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       #Post#: 77574--------------------------------------------------
       DCBL collection - debt recovery & final reminder for 5 year
       old PCN
   DIR By: applecrate
       Date: June 22, 2025, 7:01 am
       ---------------------------------------------------------
       Hi all,
       My first post, so please be genlte with me ;)
       I have just recieved a debt recovery notice & subsequent final
       reminder from DCBL for a parking notice I recieved several years
       ago (approx 5 years). At the time I followed the recommend
       course of action from the pepipoo community & they bascially
       went away/stopped chasing etc. As it was such a long time ago, I
       dont remember the details but can ikely dig up the background it
       it helps.
       Looking at some of the previous similar issues on this forum, I
       can see the general view is to ignore these until they send an
       LBC I think its called.
       Have attached PDF scans of both debt recovery letter & final
       reminder for ref if of any use.
       I guess the question is, given the lapsed time since the
       original issue & now is, assume I do just ignore this unless
       they share anything remotely looking like a court claim etc?
       All guidance gratefully recieved
       [attach=1]
       [attach=2]
       [attachment deleted by admin]
       #Post#: 77577--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: jfollows
       Date: June 22, 2025, 7:40 am
       ---------------------------------------------------------
       Generally the case, yes, stuff from DCBL as debt collectors can
       be ignored but a Letter of Claim from DCB Legal needs a
       response. It will also need a defence filing and, therefore,
       anything you can dig out, especially the original PCN, will be
       useful for this.
       #Post#: 77578--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: applecrate
       Date: June 22, 2025, 8:21 am
       ---------------------------------------------------------
       --- Quote from: jfollows link ---
       >
       > Generally the case, yes, stuff from DCBL as debt collectors
       can be ignored but a Letter of Claim from DCB Legal needs a
       response. It will also need a defence filing and, therefore,
       anything you can dig out, especially the original PCN, will be
       useful for this.
       >
       --- End Quote ---
       Thanks for the note. If/when I get a LBC, I will post here along
       with relevant background info - had a look & I still have the
       original scans!!
       #Post#: 88926--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: applecrate
       Date: September 8, 2025, 7:38 am
       ---------------------------------------------------------
       Hi all,
       A further update to the above thread.I have just recoeved a
       Letter of Claim from DCBLLegal & have shared a scanned/redcated
       copy here for reference. I've also attached the original PCN for
       ref. If needs be, can also share all other correspondnece I have
       recieved from them on this matter.
       The question now is, what happens now? Do I continue to ignore
       this or do I need to act now as guided by jfollows above? Given
       I have also recently lost my job due to a restructure, I could
       certainly do without this unwarranted & unfair issues dragging
       on, let alone pay the so called fine.
       Any guidance now this appears to have ramped is much
       appreciated.
       DCBL letter of claim 080925_Redacted
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EXKe1Q3itN5Fr0CmC1ia35cBfDj3rJXG6hu7sCIrHNMsKw?e=YkPgAB
       Smart Parking ticket redacted
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EYrTpc7Yea4ggEZPQgkAAAABn85rlf96v7tzeEHGb1Hdsw?e=gxovYa
       #Post#: 88987--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: b789
       Date: September 8, 2025, 12:02 pm
       ---------------------------------------------------------
       Just do a search of the forum for any other DCB Legal Letter of
       Claim (LoC). Look for any very recent ones and follow the same
       advice given in those.
       You will eventually receive a claim anyway and as long as you
       defend it with the same advice in any of those threads, you wil
       not be paying a penny.
       #Post#: 89611--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: applecrate
       Date: September 12, 2025, 5:30 am
       ---------------------------------------------------------
       Hi all,
       Quick updateon my above situation. I have used one of b789's LOC
       responses email templates & now await DCBL response. Out of
       curiosity, I have also run the email template through my Claude
       Pro Ai account using the following prompt:
       I have just sent the following email (being the LOC template) to
       DCBL on this matter - please analyse the likely next actions by
       DCBL or potential outcome
       The resulting output from Claude massivley reinforces b789's
       recommended approach (whatever your view on Ai output is):
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EQ58b3sGzy5Lvfqrj-zbGTkB3R0nyiaFcEnvv_9ePHDAGA?e=epWQQp
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EQ58b3sGzy5Lvfqrj-zbGTkB3R0nyiaFcEnvv_9ePHDAGA?e=epWQQp
       #Post#: 89612--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: DWMB2
       Date: September 12, 2025, 5:38 am
       ---------------------------------------------------------
       Does 'Claude' always write like it's generating clickbait
       content for an online tabloid?  ;D
       #Post#: 89613--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: applecrate
       Date: September 12, 2025, 5:42 am
       ---------------------------------------------------------
       --- Quote from: DWMB2 link ---
       >
       > Does 'Claude' always write like it's generating clickbait
       content for an online tabloid?  ;D
       >
       --- End Quote ---
       It does read bit like that doesnt it!!  ;D  ;D  ;D
       I use it for work to generate insights into businesses I work
       with & it is VERY useful for that I must say.
