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#Post#: 99156--------------------------------------------------
Car purchased from a dealer. Is a SORN needed?
By: Coachdriver Date: November 21, 2025, 7:26 am
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I have purchased a used car from a dealer.
They taxed it and delivered it to my house since I have no
insurance cover for it.
The car is now currently in my garage for the next week or so
till I get rid of my current car which is fully taxed, insured,
Moted etc.
My question is this, with it in my garage obviously off the
public road currently taxed but not insured, must it be SORNed
as
well or can I legally leave it as it is, currently taxed and not
insured?
Once the current car is off my hands the insurance will be
transfered to the car in my garage and it can then be used
straight away.
Yes, I know I cannot use the new-to-me car on the public roads
without insurance and I am my own insurer for the risk of fire
theft etc. when it is sitting in my locked garage.
I thought it would be easy to check this on the GOV.UK site but
it was not clear on this point.
Your advice would be appreciated.
Coachdriver.
#Post#: 99157--------------------------------------------------
Re: Car purchased from a dealer. Is a SORN needed?
By: FuzzyDuck Date: November 21, 2025, 7:33 am
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My understanding is that if a car is taxed, it must also be
insured regardless of where it located. This is known as
Continuous Insurance. If the vehicle is declared as SORN then no
insurance would be needed.
#Post#: 99159--------------------------------------------------
Re: Car purchased from a dealer. Is a SORN needed?
By: stamfordman Date: November 21, 2025, 7:37 am
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If the car is in your name in must be taxed by you or SORNed.
Tax is not transferable.
#Post#: 99162--------------------------------------------------
Re: Car purchased from a dealer. Is a SORN needed?
By: andy_foster Date: November 21, 2025, 7:48 am
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[quote author=FuzzyDuck link=topic=8862.msg99157#msg99157
date=1763732029]
My understanding is that if a car is taxed, it must also be
insured regardless of where it located. This is known as
Continuous Insurance. If the vehicle is declared as SORN then no
insurance would be needed.
[/quote]
Technically correct, but only insofar as if it is taxed it is
not SORN.
If it is registered and not SORN it must be taxed and insured
I suspect that the OP knows the answer, but was simply fishing
for some kind of loophole.
#Post#: 99170--------------------------------------------------
Re: Car purchased from a dealer. Is a SORN needed?
By: Coachdriver Date: November 21, 2025, 8:21 am
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Thanks for making this clear.
With previous purchases the dealer delivered the new-to-me car
on trade plates and I Sorned it straight away. This dealer
insisted on taxing it before delivery despite me requesting
otherwise, which threw me a bit.
I will get Sorning.
Coachdriver.
#Post#: 99256--------------------------------------------------
Re: Car purchased from a dealer. Is a SORN needed?
By: roythebus Date: November 21, 2025, 5:40 pm
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SORN is the cheaper option. I find it odd the dealer has paid
out for tax on a car he's selling just to deliver it. But that's
not your problem.
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