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       #Post#: 64473--------------------------------------------------
       DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: jafferraza1
       Date: March 27, 2025, 10:55 am
       ---------------------------------------------------------
       I have received a letter from DCBL for multiple parking tickets
       from DCBL to recover debt for private parking tickets received.
       Due to the fact that I do not remember parking in this location
       I have not responded to these. Also when i looked up the
       location, the parking area is not marked with any marking to
       clarify the space covered under the parking restriction (its an
       open space).
       Not replying to the letters, the case has been passed on to DCBL
       trying to recover the debt. I have sent the following email to
       them to get some time on my hands;
       Dear Sir/Madam,
       I am writing in response to your letter dated 20th March 2025
       regarding the parking charge related to ******** issued for my
       vehicle, registration number *****
       I previously appealed this parking charge with the issuing
       company, OB Services, on the 18th of September and 22nd of
       December, but I have not received any response or acknowledgment
       from them regarding my appeal. Given that no response was
       received, I dispute the validity of this debt and the demand for
       payment.
       I request the following:
       Proof of Debt; Please provide me with documentation showing
       that the initial company has transferred the debt to DCBL and
       that they have authorized DCBL to collect this debt on their
       behalf.
       Proof of parking charge: Please provide evidence that I was
       correctly issued this parking charge, including a copy of the
       ticket, photographs of the alleged violation, and details of the
       parking terms and conditions that were in place at the time.
       Details of appeal handling: Kindly confirm why my previous
       appeal to the initial company was not responded to, and provide
       details of any action the initial company has taken regarding my
       appeal.
       Until I receive the requested documentation, I request that all
       collection efforts cease immediately, as I am not obligated to
       pay the alleged debt without proper proof. I also expect all
       further communication regarding this matter to be conducted in
       writing.
       If you are unable to provide satisfactory evidence of this debt
       or a valid agreement for collection, I will have no choice but
       to consider reporting this matter to the Financial Ombudsman
       and/or Citizens Advice for further assistance.
       Please respond to my request within 14 days. If you do not
       respond within this period, I will assume that no further action
       will be taken, and I will consider this matter closed.
       Thank you for your attention to this matter. I look forward to
       your prompt reply.
       Yours sincerely,
       I would like to know what to do in this situation. Should I pay
       them off because they're not willing to let me appeal this
       anymore.
       #Post#: 64474--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: G6PRK
       Date: March 27, 2025, 10:57 am
       ---------------------------------------------------------
       Do you have the original Notice to Keeper for any of them?
       #Post#: 64475--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: jafferraza1
       Date: March 27, 2025, 11:04 am
       ---------------------------------------------------------
       Yes I do
       #Post#: 64478--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: G6PRK
       Date: March 27, 2025, 11:22 am
       ---------------------------------------------------------
       Post it - personal info redacted. Also the content of your
       original appeal.
       The email above - you sent that to the debt collector?
       #Post#: 64489--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: b789
       Date: March 27, 2025, 12:14 pm
       ---------------------------------------------------------
       Stop corresponding with the utterly powerless and useless DCBL.
       Never, ever, EVER communicate with a powerless debt collector.
       It's an utter waste of time as they cannot do a thing except to
       try and scare the low-hanging fruit on the gullible tree into
       paying out of ignorance and fear. You can safely ignore DCBL and
       any other debt recovery firm.
       As mentioned above, your issue is only with the unregulated
       private parking company, OB Services or their legal
       representative, if they should try and issue a Letter of Claim
       (LoC). How was the Parking Charge Notice (PCN) issued? Was it as
       a windscreen Notice to Driver (NtD) or a postal Notice to Keeper
       (NtK)?
       Show the PCN and leave ALL dates ad times visible.
       READ THIS FIRST - Private Parking Charges Forum guide
  HTML https://www.ftla.uk/private-parking-tickets/read-this-first-private-parking-charges-forum-guide/
       #Post#: 64497--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: jafferraza1
       Date: March 27, 2025, 1:14 pm
       ---------------------------------------------------------
       Yes that's the email I sent to the debt collectors. I also rang
       them up but they wouldn't entertain any appeal. I have attached
       images of the original letter. It was a parking ticket left on
       the windscreen, after which I got this letter
       [attachment deleted by admin]
       #Post#: 64499--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: jafferraza1
       Date: March 27, 2025, 1:21 pm
       ---------------------------------------------------------
       I have ignored them in the past for an older parking ticket for
       a vehicle that I had sold. They then send a claimant letter and
       added a CCJ in my credit file. Even thought I had emailed them
       stating that the vehicle was sold prior to the ticket and I had
       evidence of this.
       #Post#: 64503--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: b789
       Date: March 27, 2025, 1:28 pm
       ---------------------------------------------------------
       Show the original NtD that was affixed to the vehicle and also
       the rest of that NtK. For what I've see so far, there is no PoFA
       Keeper liability. Hopefully you haven't outed the driver in your
       correspondence.
       Looks like a bunch of amateurs. They say the driver has an
       "obligation" to pay. Ha!
       Unless you've blabbed the identity of the unknown driver (to the
       operator), who is the only liable party, they cannot take any
       action against you, the known Keeper.
       As you are under no legal obligation to identify the unknown
       driver, they will have nowhere to go with this.
       #Post#: 64504--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: Dave Green
       Date: March 27, 2025, 1:29 pm
       ---------------------------------------------------------
       --- Quote from: jafferraza1 link ---
       >
       > I have ignored them in the past for an older parking ticket
       for a vehicle that I had sold. They then send a claimant letter
       and added a CCJ in my credit file. Even thought I had emailed
       them stating that the vehicle was sold prior to the ticket and I
       had evidence of this.
       >
       --- End Quote ---
       No debt collector can add a CCJ to your credit file.
       A CCJ is a County Court Judgement and as the name implies, it's
       only the County Court that issue a CCJ.
       Even when issued, you can apply to have it removed from your
       credit record provided that you pay it off in full within 30
       days of the date of issue.
       #Post#: 64508--------------------------------------------------
       Re: DCBL letter for private parking tickets - no permit - high
       street, watford
   DIR By: jafferraza1
       Date: March 27, 2025, 1:44 pm
       ---------------------------------------------------------
       Attached is the original notice
       [attachment deleted by admin]
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