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       #Post#: 94923--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: paulpaul1308
       Date: October 21, 2025, 4:15 am
       ---------------------------------------------------------
       To answer your questions: they will probably get debt collectors
       involved to try to scare you into paying. This will have no
       effect on you whatsoever and they can be completely ignored,
       they are powerless and can only send you vaguely threatening
       letters. After that they may send it to court but as they don't
       have a case due to your lease having primacy, this will simply
       be the next stage in getting the gullible to give them money. If
       it does get that far they will very probably discontinue the
       case when they have to pay the court fees. You must defend the
       claim though, otherwise they will obtain a default judgement
       against you and get some money that way.
       All they care about is money and they use every trick in the
       book to get it.
       #Post#: 94980--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: satsuki726
       Date: October 21, 2025, 7:14 am
       ---------------------------------------------------------
       Thanks a lot. I will just wait in this case and update anything
       new here then.
       #Post#: 95015--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: b789
       Date: October 21, 2025, 9:29 am
       ---------------------------------------------------------
       Don't worry too much about the version you sent. The main point
       is that you have stated your position.
       As above, you can safely ignore any debt recovery letters. Debt
       collectors are powerless to do anything except to try and
       intimidate the low-hanging fruit on the gullible tree into
       paying out of ignorance and fear.
       Debt collectors are not a party to the contract allegedly
       breached by the driver. Debt collectors cannot take anyone to
       court. Ignore them.
       For your education:
       What CCJ? Do you have any understanding of how someone gets a
       CCJ? Nothing we advise on here will make anyone get a CCJ.
       --- Quote ---
       > A County Court Judgment (CCJ) does not just happen—it follows
       a clear legal process. If someone gets a Parking Charge Notice
       (PCN) from a private parking company, here's what happens step
       by step:
       >
       > [indent]1. Parking Charge Notice (PCN) Issued
       >
       > [indent]• The parking company sends a letter (Notice to
       Keeper) demanding money.
       > • This is not a fine—it’s an invoice for an alleged breach of
       contract.[/indent]
       >
       > 2. Opportunity to Appeal
       >
       > [indent]• The recipient can appeal to the parking company.
       > •If rejected, they may be able to appeal to POPLA (if BPA
       member) or IAS (if IPC member).
       > • If an appeal is lost or ignored, the parking company demands
       payment.[/indent]
       >
       > 3. Debt Collection Letters
       >
       > [indent]• The parking company might send scary letters or pass
       the case to a debt collector.
       > • Debt collectors have no power—they just send letters and can
       be ignored.
       > • No CCJ happens at this stage.[/indent]
       >
       > 4. Letter Before Claim (LBC)
       >
       > [indent]• If ignored for long enough, the parking company (or
       their solicitor) sends a Letter Before Claim (LBC).
       > • This is a warning that they may start a court case.
       > • The recipient has 30 days to reply before a claim is filed.
       > • No CCJ happens at this stage.[/indent]
       >
       > 5. County Court Claim Issued
       >
       > [indent]• If ignored or unpaid, the parking company may file a
       claim with the County Court.
       > • The court sends a Claim Form with details of the claim and
       how to respond.
       > • The recipient has 14 days to respond (or 28 days if they
       acknowledge it).
       > • No CCJ happens at this stage.[/indent]
       >
       > 6. Court Process
       >
       > [indent]• If the recipient defends the claim, a judge decides
       if they owe money.
       > • If the recipient ignores the claim, the parking company wins
       by default.
       > • No CCJ happens yet unless the recipient loses and ignores
       the court.[/indent]
       >
       > 7. Judgment & Payment
       >
       > [indent]• If the court rules that money is owed, the recipient
       has 30 days to pay in full.
       > • If they pay within 30 days, no CCJ goes on their credit
       file.
       > • If they don’t pay within 30 days, the CCJ stays on their
       credit file for 6 years.[/indent][/indent]
       >
       > Conclusion
       >
       > CCJs do not appear out of thin air. They only happen if:
       >
       > [indent]• A parking company takes the case to court.
