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       #Post#: 62126--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: b789
       Date: March 12, 2025, 11:25 am
       ---------------------------------------------------------
       I suggest the following as a formal complaint to your lease
       company to start the ball rolling:
       --- Quote ---
       > Subject: Formal Complaint – Unauthorised Payment of Fraudulent
       APCOA Penalty Notice and Legal Action Against APCOA
       >
       > Notice number: GT02434155
       >
       > [Date]
       >
       > Dear [Lease Company Name],
       >
       > I am writing to formally dispute the unauthorised payment you
       made on my behalf for a purported Penalty Notice issued by
       APCOA. This notice is fraudulent, legally invalid, and nothing
       more than an unlawful attempt to extract money by
       misrepresenting its legal authority. You have been deceived into
       paying money under false pretences, and I expect you to seek a
       full refund from APCOA, take legal action against them if
       necessary, and report this fraudulent conduct to the police.
       >
       > The notice you paid was not a lawful railway byelaw penalty.
       APCOA is a private parking company and has no statutory power to
       issue or enforce railway byelaw penalties. A genuine Penalty
       Notice under the Railway Byelaws can only be issued and enforced
       by a Train Operating Company or Network Rail and must be pursued
       through the magistrates’ court, not through private debt
       collection. Instead, APCOA falsely claims the right to prosecute
       but then offers to drop the matter in exchange for a payment of
       £100. This is a misrepresentation of legal authority and an
       unlawful attempt to extract money using misleading threats of
       criminal prosecution. If APCOA truly had the power to prosecute,
       they would be required to proceed through a magistrates’ court,
       not offer a private settlement. The demand for money is
       therefore extortionate and fraudulent.
       >
       > Your lease agreement does not authorise payment of invalid
       charges. The agreement states that private parking charges
       should be transferred to the hirer where possible, which you
       failed to do. The agreement allows payment of fines, penalties,
       and charges only where necessary to avoid incurring liability.
       However, this notice was neither a statutory fine nor an
       enforceable penalty, meaning there was no liability to avoid.
       You have wrongfully paid a fraudulent demand that had no legal
       basis, exposing yourself to financial loss due to deception.
       >
       > APCOA is attempting to exploit confusion between railway
       byelaws and private contract law to extract payments. If this
       were a genuine byelaw enforcement matter, non-payment would
       result in a prosecution through the magistrates' court, not a
       demand for money sent by a private company. If this were a
       private contractual charge, it would fall under civil law and
       could not involve threats of criminal prosecution. By blurring
       these legal distinctions, APCOA has engaged in deceptive and
       misleading practices.
       >
       > The Department for Transport clarified in a 2018 response to
       POPLA that parking contraventions under the Railway Byelaws
       should be dealt with under civil contract law, not prosecuted
       under byelaw 24.1. The reason for this is that minor parking
       offences were decriminalised following the introduction of the
       Road Traffic Act 1999. Byelaw 24.1 is reserved for serious
       criminal breaches of the byelaws, not for minor parking
       contraventions. This means that APCOA’s claim that non-payment
       could lead to a criminal prosecution is completely false and
       misleading. Since the Department for Transport has explicitly
       stated that these matters should be resolved under civil law
       rather than by criminal prosecution, APCOA has no legal basis
       for threatening recipients with prosecution for non-payment. The
       notice you paid was therefore not only legally flawed but also
       issued in direct contradiction to government guidance.
       >
       > The wording in the notice itself further demonstrates APCOA’s
       complete lack of professionalism and fraudulent intent. The
       notice states, "You may are legally liable for this offence as
       the owner even if you were not the driver at the time." The
       grammatical errors alone are evidence of how little care has
       been taken in issuing this document. More importantly, the legal
       claim being made is entirely false.
       >
       > The notice goes on to claim, "For further clarification, the
       owner, in relation to a vehicle means the person by whom the
       vehicle is kept, which in the case of a vehicle registered under
       the Vehicle Excise and Registration Act 1994 (c. 22) is presumed
       (unless the contrary is proved) to be the person in whose name
       the vehicle is registered." This statement is an outright lie.
       >
       > The Vehicle Excise and Registration Act 1994 is entirely
       unrelated to the enforcement of railway byelaws or the
       prosecution of criminal offences. The presumption under section
       7(1) of VERA 1994 that the registered keeper is the person who
       "keeps" the vehicle is solely for administrative and taxation
       purposes. It has nothing to do with criminal liability, and it
       does not create any legal responsibility in relation to alleged
       offences under the Railway Byelaws. There is no legal basis
       whatsoever for APCOA to suggest that the registered keeper can
       be automatically held liable for a criminal byelaw offence
       simply because their name appears on the V5C registration
       document.
