoC). We will give
       you the advice on how to defend it with a template defence.
       >
       > Eventually, the claim will either be struck out or
       discontinued just before they have to pay the £27 trial fee.
       >
       > There are countless ECP PCNs being discussed on the forum and
       every one is advised the same. As long as the claim is defended,
       they all end up struck out or discontinued. Search the forum for
       them to see how they are handled and what happens when.
       >
       --- End Quote ---
       Thank you, that's incredibly useful.  When we email the DPO,
       should we reference the PCN # for them to update their records
       on and/or the vehicle registration?  I just want to make sure
       that we're doing the correct action first off rather than them
       having any come back.
       Thanks.
       #Post#: 104082--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: b789
       Date: December 30, 2025, 9:49 am
       ---------------------------------------------------------
       Yes. You should always reference any PCN and your VRM.
       #Post#: 107215--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: gf4444
       Date: January 24, 2026, 8:16 am
       ---------------------------------------------------------
       Letter of claim received today along with the 3rd or 4th Final
       Reminder which was dated after the LoC.
       "Final" Reminder -
  HTML https://ibb.co/cjV5HdY
  HTML https://ibb.co/cjV5HdY
       LoC -
  HTML https://ibb.co/V8cG1Tj
  HTML https://ibb.co/V8cG1Tj
       I guess that it's now just a case of waiting for the N1SDT now?
       Thanks.
       #Post#: 107965--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: gf4444
       Date: January 30, 2026, 2:57 am
       ---------------------------------------------------------
       A new LoC has been received as it turns out that they're
       pursuing two claims which explains why it seemed like we were
       receiving Final Reminders before a Notice of Debt Recovery.  We
       didn't notice that the reference numbers on those letters were
       different until this LoC was received which bundles the cost and
       references together.
       New LoC -
  HTML https://ibb.co/tpp35L6T
  HTML https://ibb.co/tpp35L6T
       #Post#: 111954--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester - N1SDT now received
   DIR By: gf4444
       Date: March 3, 2026, 3:08 pm
       ---------------------------------------------------------
       N1SDT Claim Form from the CNBC now received (2 links to the same
       file, in case one doesn't work) -
  HTML https://postimg.cc/JDPKp7dc
  HTML https://postimg.cc/JDPKp7dc
  HTML https://ibb.co/vxnrxFbx
  HTML https://ibb.co/vxnrxFbx
       We'd really appreciate what to do next now that we're at this
       stage.  Thank you.
       #Post#: 112163--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: gf4444
       Date: March 5, 2026, 8:37 am
       ---------------------------------------------------------
       Hi, sorry to bump this but if anyone can help it would be much
       appreciated.
       Thanks
       #Post#: 112166--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: RichardW
       Date: March 5, 2026, 8:58 am
       ---------------------------------------------------------
       It's the std POC from DCBL, so the std defence as posted by b789
       should be applicable.  Check that it is consistent with your
       claim.
       --- Quote from: b789 link ---
       >
       >
       > Until very recently, we never advised using the MCOL to submit
       a defence. However, due to recent systemic failures within the
       CNBC, we feel that it is safer to now submit a short defence
       using MCOL as it is instantly submitted and entered into the
       "system". Whilst it will deny the use of some formatting or
       inclusion of transcripts etc. these can always be included with
       the Witness Statement (WS) later, if it ever progresses that
       far.
       >
       > You will need to copy and paste it into the defence text box
       on MCOL. It has been checked to make sure that it will fit into
       the 122 lines limit.
       >
       > [quote]1. The Defendant denies the claim in its entirety. The
       Defendant asserts that there is no liability to the Claimant and
       that no debt is owed. The claim is without merit and does not
       adequately disclose any comprehensible cause of action.
       >
       > 2. There is a lack of precise detail in the Particulars of
       Claim (PoC) in respect of the factual and legal allegations made
       against the Defendant such that the PoC do not adequately comply
       with CPR 16.4.
       >
       > 3. The Defendant is unable to plead properly to the PoC
       because:
       >
       > (a) The contract referred to is not detailed or attached to
       the PoC in accordance with PD 16, para 7.3(1);
       >
       > (b) The PoC do not state the exact wording of the clause (or
       clauses) of the terms and conditions of the contract (or
       contracts) which is/are relied on;
       >
       > (c) The PoC do not adequately set out the reason (or reasons)
       why the claimant asserts the defendant has breached the contract
       (or contracts);
       >
       > (d) The PoC do not state with sufficient particularity exactly
       where the breach occurred, the exact time when the breach
       occurred and how long it is alleged that the vehicle was parked
       before the parking charge was allegedly incurred;
       >
       > (e) The PoC do not state precisely how the sum claimed is
       calculated, including the basis for any statutory interest,
       damages, or other charges;
       >
       > (f) The PoC do not state what proportion of the claim is the
       parking charge and what proportion is damages;
       >
       > (g) The PoC do not provide clarity on whether the Defendant is
       sued as the driver or the keeper of the vehicle, as the claimant
       cannot plead alternative causes of action without specificity.
       >
       > 4. The Defendant submits that courts have previously struck
       out materially similar claims of their own initiative for
       failure to adequately comply with CPR 16.4, particularly where
       the Particulars of Claim failed to specify the contractual terms
       relied upon or explain the alleged breach with sufficient
       clarity.
       >
       > 5. In comparable cases involving modest sums, judges have
       found that requiring further case management steps would be
       disproportionate and contrary to the overriding objective.
       Accordingly, strike-out was deemed appropriate. The Defendant
       submits that the same reasoning applies in this case and invites
       the court to adopt a similar approach by striking out the claim
       due to the Claimant’s failure to adequately comply with CPR
       16.4, rather than permitting an amendment. The Defendant
       proposes that the following Order be made:
       >
       > Draft Order:
       >
       > Of the Court's own initiative and upon reading the particulars
       of claim and the defence.
       >
       > AND the court being of the view that the particulars of claim
       do not adequately comply with CPR 16.4(1)(a) because: (a) they
       do not set out the exact wording of the clause (or clauses) of
       the terms and conditions of the contract which is (or are)
       relied on; and (b) they do not adequately set out the reason (or
       reasons) why the claimant asserts that the defendant was in
       breach of contract.
       >
       > AND the claimant could have complied with CPR 16.4(1)(a) had
       it served separate detailed particulars of claim, as it could
       have done pursuant to PD 7C, para 5.2, but chose not to do so.
       >
       > AND upon the Court determining, having regard to the
       overriding objective (CPR 1.1), that it would be
       disproportionate to direct further pleadings or to allot any
       further share of the Court’s resources to this claim (for
       example by ordering further particulars of claim and a further
       defence, with consequent case management).
       >
       > ORDER:
       >
       > 1. The claim is struck out.
       >
       > 2. Permission to either party to apply to set aside, vary or
       stay this order by application on notice, which must be filed at
       this Court not more than 7 days after service of this order,
       failing which no such application may be made.
       --- End Quote ---
       [/quote]
       #Post#: 112168--------------------------------------------------
       Re: DBCL Debt Recovery Permit did not cover stay - Euro Car
       Parks - All Saints Colchester
   DIR By: InterCity125
       Date: March 5, 2026, 9:04 am
       ---------------------------------------------------------
       We definitely need to see the two PCNs to give proper advice.
       Most likely, ECP PCNs are not PoFA compliant so you cannot be
       pursued as keeper under PoFA.
       Hopefully they have no idea who the driver was.
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