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       #Post#: 100383--------------------------------------------------
       Re: Advice on collision with Virgin Media/O2 van in private car 
       park
       By: 666 Date: November 30, 2025, 5:49 am
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       So both vehicles were reversing, and the CCTV footage will
       presumably confirm this.
       It appears that neither driver was exercising due care. Why do
       you think the insurers will apportion blame to the van driver,
       rather than 50/50?
       #Post#: 100400--------------------------------------------------
       Re: Advice on collision with Virgin Media/O2 van in private car 
       park
       By: andy_foster Date: November 30, 2025, 8:34 am
       ---------------------------------------------------------
       Sometimes I hate being right.
       Both vehicles were reversing. Neither managed to avoid a
       collision. From the limited information eventually provided, you
       pulled out in front of him when it was not safe to do so, when
       he failed to see you due to reversing an unnecessarily long
       distance and there was a collision. You sought to dishonestly
       paint a different picture by deliberately excluding any mention
       of your own involvement, and taking up a lot of our time by
       painting a mostly irrelevant picture of his behaviour prior to
       the incident
       The CCTV footage, which we have not seen, will, if viewed,
       presumably paint a more accurate and factual picture than this.
       However, I don't know how much time and resources either insurer
       would allocate to a minor claim where on the face of it both
       parties were reversing carelessly.
       Anything other than 100% the other driver's fault will see you
       with a "fault" claim to declare to your insurers for the next 5
       years. Hopefully the words of Battery Sergeant-Major Williams -
       "Oh dear, how sad, never mind" will console you in this regard.
       Obviously if you had been as partially forthcoming with the
       details of the collision in your initial post, our advice would
       likely have been not to have a fault claim recorded against you
       for the next 5 years, although failure to declare the collision,
       when renewing or taking out a new policy would constitute
       insurance fraud (or just plain fraud in legalese), and
       potentially invalidate any such policy.
       However, it is not all doom and gloom - we finally a meaningful
       question from the OP. Almost.
       Do you have grounds to claim against the driver who - in your
       opinion - caused the collision? Assuming that he was liable -
       partially or completely - then clearly, yes.
       Do you have grounds to claim against Virgin Media - ostensibly
       his employer, and on whose business he was ostensibly on at the
       material time (as opposed to "being on a frolic of his own"
       whilst merely and coincidentally being employed by VM) - then
       they are vicariously liable as employers.
       As regards the block management company, the landlord of flat
       17, and Doris who was walking her dog along the pavement across
       the road when all this transpired - lets assume not.
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