       Lets hope it has come to the right conclusion on DCBL  ;)
       #Post#: 89617--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: b789
       Date: September 12, 2025, 6:11 am
       ---------------------------------------------------------
       Errr... DCBL? Surely you mean DCB Legal, two separate legal
       entities. DCBL (Direct Collection Bailiffs Ltd) are powerless
       debt collectors who, as a third party to any alleged contract
       breached by the driver, can only spout scary rubbish in the hope
       that the recipient is low-hanging fruit on the gullible tree and
       will simply pay up out of ignorance and fear.
       DCB Legal, on the other hand, are firm of incompetent wannabe
       legals who suffer from intellectual malnourishment. No doubt
       they are very successful, thanks to the gullible tree being so
       ripe with low-hanging fruit, but as long as you are aware that
       they are simply a firm of bulk litigators who rely on precisely
       the same reasons as their sister company, DCBL, that the
       majority of the general public are so poorly educated about the
       civil legal procedure, they can afford to throw away the claim
       application fees in many tens of thousands of claims every year.
       A loss leader, if you like.
       I have yet to test it, but I am confident that any low value
       claim issued by DCB Legal will be discontinued as long as it is
       defended, irrespective of what is actually in the defence. I
       honestly believe that if you simply entered a nursery rhyme as
       your defence, assuming an administrative judge didn't actually
       read it and strike the defence out under CPR 16.5, it would
       still be discontinued in due course by DCB Legal.
       The 'Claude' analysis is far too confident on “withdrawal in
       7–14 days / 90–95% chance of closure”. Treat that as
       speculation, not prediction.
       DCB Legal will never 'withdraw' based my LoC template response
       or any other for that matter. If you receive an LoC from DCB
       Legal, you WILL eventually receive a claim from them too. It is
       a sad sate of affairs that the courts do not take PAPDC breaches
       more seriously in small claims. That doesn't mean you shouldn't
       respond to an LoC with what I suggest. It is your right to
       request the information and it puts the claimant to task.
       The strange point here is that I don't really believe that DCB
       Legal are simply 'acting' on behalf of their client. I believe
       that they are issuing claims on behalf of their clients in a
       scattergun approach, knowing that there are enough low-hanging
       fruit out there to very comfortably offset any losses. Without
       actual sagas, it is difficult to give any precise numbers, but
       DCB Legal alone, issue claims in the hundreds of thousands every
       year. The vast majority of those result in either the defendant
       simply paying or, in most cases, going to default judgment
       because the defendant buries their head in the sand or screws up
       the process.
       #Post#: 95709--------------------------------------------------
       Re: DCBL collection - debt recovery & final reminder for 5
       year old PCN
   DIR By: applecrate
       Date: October 27, 2025, 4:12 am
       ---------------------------------------------------------
       Hi all,
       Have finally had a response to my previous email from DCB & it
       comes as no surprise I guess that they are sticking to their
       guns. On my part this is getting beyond my comfort zone & area
       of experience/knowledge, so once again need to lean on this
       group for advice & direction please.
       Here is a link to the email & the attached evidence they refer
       to which are a coupleof photos - one of my car & the other is
       the sign at the car park.
       DCB email:
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EdUGZEMd-qpCklq4cPFSl0sBw7WTECACX6LdoP2JXFb5wg?e=rri6HG
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EdUGZEMd-qpCklq4cPFSl0sBw7WTECACX6LdoP2JXFb5wg?e=rri6HG
       Photo of car:
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/Ea327k3Je5xNh2xmNafxT3ABITnMSoTcjXngH11wkrtZuQ?e=06eksu
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/Ea327k3Je5xNh2xmNafxT3ABITnMSoTcjXngH11wkrtZuQ?e=06eksu
       Photo of sign:
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EUEa5h6fi0tMv2obWZl0MDcBElv6GH9DxqPAIYcLIlH59Q?e=o4K39u
  HTML https://1drv.ms/b/c/46ae79d8cea5d38a/EUEa5h6fi0tMv2obWZl0MDcBElv6GH9DxqPAIYcLIlH59Q?e=o4K39u
       Any guidance on how/when/what to reply with here from this point
       forward will be much appreciated!!!
       TIA!!
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