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       #Post#: 102081--------------------------------------------------
       Re: DVLA SJPN – Vehicle disposed of before alleged offence date 
       (PCP return). Seeking advice on withdrawal / contacting 
       By: andy_foster Date: December 11, 2025, 1:57 pm
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       On the face of it, the offence is one of being registered as the
       keeper, without having informed the DVLA in the prescribed
       manner of any subsequent change of keeper, without an insurance
       policy being in place. The obligation to inform the DVLA falls
       on the RK (it is a separate offence not to do so, albeit one
       that is rarely prosecuted).
       If the finance company had informed the DVLA of the change of
       keeper, before the material time, then the OP's wife would
       presumably no longer be the RK and there would be no offence,
       and on the face of it the defence would seem to have been made
       out - assuming that whilst liability is personal, performance
       can be delegated.
       If the OP performs a vehicle check on the DVLA's website it will
       show when the V5C was last updated - which won't help much if
       it's been updated since June , but might give a heads-up if the
       DVLA's own evidence that the OP's wife was the RK at the time
       shows she wasn't.
       #Post#: 102098--------------------------------------------------
       Re: DVLA SJPN – Vehicle disposed of before alleged offence date 
       (PCP return). Seeking advice on withdrawal / contacting 
       By: mickR Date: December 11, 2025, 5:03 pm
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       [member=3195]Andy[/member] my thought is that the OPs wife
       shouldn't have been the RK by the actions of the finance Co
       alone. albeit she's still liable for failure to inform.
       #Post#: 102101--------------------------------------------------
       Re: DVLA SJPN – Vehicle disposed of before alleged offence date 
       (PCP return). Seeking advice on withdrawal / contacting 
       By: mickR Date: December 11, 2025, 5:17 pm
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       as andy said the op (wife) needs to get onto dvla and find out
       when the v5 was changed. or maybe the finance Co can enlighten
       her.
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