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#Post#: 102818--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: jfollows
Date: December 17, 2025, 5:02 am
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You are advised to redact the claim number and/or the password.
#Post#: 102836--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: b789
Date: December 17, 2025, 5:51 am
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With an issue date of 12th December, you have until 4pm on
Wednesday 31st December to submit your defence. If you submit an
Acknowledgement of Service (AoS) before then, you would then
have until 4pm on wednesday 14th January to submit your defence.
You only need to submit an AoS if you need extra time to prepare
your defence. If you want to submit an AoS then follow the
instructions in this linked PDF:
HTML https://www.dropbox.com/s/xvqu3bask5m0zir/money-claim-online-How-to-Acknowledge.pdf?dl=0
Until very recently, we never advised using the MCOL to submit a
defence. However, due to recent systemic failures within the
CNBC, we feel that it is safer to now submit a short defence
using MCOL as it is instantly submitted and entered into the
"system". Whilst it will deny the use of some formatting or
inclusion of transcripts etc. these can always be included with
the Witness Statement (WS) later, if it ever progresses that
far.
You will need to copy and paste it into the defence text box on
MCOL. It has been checked to make sure that it will fit into the
122 lines limit.
--- Quote ---
> 1. The Defendant denies the claim in its entirety. The
Defendant asserts that there is no liability to the Claimant and
that no debt is owed. The claim is without merit and does not
adequately disclose any comprehensible cause of action.
>
> 2. There is a lack of precise detail in the Particulars of
Claim (PoC) in respect of the factual and legal allegations made
against the Defendant such that the PoC do not adequately comply
with CPR 16.4.
>
> 3. The Defendant is unable to plead properly to the PoC
because:
>
> (a) The contract referred to is not detailed or attached to
the PoC in accordance with PD 16, para 7.3(1);
>
> (b) The PoC do not state the exact wording of the clause (or
clauses) of the terms and conditions of the contract (or
contracts) which is/are relied on;
>
> (c) The PoC do not adequately set out the reason (or reasons)
why the claimant asserts the defendant has breached the contract
(or contracts);
>
> (d) The PoC do not state with sufficient particularity exactly
where the breach occurred, the exact time when the breach
occurred and how long it is alleged that the vehicle was parked
before the parking charge was allegedly incurred;
>
> (e) The PoC do not state precisely how the sum claimed is
calculated, including the basis for any statutory interest,
damages, or other charges;
>
> (f) The PoC do not state what proportion of the claim is the
parking charge and what proportion is damages;
>
> (g) The PoC do not provide clarity on whether the Defendant is
sued as the driver or the keeper of the vehicle, as the claimant
cannot plead alternative causes of action without specificity.
>
> 4. The Defendant submits that courts have previously struck
out materially similar claims of their own initiative for
failure to adequately comply with CPR 16.4, particularly where
the Particulars of Claim failed to specify the contractual terms
relied upon or explain the alleged breach with sufficient
clarity.
>
> 5. In comparable cases involving modest sums, judges have
found that requiring further case management steps would be
disproportionate and contrary to the overriding objective.
Accordingly, strike-out was deemed appropriate. The Defendant
submits that the same reasoning applies in this case and invites
the court to adopt a similar approach by striking out the claim
due to the Claimant’s failure to adequately comply with CPR
16.4, rather than permitting an amendment. The Defendant
proposes that the following Order be made:
>
> Draft Order:
>
> Of the Court's own initiative and upon reading the particulars
of claim and the defence.
>
> AND the court being of the view that the particulars of claim
do not adequately comply with CPR 16.4(1)(a) because: (a) they
do not set out the exact wording of the clause (or clauses) of
the terms and conditions of the contract which is (or are)
relied on; and (b) they do not adequately set out the reason (or
reasons) why the claimant asserts that the defendant was in
breach of contract.
>
> AND the claimant could have complied with CPR 16.4(1)(a) had
it served separate detailed particulars of claim, as it could
have done pursuant to PD 7C, para 5.2, but chose not to do so.
>
> AND upon the Court determining, having regard to the
overriding objective (CPR 1.1), that it would be
disproportionate to direct further pleadings or to allot any
further share of the Court’s resources to this claim (for
example by ordering further particulars of claim and a further
defence, with consequent case management).
>
> ORDER:
>
> 1. The claim is struck out.
>
> 2. Permission to either party to apply to set aside, vary or
stay this order by application on notice, which must be filed at
this Court not more than 7 days after service of this order,
failing which no such application may be made.
--- End Quote ---
#Post#: 102877--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: Dannyboy71
Date: December 17, 2025, 9:16 am
---------------------------------------------------------
Thank you, I followed the advice and submitted a defence on
MCOL. What do I now, just wait ? What do i need to look out for
please. Thanks so much for all teh advice on this matter.
