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#Post#: 64511--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: b789
Date: March 27, 2025, 2:11 pm
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Is that it? Nothing on the back?
#Post#: 64512--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: b789
Date: March 27, 2025, 2:13 pm
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No mention of who the creditor is? The NtD is from OPC? The NtK
is from OBS.
#Post#: 64515--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: DWMB2
Date: March 27, 2025, 2:16 pm
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Please show us all pages of all the notices.
#Post#: 64519--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: jafferraza1
Date: March 27, 2025, 2:20 pm
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The second page of the letter doesn't have anything mentioned
other than the completion of point 7 stating the debt will be
recovered from debt collectors. It's OPC I have attached the
back
[attachment deleted by admin]
#Post#: 64520--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: DWMB2
Date: March 27, 2025, 2:27 pm
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Please just show us the back of the letter instead of attempting
to summarise what it says.
#Post#: 64531--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: jafferraza1
Date: March 27, 2025, 4:16 pm
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Okay, so I have found an OPC letter with the same reference
number. Also attached an image of last page from the OB services
letter
[attachment deleted by admin]
#Post#: 64572--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: b789
Date: March 28, 2025, 3:40 am
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--- Quote from: jafferraza1 link ---
>
> The second page of the letter doesn't have anything mentioned
other than the completion of point 7 stating the debt will be
recovered from debt collectors. It's OPC I have attached the
back
>
--- End Quote ---
The point is that this is a civil contractual issue and we need
to see all the wording, including the small print. In this case
you have two company names, although it appears that one is the
trading name of the other.
#Post#: 64574--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: b789
Date: March 28, 2025, 4:04 am
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The letter says that it is being sent to you as the “named”
driver. Have you been named as the driver?
You mentioned that you now have a CCJ on your cr3dit file? When
was this issued? Where is all the PAP correspondence, the claim
form, the judgment order?
Do you actually understand what a CCJ actually is? Or do you
just imagine that you have a CCJ without fully understanding
what a CCJ is?
Please read the following and then confirm whether you actually
have a CCJ or not:
--- Quote ---
> What CCJ? Do you have any understanding of how someone gets a
CCJ? Nothing we advise on here will make anyone get a CCJ.
>
> [quote]A County Court Judgment (CCJ) does not just happen—it
follows a clear legal process. If someone gets a Parking Charge
Notice (PCN) from a private parking company, here's what happens
step by step:
>
> [indent]1. Parking Charge Notice (PCN) Issued
>
> [indent]• The parking company sends a letter (Notice to
Keeper) demanding money.
>
> • This is not a fine—it’s an invoice for an alleged breach of
contract.[/indent]
>
> 2. Opportunity to Appeal
>
> [indent]• The recipient can appeal to the parking company.
>
> •If rejected, they may be able to appeal to POPLA (if BPA
member) or IAS (if IPC member).
>
> • If an appeal is lost or ignored, the parking company demands
payment.[/indent]
>
> 3. Debt Collection Letters
>
> [indent]• The parking company might send scary letters or pass
the case to a debt collector.
>
> • Debt collectors have no power—they just send letters and can
be ignored.
>
> • No CCJ happens at this stage.[/indent]
>
> 4. Letter Before Claim (LBC)
>
> [indent]• If ignored for long enough, the parking company (or
their solicitor) sends a Letter Before Claim (LBC).
>
> • This is a warning that they may start a court case.
>
> • The recipient has 30 days to reply before a claim is filed.
>
> • No CCJ happens at this stage.[/indent]
>
> 5. County Court Claim Issued
>
> [indent]• If ignored or unpaid, the parking company may file a
claim with the County Court.
>
> • The court sends a Claim Form with details of the claim and
how to respond.
>
> • The recipient has 14 days to respond (or 28 days if they
acknowledge it).
>
> • No CCJ happens at this stage.[/indent]
>
> 6. Court Process
>
> [indent]• If the recipient defends the claim, a judge decides
if they owe money.
>
> • If the recipient ignores the claim, the parking company wins
by default.
>
> • No CCJ happens yet unless the recipient loses and ignores
the court.[/indent]
>
> 7. Judgment & Payment
>
> [indent]• If the court rules that money is owed, the recipient
has 30 days to pay in full.
>
> • If they pay within 30 days, no CCJ goes on their credit
file.
>
> • If they don’t pay within 30 days, the CCJ stays on their
credit file for 6 years.[/indent][/indent]
>
> Conclusion
>
> CCJs do not appear out of thin air. They only happen if:
>
> [indent]• A parking company takes the case to court.
>
> • The person loses or ignores the case.
>
> • The person fails to pay within 30 days.[/indent]
>
> If you engage with the process (appeal, defend, or pay on
time), no CCJ happens.
--- End Quote ---
[/quote]
#Post#: 64575--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: jafferraza1
Date: March 28, 2025, 4:31 am
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So the CCJ was another (older) parking ticker which I have paid.
We are now discussing this new letter I have received from DCBL
regarding the charge from OB services / OPC
#Post#: 64576--------------------------------------------------
Re: DCBL letter for private parking tickets - no permit - high
street, watford
DIR By: jafferraza1
Date: March 28, 2025, 4:39 am
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They have sent the letter to my name if thats what you're
asking, However I wasn't the driver at the time as per my memory
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