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#Post#: 96461--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: b789 Date: November 1, 2025, 1:40 pm
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E1 — Mediation contact
No, the mediation service will only deal directly with the named
party to the claim — i.e. the Registered Keeper (RK). You can,
however, assist them in preparing for it, and if necessary, be
present quietly in the background if it’s a phone call, provided
the mediator and claimant agree. But formally, you cannot be the
“named contact.”
E4 / F6 — Language or vulnerability
Yes, it’s appropriate to mention that English is not the RK’s
first language and that they may be vulnerable to
misunderstanding complex or pressured negotiations. Under the
current mandatory mediation scheme, they should not be expected
to take part unless an interpreter is available. You can word
this clearly and neutrally, e.g.:
[indent]“The defendant’s first language is not English, and they
would require an interpreter to participate meaningfully in
mediation. Without one, there is a significant risk of
misunderstanding or being disadvantaged in the
process.”[/indent]
That ensures the court and the Small Claims Mediation Service
are aware that the defendant requires an interpreter rather than
simply preferring written communication.
F1 — Nearest County Court
That’s fine. It’s routine for a defendant’s “nearest County
Court hearing centre” to be in the next county. The allocation
process will assign the case to the most appropriate local
court. There’s no need to comment or apologise for geography.
G — Other information / Welsh language rights
The form’s question G allows for any extra notes, but you don’t
need to mention the Welsh-language point unless it’s relevant.
HMCTS will automatically provide that information if the case is
in Wales or a party requests to use Welsh. It’s not something
that must be advised before this stage, so you can safely leave
that section blank.
#Post#: 96471--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: November 1, 2025, 3:37 pm
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[quote][font=Nunito, Segoe UI, Helvetica, Arial][b]E1 —
Mediation contact<br>[/font][/b]
[font=Nunito, Segoe UI, Helvetica, Arial]No, the mediation
service will only deal directly with the named party to the
claim — i.e. the Registered Keeper (RK). You can, however,
assist them in preparing for it, and if necessary, be present
quietly in the background if it’s a phone call, provided the
mediator and claimant agree. But formally, you cannot be the
“named contact.”[/font][/quote]
Thank you for responding.
[hr]
Not sure I totally agree with that, the form says "E1 : What is
the name and contact details of the person who will be attending
your mediation appointment?" This wording suggests to me that
"the person" can be someone other than the person referred to as
"your", because "your" details are already more complete in
section B. If the details for E are supposed to be the same as
the party to the claim, then there would be no point in asking
this question in the first place.
[hr]
However, I will do as suggested, and make myself available to be
on-hand at mediation. The RK will be briefed beforehand broadly
what to say, and to resist any suggestions from anyone to offer
anything other than the recommended "£0".
[hr]
Other than meeting the 13 November 2025 deadline, is there any
guidance on when to respond, or is asap good enough? There are
no benefits to delaying at all?
#Post#: 96473--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: b789 Date: November 1, 2025, 3:59 pm
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The current N180 (11/24) literally asks: “What is the name and
contact details of the person who will be attending your
mediation appointment?” — it does not say it must be the party
themself. The logical reading is that you may name whoever will
attend, provided they have full authority to speak for (and, if
appropriate, settle on behalf of) the party.
Two practical points to make this work:
[indent]1. Put the attendee in E1 (that can be you, if you’ll
attend for the RK with written authority). Then ensure
HMCTS/SCMS know you are the point of contact for the
appointment. The N180 text supports this interpretation.
2. If language is an issue, tick E3 “Yes” (interpreter) and
specify the language. The form itself says the court can arrange
and meet the cost of an interpreter and that you should contact
the court immediately — so use that route and also mention it in
E4.[/indent]
#Post#: 96474--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: November 1, 2025, 4:15 pm
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Many thanks. Will put something together with the RK in the next
day or so.
#Post#: 96476--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: b789 Date: November 1, 2025, 4:41 pm
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Or you could just pretend to be the defendant and go through the
motions of this time wasting exercise!
#Post#: 96479--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: November 1, 2025, 5:11 pm
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I’d have to remember to change my voice. The RK and I are not
the same gender! LOL!
#Post#: 96526--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: b789 Date: November 2, 2025, 9:40 am
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Trust me, it makes no difference. Our Sky account is in my
wife's name. However, I deal with it as she lives in Canada.
Whenever I have to call, they always ask if I am the account
holder. I learnt very early on, just to say yes. I don't
disguise my voice. I mentally dare them to question if I am
really the account holder. Of course they won't as they are
probably way too woke to question it.
#Post#: 110687--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: February 22, 2026, 8:54 am
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It's been awhile, same as for the other thread for Bank Parking,
ZZPS and GCTT.
The RK informed me that they received a call from mediators a
couple of weeks back, and that they insisted on a no-cost
settlement, and the call was ended shortly after.
No other news since, and MCOL shows no updates since the the DQ
filing back in November last year.
#Post#: 110707--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: DWMB2 Date: February 22, 2026, 2:48 pm
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They're doing right by continuing to check MCOL etc. - they
should get a notice of allocation through the post at some
point. I realise 'at some point' is rather vague, but whilst all
County Courts are over-burdened, some are more over-burdened
than others.
#Post#: 110740--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: February 23, 2026, 4:08 am
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Thanks, I'll keep and eye and ear out for whatever happens next.
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