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#Post#: 75621--------------------------------------------------
x 2 DCB legal money claim forms.
DIR By: billyb04
Date: June 9, 2025, 3:33 pm
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Hi All,
I have yesterday received x 2 money claims forms from the courts
in relation to 2 parking tickets.
To be honest i don't really want the headache of attempting to
fight against DCB legal.
However i have some questions, I have 14 days from the date of
service to provide a response or pay, i am looking to pay the
amounts as i don't want a CCJ to go onto my credit file.
Is it possible to speak with DCB legal and come to some sort of
arrangement on the amount owed if paid now, or is it set in
stone now. Also if paid in full do I need to respond to the
courts, to make them aware it has been paid in full, as the
letter isn't so clear.
Thank you :)
#Post#: 75633--------------------------------------------------
Re: x 2 DCB legal money claim forms.
DIR By: DWMB2
Date: June 9, 2025, 4:04 pm
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--- Quote from: billyb04 link ---
>
> Is it possible to speak with DCB legal and come to some sort
of arrangement on the amount owed if paid now
>
--- End Quote ---
This forum advises people on defending claims, so we don't
really have (m)any examples of people successfully negotiating.
Where people do defend claims, before discontinuing, DCB Legal
will often make increasingly desperate attempts to settle at
lower and lower amounts.
The issue with trying to settle right off the bat is that your
bargaining position isn't particularly strong, as they know
you're essentially of the belief you owe the money.
You mention having received 2 claim forms, are they both from
the same parking firm?
#Post#: 75636--------------------------------------------------
Re: x 2 DCB legal money claim forms.
DIR By: b789
Date: June 9, 2025, 4:07 pm
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If you follow the advice you won't pay a penny to anyone. Even
if it went all the way to a hearing, you would pay less than the
amount being claimed.
However, if you want, you can try and negotiate with DCB Legal
who will be more than happy to fleece you when they ALWAYS
discontinue a defended claim. They rely on the low-hanging fruit
on the gullible tree to pay up out of ignorance and fear.
Defend the claims, even if you only submit a nursery rhyme as
your defence, and you won't pay a penny as they will eventually
discontinue.
Your choice.
#Post#: 75654--------------------------------------------------
Re: x 2 DCB legal money claim forms.
DIR By: billyb04
Date: June 9, 2025, 5:20 pm
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Thank you both for the response. It is regarding two different
parking companies.
I have attached the forms sent to me.
If the case is that they usually discontinue defended claims or
lower the amount, then I would look to defend, I was worried
about my credit file more than anything.
How would be best to proceed with this then, what sort of
defense would be best to submit.
:)
[attachment deleted by admin]
#Post#: 75688--------------------------------------------------
Re: x 2 DCB legal money claim forms.
DIR By: jfollows
Date: June 10, 2025, 12:28 am
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--- Quote from: billyb04 link ---
>
> If the case is that they usually discontinue defended claims
or lower the amount, then I would look to defend, I was worried
about my credit file more than anything.
>
--- End Quote ---
I suggest you read
HTML https://www.ftla.uk/private-parking-tickets/pcn-from-ukcps-limited/msg74494/#msg74494<br
/>to see how defending these claims will not impact on your
credit
file.
#Post#: 75692--------------------------------------------------
Re: x 2 DCB legal money claim forms.
DIR By: ixxy
Date: June 10, 2025, 2:36 am
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Even if gets to court and you lose you can still 100% avoid a
CCJ if you pay what the court directs. You only get a CCJ if you
ignore the courts decision.
#Post#: 75693--------------------------------------------------
Re: x 2 DCB legal money claim forms.
DIR By: b789
Date: June 10, 2025, 3:07 am
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What CCJ? Do you have any understanding of how someone gets a
CCJ? Nothing we advise on here will make anyone get a CCJ.
--- Quote ---
> A County Court Judgment (CCJ) does not just happen—it follows
a clear legal process. If someone gets a Parking Charge Notice
(PCN) from a private parking company, here's what happens step
by step:
>
> [indent]1. Parking Charge Notice (PCN) Issued
>
> [indent]• The parking company sends a letter (Notice to
Keeper) demanding money.
>
> • This is not a fine—it’s an invoice for an alleged breach of
contract.[/indent]
>
> 2. Opportunity to Appeal
>
> [indent]• The recipient can appeal to the parking company.
>
> •If rejected, they may be able to appeal to POPLA (if BPA
member) or IAS (if IPC member).
>
> • If an appeal is lost or ignored, the parking company demands
payment.[/indent]
>
> 3. Debt Collection Letters
>
> [indent]• The parking company might send scary letters or pass
the case to a debt collector.
>
> • Debt collectors have no power—they just send letters and can
be ignored.
>
> • No CCJ happens at this stage.[/indent]
>
> 4. Letter Before Claim (LBC)
>
> [indent]• If ignored for long enough, the parking company (or
their solicitor) sends a Letter Before Claim (LBC).
>
> • This is a warning that they may start a court case.
>
> • The recipient has 30 days to reply before a claim is filed.
>
> • No CCJ happens at this stage.[/indent]
>
> 5. County Court Claim Issued
>
> [indent]• If ignored or unpaid, the parking company may file a
claim with the County Court.
>
> • The court sends a Claim Form with details of the claim and
how to respond.
>
> • The recipient has 14 days to respond (or 28 days if they
acknowledge it).
>
> • No CCJ happens at this stage.[/indent]
>
> 6. Court Process
>
> [indent]• If the recipient defends the claim, a judge decides
if they owe money.
>
> • If the recipient ignores the claim, the parking company wins
by default.