       > • The person loses or ignores the case.
       > • The person fails to pay within 30 days.[/indent]
       >
       > If you engage with the process (appeal, defend, or pay on
       time), no CCJ happens.
       --- End Quote ---
       #Post#: 95057--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: satsuki726
       Date: October 21, 2025, 12:45 pm
       ---------------------------------------------------------
       Thanks for your explanation. I have just received a reply from
       my estate management company:
       --- Quote ---
       >
       > Good afternoon,
       >
       >
       >
       > Thank you for your email.
       >
       >
       >
       > We acknowledge your concerns regarding the Parking Charge
       Notice’s.  Please be aware that Napier Parking are a third-party
       company appointed by the landowner.  As such, we do not have
       access to their systems, visibility of any notices issued , or
       the authority to cancel or intervene in the issuance of these
       notices.
       >
       >
       >
       > As the managing agent, we manage the parking permit
       applications via the parking system provided, subject to the
       parking rules and regulations.
       >
       >
       >
       >
       >
       > While your tenancy agreement may not explicitly reference
       third-party parking enforcement, the parking rules and
       regulations are part of the wider estate regulations. It is the
       leaseholder’s responsibility to ensure their tenants are fully
       aware of the relevant terms and conditions of their lease.
       >
       >
       >
       > As you are aware, the leaseholder emailed concierge on
       19/09/2025 @ 16:38 regarding parking and accessing the Gym/Spa.
       Concierge provided the link to the parking portal, the steps to
       apply for a RTP permit and attached the Resident Information
       Form required for booking an induction with the Gym/Spa.
       >
       >
       >
       >
       >
       > As part of the account creation process, all users are
       required to confirm that they have read and accept the Terms and
       Conditions of the parking rules and regulations.
       >
       >
       >
       > The parking system shows you successfully created an account
       and applied for the RTP permit on 22/09/2025 with GD15UAV as the
       assigned vehicle.
       >
       >
       >
       > The account history shows vehicle registration G26XXX was
       added to your account’s vehicle list on 13/10/2025 @ 22:12.
       >
       >
       >
       > The permit history shows a request to change your VRM from
       GD15UAV to G26XXX was made on 13/10/2025 @ 22:16. Upon approval,
       G23XXX was the assigned vehicle on the permit from 22:18.
       >
       >
       >
       >
       >
       > For me to look further into the Reason for Issue of any PCN’s
       issued to G23XXX after the vehicle change application was
       approved on 13/10/25 @ 22:18, please provide a clear copy of
       each notice showing the Date & Time of the incident, the VRM and
       the Reason for Issue.
       >
       >
       >
       > Thank you.
       >
       --- End Quote ---
       #Post#: 95062--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: b789
       Date: October 21, 2025, 1:33 pm
       ---------------------------------------------------------
       That response is deliberately evasive and legally flawed. You
       can respond firmly — reinforcing that you are not challenging
       the concierge’s permit administration, but the lawfulness of the
       enforcement and their agency’s liability.
       Respond as follows:
       --- Quote ---
       > Subject: Re: Formal Complaint – Unlawful Parking Charges
       >
       > Dear [Name],
       >
       > Thank you for your response.
       >
       > Your email appears to misunderstand the basis of my complaint.
       This is not a request for you to “intervene” in Napier’s
       ticketing system — it is a formal challenge to the lawfulness of
       authorising an unregulated private parking company to issue
       speculative invoices to lawful residents exercising rights
       granted under their tenancy.
       >
       > The managing agent acts on behalf of the landowner and has
       appointed Napier to operate on the estate. You are therefore
       jointly responsible for Napier’s conduct. Whether you personally
       “access their system” is irrelevant: you are the principal;
       Napier is your contractor.