       >
       > In criminal matters, liability must be proven beyond a
       reasonable doubt. There is no presumption of guilt in UK law,
       and APCOA’s assertion that the "owner" is automatically
       responsible is a blatant misrepresentation. If this were a
       genuine byelaw offence being pursued in the magistrates' court,
       APCOA or the prosecuting authority would be required to provide
       evidence to prove that the accused person was the individual
       responsible for the alleged contravention. The mere fact that a
       person is the registered keeper of a vehicle does not establish
       legal liability for a criminal offence, and APCOA’s attempt to
       mislead recipients into believing otherwise is fraudulent.
       >
       > A legitimate byelaw penalty would require payment to the Train
       Operating Company or Network Rail, not directly to a private
       parking company’s bank account. The fact that APCOA is the sole
       recipient of payment suggests they are treating this as a
       private contract charge while disguising it as a statutory
       penalty. This is a violation of statutory processes and an abuse
       of legal enforcement procedures.
       >
       > As the Penalty Notice was issued in APCOA’s name only, it
       fails to identify the statutory body that has authorised them to
       issue penalties under railway byelaws. APCOA must provide
       evidence that they have a contractual right with the Train
       Operating Company to issue Penalty Notices rather than Private
       Parking Charge Notices under civil contract law. If they do not
       have this authority, the notice is fraudulent and unenforceable.
       >
       > You have unknowingly paid money under false pretences due to
       the unlawful wording of this fake penalty notice. I expect you
       to demand a full refund from APCOA and, if necessary, take legal
       action against them. You should report this to the police as a
       criminal matter involving fraudulent misrepresentation and
       attempted extortion. If APCOA refuses to refund the payment, you
       should initiate proceedings to recover the funds and challenge
       them to provide documentary evidence of their legal authority to
       issue Penalty Notices under railway byelaws.
       >
       > Since you have wrongfully paid this fraudulent demand, I
       require immediate full reimbursement of the amount paid to
       APCOA, along with the removal of any associated administrative
       fees. This payment was made without my authorisation, in breach
       of our agreement, and in response to an unlawful demand from
       APCOA.
       >
       > If this matter is not resolved within 14 days, I will escalate
       this complaint to the Financial Ombudsman Service if applicable,
       and pursue legal action against you for the unauthorised
       deduction of funds and breach of contract.
       >
       > Please confirm how you intend to rectify this situation.
       >
       > Yours sincerely,
       > [Your Name]
       > [Your Contact Information]
       --- End Quote ---
       #Post#: 62129--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: olly1234
       Date: March 12, 2025, 11:30 am
       ---------------------------------------------------------
       I'm at a loss for words, b789 you are incredible, thank you very
       much. Would love to buy you a drink to say thank you!
       Will send that on and keep you updated with any response!
       #Post#: 62815--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: olly1234
       Date: March 17, 2025, 5:25 am
       ---------------------------------------------------------
       As an update, leasing company shirking responsibility!
       --- Quote ---
       > I am reaching out to apologize for the inconvenience caused
       regarding the recent parking fine. Although we were required to
       pay the fine because some APCOA fines are issued at railway
       station car parks so are classed as a Railway Byelaw so we
       cannot transfer liability we have to pay and recharge. This does
       not prevent you from appealing the fine directly.
       >
       > We understand that it’s not always the customer’s fault, as
       mistakes can sometimes occur on the part of the parking
       authority. To assist you, we have sent a third- party
       authorisation letter to the email which is set for your account.
       Additionally, I have attached a “Permission to Appeal” letter to
       this email to make the process easier for you. You can use this
       document to appeal the fine directly with the authority, either
       by email or post.
       >
       > Once the fine is cancelled, please send us the confirmation of
       cancellation so we can follow up to secure a refund and
       reimburse the amount to your account.
       >
       > Should you require any further assistance please contact us
       and we will be happy to help.
       >
       >
       --- End Quote ---
       #Post#: 62817--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: G6PRK
       Date: March 17, 2025, 5:46 am
       ---------------------------------------------------------
       Wow. The stupidity and incompetence is strong with that one.
       It's wild how they have completely failed to address 99% of your
       complaint and have responded as if you haven't pointed out
       extremely clearly that the unregulated parking company has no
       "authority" whatsoever.
       I imagine b789 will have some choice words for you to reply
       with...
       #Post#: 62912--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: b789
       Date: March 17, 2025, 12:30 pm
       ---------------------------------------------------------
       Their response is dismissive and fails to address the core
       issues raised in your complaint.
       Key Issues with Their Response:
       1. Incorrect Assertion That Payment Was Required
       [indent]• They claim they were "required to pay" because some
       APCOA fines are issued under railway byelaws. However, your
       complaint made it clear that this particular notice was not a
       valid railway byelaw penalty, but rather an unlawful demand
       misrepresenting legal authority.