#Post#: 105469--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: Dannyboy71
Date: January 12, 2026, 3:37 am
---------------------------------------------------------
Morning, just received a N180 email today, (see below) they are
asking if i need to settle out of court ?
Good Morning
Having reviewed the content of your defence, we write to inform
you that our client intends to proceed with the claim.
In due course, the Court will direct both parties to each file a
directions questionnaire. In preparation for that, please find
attached a copy of the Claimant's, which we confirm has been
filed with the Court.
Without Prejudice to the above, in order to assist the Court in
achieving its overriding objective, our client may be prepared
to settle this case - in the event you wish to discuss
settlement, please call us on within 7 days and make immediate
reference to this correspondence.
If you have provided an email address within your Defence, we
intend to use it for service of documents (usually in PDF
format) hereon in pursuant to PD 6A (4.1)(2)(c). Please advise
whether there are any limitations to this (for example, the
format in which documents are to be sent and the maximum size of
attachments that may be received). Unless you advise otherwise,
we will assume not.
Kind Regards,
Litigation Support
#Post#: 105528--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: jfollows
Date: January 12, 2026, 9:23 am
---------------------------------------------------------
Search the forum for
N180
The forum is full of instructions on how to deal with the N180:
You will have to submit your own in due course.
You will also have a mandatory mediation session in due course,
search the forum for
mediation
in due course.
You don’t settle at any point, including at the mediation
session.
--- Quote ---
> Having received your own N180 (make sure it is not simply a
copy of the claimants N180), do not use the paper form. Ignore
all the other forms that came with it. you can discard those.
Download your own here and fill it in on your computer. You sign
it by simply typing your full name in the signature box.
>
>
HTML https://assets.publishing.service.gov.uk/media/673341e779e9143625613543/N180_1124.pdf
>
> Here are the answers to some of the less obvious questions:
>
> • The name of the court is "Civil National Business Centre".
>
> • To be completed by "Your full name" and you are the
"Defendant".
>
> • C1: "YES"
>
> • D1: "NO". Reason: "I wish to question the Claimant about
their evidence at a hearing in person and to expose omissions
and any misleading or incorrect evidence or assertions.
> Given the Claimant is a firm who complete cut & paste parking
case paperwork for a living, having this case heard solely on
papers would appear to put the Claimant at an unfair advantage,
especially as they would no doubt prefer the Defendant not to
have the opportunity to expose the issues in the Claimants
template submissions or speak as the only true witness to events
in question.."
>
> • F1: Whichever is your nearest county court. Use this to find
it:
HTML https://www.find-court-tribunal.service.gov.uk/search-option
>
> • F3: "1".
>
> • Sign the form by simply typing your full name for the
signature.
>
> When you have completed the form, attach it to a single email
addressed to both dq.cnbc[member=6517]justice[/member].gov.uk
and info@dcblegal.co.uk (or whoever it is) and CC in yourself.
Make sure that the claim number is in the subject field of the
email.
--- End Quote ---
#Post#: 105530--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: Dannyboy71
Date: January 12, 2026, 9:30 am
---------------------------------------------------------
Hello, thanks.
Just checked the N180 and is a copy of the claimants!
Should I download a copy from the link below and complete or do
you advise that i wait for further instruction from teh court ?
All the best, D
#Post#: 105531--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: jfollows
Date: January 12, 2026, 9:35 am
---------------------------------------------------------
--- Quote from: Dannyboy71 link ---
>
> Hello, thanks.
>
> Just checked the N180 and is a copy of the claimants!
>
> Should I download a copy from the link below and complete or
do you advise that i wait for further instruction from teh court
?
>
> All the best, D
>
--- End Quote ---
File your own N180 when MCOL tells you, or when you receive
yours in the post, as above.
#Post#: 105533--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: Dannyboy71
Date: January 12, 2026, 9:40 am
---------------------------------------------------------
Thank you!
#Post#: 107075--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: Dannyboy71
Date: January 23, 2026, 6:13 am
---------------------------------------------------------
Hi, Just FYI Received the email below yesterday, intending to
ignore ??
WITHOUT PREJUDICE SAVE AS TO COSTS
We write to you in relation to the above matter.
To assist the Court in achieving it's overriding objective, our
Client may be prepared to settle this case. I can confirm our
Client would be agreeable to £100.00 in full and final
settlement of this Claim. The current outstanding balance is
£264.44.
Should you be agreeable to this offer, please confirm the same
within 14 days. Payment can be made by calling our office on or
via bank
You must quote the correct case reference when making payment.
If you do not, we may be unable to correctly allocate the
payment. If further action is taken by us as a result of an
incorrect reference being quoted, you will be liable for any
further fees
#Post#: 107079--------------------------------------------------
Re: Debt Collectors due to not receiving the private parking
charge - disabled driver
DIR By: Mustek
Date: January 23, 2026, 6:43 am
---------------------------------------------------------
Ignore, they'll eventually discontinue.
Keep following previous advice.
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