>
> • No CCJ happens yet unless the recipient loses and ignores
the court.[/indent]
>
> 7. Judgment & Payment
>
> [indent]• If the court rules that money is owed, the recipient
has 30 days to pay in full.
>
> • If they pay within 30 days, no CCJ goes on their credit
file.
>
> • If they don’t pay within 30 days, the CCJ stays on their
credit file for 6 years.[/indent][/indent]
>
> Conclusion
>
> CCJs do not appear out of thin air. They only happen if:
>
> [indent]• A parking company takes the case to court.
>
> • The person loses or ignores the case.
>
> • The person fails to pay within 30 days.[/indent]
>
> If you engage with the process (appeal, defend, or pay on
time), no CCJ happens.
--- End Quote ---
I suggest you create a separate thread for each of the claims.
It can be confusing trying to deal with two separate cases on a
single thread.
Use this thread for the ECP claim and create a new one for the
ParkingEye claim. I suggest you change the title of this thread
to include "ECP" and the are thread to include "ParkingEye".
As both claims have been issued on the same day, the advice and
the defences will be identical, except for the name of the
Claimant and the Claim number.
#Post#: 75695--------------------------------------------------
Re: x 2 DCB legal money claim forms.
DIR By: b789
Date: June 10, 2025, 3:12 am
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As this thread will be used for the ECP claim...
With an issue date of 4th June, you have until 4pm on Monday
23rd June to submit your defence. If you submit an
Acknowledgement of Service (AoS) before then, you would then
have until 4pm on Monday 7th July to submit your defence.
If you want to submit an AoS then follow the instructions in
this linked PDF:
HTML https://www.dropbox.com/s/xvqu3bask5m0zir/money-claim-online-How-to-Acknowledge.pdf?dl=0
Otherwise, here is the defence and link to the draft order that
goes with it. You only need to edit your name and the claim
number. You sign the defence by typing your full name for the
signature and date it. There is nothing to edit in the draft
order.
When you're ready you combine both documents as a single PDF
attachment and send as an attachment in an email to
claimresponses.cnbc@justice.gov.uk and CC in yourself. The claim
number must be in the email subject field and in the body of the
email just put: "Please find attached the defence and draft
order in the matter of Euro Car Parks Ltd v [your full name]
Claim no.: [claim number]."
--- Quote ---
> [center]IN THE COUNTY COURT[/center]
> [right]Claim No: [Claim Number][/right]
>
> [center]BETWEEN:
>
> Euro Car Parks Ltd
> Claimant
>
> - and -
>
> [Defendant's Full Name]
> 
Defendant
>
>
---------------------------------------------------------
>
> DEFENCE[/center]
>
> 1. The Defendant denies the claim in its entirety. The
Defendant asserts that there is no liability to the Claimant and
that no debt is owed. The claim is without merit and does not
adequately disclose any comprehensible cause of action.
>
> 2. There is a lack of precise detail in the Particulars of
Claim (PoC) in respect of the factual and legal allegations made
against the Defendant such that the PoC do not comply with CPR
16.4.
>
> 3. The Defendant is unable to plead properly to the PoC
because:
>
> [indent](a) The contract referred to is not detailed or
attached to the PoC in accordance with CPR PD 16(7.5);
>
> (b) The PoC do not state the exact wording of the clause (or
clauses) of the terms and conditions of the contract (or
contracts) which is/are relied on;
>
> (c) The PoC do not adequately set out the reason (or reasons)
why the claimant asserts the defendant has breached the contract
(or contracts)
>
> (d) The PoC do not state with sufficient particularity
exactly where the breach occurred, the exact time when the
breach occurred and how long it is alleged that the vehicle was
parked before the parking charge was allegedly incurred;
>
> (e) The PoC do not state precisely how the sum claimed is
calculated, including the basis for any statutory interest,
damages, or other charges;
>
> (f) The PoC do not state what proportion of the claim is the
parking charge and what proportion is damages;
>
> (g) The PoC do not provide clarity on whether the Defendant is
sued as the driver or the keeper of the vehicle, as the claimant
cannot plead alternative causes of action without
specificity.[/indent]
>
> 4. The Defendant attaches to this defence a copy of a draft
order approved by a district judge at another court. The court
struck out the claim of its own initiative after determining
that the Particulars of Claim failed to comply with CPR 16.4.
The judge noted that the claimant had failed to:
>
> [indent](i) Set out the exact wording of the clause (or
clauses) of the terms and conditions relied upon;
>
> (ii) Adequately explain the reasons why the defendant was
allegedly in breach of contract;
>
> (iii) Provide separate, detailed Particulars of Claim as
permitted under CPR PD 7C.5.2(2).
>
> (iv) The court further observed that, given the modest sum
claimed, requiring further case management steps would be
disproportionate and contrary to the overriding objective.
Accordingly, the judge struck out the claim outright rather than
permitting an amendment.[/indent]
>
> 5. The Defendant submits that the same reasoning applies in
this case and invites the court to adopt a similar approach by
striking out the claim for the Claimant’s failure to comply with
CPR 16.4.
>
> Statement of truth
>
> I believe that the facts stated in this Defence are true. I
understand that proceedings for contempt of court may be brought
against anyone who makes, or causes to be made, a false
statement in a document verified by a statement of truth without
an honest belief in its truth.
>
> Signed:
>
>
> Date:
--- End Quote ---
Draft Order for the defence
HTML https://www.dropbox.com/scl/fi/tcewefk7daozuje25chkl/Strikeout-order-v2.pdf?rlkey=wxnymo8mwcma2jj8xihjm7pdx&st=nbtf0cn6&dl=0
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