       • Even if a legitimate byelaw penalty had been issued, payment
       should have been made to the Train Operating Company (TOC) or
       Network Rail, not directly to APCOA.[/indent]
       2. Failure to Engage with the Substance of Your Complaint
       [indent]• Your complaint detailed APCOA's misrepresentation of
       railway byelaws, its attempt to extort money using misleading
       threats, and the unlawful wording of the notice. Their response
       does not acknowledge or address any of these points.
       • Instead, they offer a generic response about appealing the
       fine—despite the fact that you are not appealing, but
       challenging their unauthorised payment.[/indent]
       3. Failure to Accept Responsibility for Their Unauthorised
       Payment
       [indent]• They ignore your point that their lease agreement only
       allows them to pay fines, penalties, or charges "where necessary
       to avoid incurring liability."
       • They have paid an unlawful demand without first verifying its
       legitimacy and now expect you to appeal instead of seeking a
       refund themselves.[/indent]
       4. Shifting the Burden to You
       [indent]• They state that you should appeal and, if successful,
       provide confirmation so they can "follow up to secure a refund."
       • This is entirely inappropriate—APCOA scammed them, not you. It
       is their responsibility to seek a refund, not yours.[/indent]
       Recommended Next Steps:
       [indent]1. Escalate the Complaint to Senior Management
       Send a follow-up complaint stating that their response is wholly
       inadequate and that you require immediate reimbursement. Make
       clear:
       [indent]• The payment was unauthorised and contrary to your
       lease agreement.
       • Their assertion that they were "required" to pay is incorrect.
       • You are not responsible for securing a refund from APCOA. They
       must take action against APCOA for fraudulent misrepresentation
       and seek reimbursement directly.
       • If they do not immediately refund you, you will escalate the
       matter to the Financial Ombudsman Service (FOS) (if applicable)
       and/or take legal action.[/indent]
       2. Demand a Formal Investigation and Legal Action Against APCOA
       Request that they:
       [indent]• Investigate how they were misled into paying this
       fraudulent demand.
       • Report APCOA's actions to the police and relevant authorities.
       • Seek legal action against APCOA for
       misrepresentation.[/indent]
       3. Escalate to the Financial Ombudsman Service (if applicable)
       If the lease company is regulated by the Financial Conduct
       Authority (FCA) (which many are), they are subject to FCA rules
       on treating customers fairly. If they refuse to reimburse you,
       escalate the complaint to the Financial Ombudsman Service (FOS).
       4. Consider Legal Action
       If they refuse to refund you, you should consider issuing a
       Letter of Claim (LoC) and filing a Small Claims Court claim
       against them for the unauthorised payment.[/indent]
       Let me know if you want me to draft a follow-up complaint
       letter.
       #Post#: 62926--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: olly1234
       Date: March 17, 2025, 12:54 pm
       ---------------------------------------------------------
       Dear b789, thank you again for your very detailed response; very
       informative.
       After your exceptional letter last time, I would love your help
       drafting a complaint letter - I'm sure you have better, more
       important things to do though...
       The leasing company are registered by the FCA.
       As much as I am up for the fight against the leasing company,
       especially as their response was so dismissive, for the sake of
       £60 is it not easier to go after APCOA? or, in your opinion, due
       to the fact that the leasing company have now paid this, trying
       to reclaim this money from APCOA is now very unlikely?
       #Post#: 62935--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: G6PRK
       Date: March 17, 2025, 1:11 pm
       ---------------------------------------------------------
       Waste of time going after APCOA directly at this stage - they
       got paid, that's all they exist to do.
       You didn't pay them so what would you go after them for?
       #Post#: 62942--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: b789
       Date: March 17, 2025, 1:49 pm
       ---------------------------------------------------------
       The stupid lease company paid APCOA. Their problem. If they've
       charged you for their stupidity, then you stop any payment or
       make a chargeback so that you recover your money from the lease
       company. Let them chase APCOA for the money they stupidly paid
       after you warned them about the scam.
       If you cannot get your money back from the lease company then
       you sue them in the small claims court for the money.
       #Post#: 64654--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: olly1234
       Date: March 28, 2025, 11:11 am
       ---------------------------------------------------------
       After some radio silence from the leasing company...I received
       the below from the "Business Customer Escalations Executive".
       Would appreciate thoughts on how to continue.
       --- Quote ---
       > Further to your email of and our subsequent communication, I
       have now completed my investigations into your complaint. Thank
       you for your patience whilst your complaint was investigated.
       >
       > Your complaint
       >
       > I understand you are dissatisfied as [Leasing Company] have
       made payment on and then invoiced you for a PCN (penalty charge
       notice) issued for contravention of the Railway Byelaw. You
       believe the PCN has not been issued by a legal authority and is
       an unlawful demand misrepresenting a legal authority. You have
       requested [Leasing Company] investigate the payment of this PCN
       and report the issuer for fraudulent representation.