       >
       > You state that “parking rules and regulations” form part of
       the wider estate regulations. However, my tenancy agreement
       contains no clause requiring compliance with any such “rules and
       regulations,” nor any authority permitting a third party to
       impose financial penalties for parking in the resident car park.
       Unless you can produce a document lawfully incorporated into my
       tenancy requiring me to submit to Napier’s terms, your assertion
       has no contractual effect.
       >
       > The so-called “acceptance” of terms through an online portal
       does not create a new tenancy condition. I registered on the
       system solely to maintain access to resident amenities, not to
       contract with Napier or waive my tenancy rights.
       >
       > You have already confirmed that I held a valid resident permit
       and that my account correctly reflected the new registration
       (G26 XXX) from 13 October 2025 at 22:18. Any PCNs issued after
       that time are therefore plainly invalid.
       >
       > Your continued tolerance of this activity represents an
       unlawful derogation from grant and a breach of the tenant’s
       right to quiet enjoyment of the property. Allowing a third-party
       enforcement company to penalise residents for exercising rights
       conferred by their tenancy amounts to interference with those
       rights and is contrary to the Landlord and Tenant Act 1985.
       >
       > My complaint therefore stands: Napier’s activity represents an
       unlawful interference with tenancy rights and processing of
       personal data without reasonable cause. You, as managing agent,
       must take immediate steps to ensure their actions cease.
       >
       > Accordingly, please confirm within 14 days:
       > [indent]1. That you have instructed Napier to cancel all PCNs
       issued to my vehicle after 13 October 2025 @ 22:18;
       > 2. That you have required Napier to erase my personal data
       from their systems; and
       > 3. That you will not make residents’ contractual parking
       rights conditional upon compliance with a third-party
       enforcement scheme.[/indent]
       >
       > Failing this, I will escalate the matter to the Housing
       Ombudsman and the Information Commissioner’s Office, and reserve
       the right to include [Managing Agent Name] as a co-defendant in
       any court proceedings arising from this issue.
       >
       > Please note that this is a formal complaint under your
       internal complaints procedure, and I expect a formal written
       response addressing each point raised, not a general or
       “courtesy” reply.
       >
       > Yours faithfully,
       >
       > [Your Name]
       > [Address / Tenancy Reference]
       --- End Quote ---
       #Post#: 95065--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: satsuki726
       Date: October 21, 2025, 1:42 pm
       ---------------------------------------------------------
       I have just sent them that, also I have just realised all PCNs
       that I have received were before 13 Oct 22:00 so I'm not quite
       sure what those were for. Also would it cause any problems when
       they erase my data as mentioned? I am not quite sure if they are
       going to cancel the permit and give me more parking charges,
       etc. Maybe I have misunderstood something.
       Thanks a lot.
       #Post#: 95071--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: b789
       Date: October 21, 2025, 2:03 pm
       ---------------------------------------------------------
       --- Quote from: satsuki726 link ---
       >
       > I have just realised all PCNs that I have received were before
       13 Oct 22:00 so I'm not quite sure what those were for.
       >
       --- End Quote ---
       What do you mean you don't know what they were for? It will say
       on each PCN what it has been issued for.
       #Post#: 95072--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: satsuki726
       Date: October 21, 2025, 2:05 pm
       ---------------------------------------------------------
       I meant all PCNs I received were issued before that time so I'm
       not sure what we are expecting from the managing company.
       #Post#: 95073--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: satsuki726
       Date: October 21, 2025, 2:13 pm
       ---------------------------------------------------------
       Apologies, I have re read the PCNs and 2/7 of them were actually
       issued after 13/10. I will upload those and see if it may help.
       #Post#: 95075--------------------------------------------------
       Re: Napier Parking - Forgotten to change to personalised reg on
       permit - 7 PCNs received
   DIR By: b789
       Date: October 21, 2025, 2:19 pm
       ---------------------------------------------------------
       It doesn't matter when they were issued if your tenancy
       agreement makes no mention of any parking restrictions or third
       party allowed to override your tenancy rights!
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