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#Post#: 73512--------------------------------------------------
DCBL - Notice of Debt Recovery
By: Mortimer Date: May 27, 2025, 4:13 pm
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I have been shown the following letters by the Registered Keeper
(RK) of the vehicle concerned:
[hr]
First dated 28/04/2025: [br]
[img width=635
height=877]
HTML https://i.ibb.co/QjCT0Srh/DCBL220425-1.png[/img][br]
[img width=635
height=877]
HTML https://i.ibb.co/6JYbZv81/DCBL220425-2.png[/img]
[br][br]
[hr]
Second dated 13/05/2025: [br]
[img width=635
height=877]
HTML https://i.ibb.co/xK8b9hfW/DCBL130525-1.png[/img][br]
[img width=635
height=877]
HTML https://i.ibb.co/ccBXfy59/DCBL130525-2.png[/img][br][br]
[hr]
[br]
Unfortunately this case started on Pepipoo, and so the
intervening history is missing.[br][br]
My recollection is that it was worked out that the "Location:"
referred to a building that no longer exists. Sussex House was
demolished in 2008, I believe an appeal was made based on that
information. [br][br]
Now three years later, the RK has received these letters, and I
was wondering what the best thing is to advise them?[br]
#Post#: 73515--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: b789 Date: May 27, 2025, 4:54 pm
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Ignore all debt recovery letters. All a debt collector can do is
try and persuade the low-hanging fruit own the gullible tree to
pay up out of ignorance and fear.
As they are acting on behalf of ECP, you will, eventually,
receive a Letter of Claim (LoC) from their sister, bulk
litigation company, DCB Legal. Show us the LoC and we will
provide a suitable response.
In dues course, they will issue an N1SDT Claim Form from the
CNBC. Again, show that to us, redacting only your personal
details, the claim number and the MCOL password. Leave all dates
visible, especially the issue date.
We will provide instructions and a suitable defence. After
several months of some procedure l stuff, the claim will
eventually be struck out or they will discontinue and that will
be the end of the matter.
As long as you follow the advice here, you will not be paying a
penny to ECP.
#Post#: 73519--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: May 27, 2025, 5:13 pm
---------------------------------------------------------
Many thanks.
I will instruct to file the letters and await the next one and
come back to me.
#Post#: 73686--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: May 28, 2025, 4:46 pm
---------------------------------------------------------
I have just been scanning through the private parking forum, and
it looks like DCBL have been quite busy lately.
Have they stepped up their actions?
#Post#: 73687--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: b789 Date: May 28, 2025, 4:53 pm
---------------------------------------------------------
Nobody cares about DCBL. They are useless, powerless debt
crawlers. Ignore them.
#Post#: 73693--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: May 28, 2025, 5:11 pm
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Oh I am, don't worry. They don't bother me, not least because it
isn't my correspondence anyway.
[br][br]
Just being curious. I haven't been floating around FTLA for
quite a while, I was on Pepipoo from 2008 until it died. Since
moving away from London, I haven't been so involved with these
things. In London I came across quite a lot of cases, but out
here not so much. Even the wife has managed to stay out of
trouble!! LOL!
[br][br]
Good to see this is still going though. Pepipoo was great and I
will not forget the gratitude I felt to the people on the forum
then, especially when they helped me get the best part of £500
back after the wife's car was towed by a council.
[br][br]
Anyway consider DCBL dutifully ignored! ;D
#Post#: 73698--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: DWMB2 Date: May 28, 2025, 5:37 pm
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A minor distinction to be aware of, DCBL and DCB Legal fulfil
different roles. DCBL are debt collectors - as b789 correctly
notes, they are to be ignored. DCB Legal are a law firm, and
if/when they get involved, you should return for advice.
#Post#: 73704--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: May 29, 2025, 2:04 am
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I saw a video on YouTube by someone about that.
[br][br]
They claims to be "sister" organisations.
[font=Verdana, Arial, Helvetica, sans-serif][br][br][/font]
The YouTuber claims that they sell debts between each other to
rack up fees.
HTML https://youtu.be/oer7hzW2gzk?si=yb3BtCJq_qDL_WaJ
[font=Verdana, Arial, Helvetica, sans-serif][br][br][/font]
[font=Verdana, Arial, Helvetica, sans-serif]I didn't watch it
all, it got repetitive, but I got the gist.[/font]
[font=Verdana, Arial, Helvetica, sans-serif]He had a CCJ to
clear with one of them (DCB Legal), which had a couple of weeks
to its due date.[/font]
[font=Verdana, Arial, Helvetica, sans-serif]He called them to
pay the ~£200, to be informed by DCB Legal they were no longer
handling the debt and had sold it to DCBL.[/font]
He called DCBL a couple of days later and they said they had
bought the debt only two days prior, i.e. on the day he had
called DCB Legal, and were now only going accept ~£400 to clear
the CCJ.
[size=2][font=Verdana, Arial, Helvetica,
sans-serif][br][br][/font][/size]
It all sounded it bit suspect to me, but whether or not he had
things right or wrong, it was clear that these companies were
between them, an "absolute shower".
#Post#: 73781--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: b789 Date: May 29, 2025, 7:02 am
---------------------------------------------------------
DCBL and DCB Legal are sister companies. They do not "sell" debt
between them. They are agents for each other. A private parking
company can assign (i.e., "sell") the alleged debt to a third
party, but it is relatively uncommon and not the same as simply
instructing a debt recovery agency or solicitor to act on their
behalf.
Most commonly, the parking operator retains ownership of the
alleged debt and merely instructs a debt recovery agency (DRA)
or solicitor to pursue it on their behalf. This is not a sale or
assignment. The third party acts as an agent, and any payment is
forwarded to the parking company (minus fees).
Assignment (Selling the Debt) means the parking company
transfers legal ownership of the alleged debt to the third
party. The third party becomes the new creditor.
This must comply with section 136 of the Law of Property Act
1925:
[indent]• The assignment must be in writing.
• Notice of assignment must be given to the debtor (you/the
keeper/driver).
• Only then can the third party enforce the debt in its own
name.[/indent]
If a third party claims to own the debt, request:
[indent]• A copy of the Deed of Assignment, or confirmation that
the debt was assigned.
• Proof of notice of assignment, sent to you as required by
law.[/indent]
Without this, they are likely just an agent with no standing to
sue in their own name.
#Post#: 73785--------------------------------------------------
Re: DCBL - Notice of Debt Recovery
By: Mortimer Date: May 29, 2025, 7:10 am
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Useful to know, although I do not intend getting into such a
situation myself.[br][br]Clearly the YouTuber could have faired
better had he known this information.[br][br]Anyway, all I can
do is wait and see what the RK receives next, which could be
some time I guess.[br][br]Thanks.
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