       >
       > Investigation
       >
       > Thank you for taking the time to contact [Leasing Company] and
       make us aware of your concerns.
       >
       > I have been in contact with the Vehicle Administration Team at
       [Leasing Company] who have confirmed with fines relating to the
       Railway Byelaws, these fines are prohibited from liability
       transfers. As the owners of the vehicle, [Leasing Company] are
       therefore liable for any penalty charge notices incurred against
       the vehicle. It is therefore in our interest to pay these fines
       with immediate effect to ensure they do not escalate.
       >
       > Further to the information provided by the Vehicle Admin Team,
       I have also taken the liberty of reviewing the Railway Byelaws
       on the government website. Section 14 of the Byelaws details the
       parking restrictions. These can be viewed for yourself here:
  HTML https://www.gov.uk/government/publications/railway-byelaws/railway-byelaws
       >
       > The byelaws state in section 14. (3):
       >
       > "no person in charge of any motor vehicle, bicycle or other
       conveyance shall park it on any part of the railway where
       charges are made for parking by an operator or an authorised
       person without paying the appropriate charge at the appropriate
       time in accordance with instructions given by an operator or an
       authorised person at that place"
       >
       > In this circumstance, the operator and authorised person for
       the car park in question is APCOA. The PCN has therefore been
       issued under the Railway Byelaws correctly and is not fraudulent
       or a misrepresentation.
       >
       > [Leasing Company] have therefore paid this fine, to avoid
       further escalation correctly. The recharge of this fine has then
       been invoiced to yourself correctly and in line with the terms
       and conditions of the agreement entered into by yourself.
       >
       > In light of this information, the invoice relating to the PCN
       remains payable in full by yourselves.
       >
       > I understand this is not the outcome you had hoped for and for
       this, I would like to offer my sincere apologies. I have now
       closed the case, if there are any further queries I can assist
       with, please do not hesitate to contact me on the details listed
       below.
       >
       > If you are dissatisfied with our response, you may contact the
       British Vehicle Rental and Leasing Association (BVRLA) who
       operate a free-of-charge Alternative Dispute Resolution (ADR)
       service which is approved by the government.  Complaints must be
       referred within 12 months of the date of this letter.  For more
       information and to contact the BVRLA, please click here.
       >
       > If the total amount payable under your agreement is less than
       £100,000 and if you are not satisfied with our response, you may
       also, as an alternative, refer your complaint to the Finance &
       Leasing Association (FLA) for consideration.  The FLA operate a
       code of conduct (the Business Finance Code) to which we adhere.
       If you believe our conduct has not met the standards of this
       Code please contact: business.finance@fla.org.uk. Further
       information about the FLA’s Business Finance Code can be found
       here.  In exceptional circumstances, the FLA may also be able to
       offer access to a conciliation service.
       >
       > Thank you for getting in touch and allowing me to review your
       concerns.
       >
       --- End Quote ---
       #Post#: 64662--------------------------------------------------
       Re: APCOA Redhill Station AND APCOA Heathrow drop off
   DIR By: b789
       Date: March 28, 2025, 11:43 am
       ---------------------------------------------------------
       Just to clarify... Have you been charged the fee already and are
       simply disputing it or is the lease company now chasing you to
       pay the charge and the admin fee? I need to know this in order
       to formulate a suitable response that educates the lease company
       about fake Penalty notices from APCOA.
       If they are now chasing you for the money, they will have to try
       and collect it from you through the small claims track of the
       county court and that is easily defenced. If you are chasing
       them to refund money they have already taken from you, you will
       need to try and collect it from them through the small claims
       track of the county court.
       Either way, the core issue will be the fact that the lease
       company paid a fake penalty notice and they should be reporting
       the matter to the police. This was not a real Penalty Notice.
       APCOA is a private company with no legal authority to issue or
       enforce penalties under Railway Byelaws. Only a Train Operating
       Company or other 'authority' can issue a genuine Penalty Notice,
       and any money must be paid to the public purse—not to a private
       company.
       This also cannot be a Parking Charge Notice (PCN), because a PCN
       is a civil matter based on a contract. It must be clearly
       presented as a civil contractual charge, not disguised as a
       criminal penalty. If a private company issues a notice that
       looks like a fine or uses legal-sounding language to suggest
       criminal consequences, that is deliberately misleading.
       What laws are being broken?
       Under Section 2 of the Fraud Act 2006, this is:
       [indent]Fraud by false representation – when someone dishonestly
       makes a false statement to gain money or cause someone a
       loss.[/indent]
       APCOA is pretending the notice is a real criminal penalty, when
       it isn’t, and demanding payment by threatening prosecution they
       cannot carry out. That is a false representation made for
       financial gain, and is why it should be reported to the police.
       *****************************************************
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