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       #Post#: 52046--------------------------------------------------
       Gladstones Solicitors (for National Parking Management LTD) have
       issued CCJ
   DIR By: jayudd
       Date: January 5, 2025, 3:16 pm
       ---------------------------------------------------------
       Dear all,
       Abit of a panic currently.
       Registered keeper did not know that there was a civil action
       underway because the letters went to the wrong address, for
       example, the RK lives at 60 Noman's Street, but the letters went
       to 60A Noman's way. RK was given the letters a little late
       (don't ask).
       Some context, the RK did not know the land in question where the
       vehicle was parked, was a private land thus missed paying. When
       receiving the first letters from Gladstones, it said to contact
       them within a specified period of time. However, the RK was not
       able to get through, and before the time period lapsed, a LoC
       was issued. RK sent the acknowledgment form by email and the
       defense some days later. Unfortunately, when sending the
       defense, it was still in the outbox, to which why there was a
       CCJ issued.
       Is there any way of setting aside this judgement please?
       HM Courts and Tribunal sent a letter on 10th Dec and Gladstone's
       letter was dated 11th. The latter stated to pay £288.56 within a
       month of the letter.
       What recourse does the RK have?
       Thanks in advance.
       JayU
       #Post#: 52048--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: DWMB2
       Date: January 5, 2025, 3:25 pm
       ---------------------------------------------------------
       So that we know exactly what you have received when it would be
       helpful to see:
       - The Claim Form from the court
       - The letter you received from court (10th December)
       #Post#: 52058--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: jayudd
       Date: January 5, 2025, 4:57 pm
       ---------------------------------------------------------
       Hello DWMB2
       Thank you for replying.
       I will upload the requested:
       Claim Form from the Court:
       Page 1:
  HTML https://i.imgur.com/RCoe455.jpeg
       Letter from HMCTS dated 10/12/2024:
       Page 2:
  HTML https://i.imgur.com/qhUimiU.jpeg
       One other thing, page 2 of the HCTS letter/judgment, it says I
       did not reply to the claim form. I did fill in page 7 of the
       Claim form and emailed it to CNBC. Just my defense did not send.
       Is the defense what 'you did not respond' is referring to?
       Do let me know what can be done - thank you ever so much!
       Jay U
       #Post#: 52091--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: b789
       Date: January 6, 2025, 4:58 am
       ---------------------------------------------------------
       Please delete all those images except the first page of the
       claim form with the Particulars of Claim (PoC) and the Judgment
       of Claimant page. Everything else is irrelevant and I, for one,
       don't want to have to scroll through useless pages of forms that
       contain no useful information.
       You received an N1SDT Claim Form from the CNBC that was issued
       on Monday 4th November 2024. You had until 23rd November 2024 to
       submit a defence or an Acknowledgement of Service (AoS) which
       would have extended the deadline for submitting a defence to 4pm
       on Monday 9th December 2024.
       You state: "[i]I did fill in page 7 of the Claim form and
       emailed it to CNBC. Just my defense did not send. Is the defense
       what 'you did not respond' is referring to?[/I]"
       Page 7 is only your details. The defence would be on pages 5 and
       6. What exactly do you mean by "my defence did not sent"? If you
       only give us bits of information, this is going Tobe an
       extracted process. What email address did you use? Did you CC in
       yourself to the email? Did you receive an auto-response from the
       CNBC acknowledging receipt of your email?
       According to the Judgment, you did not respond to the claim.
       Either you did not actually send it to the correct email address
       or it filed to send or you did not correctly attach the defence
       to the email. Somewhere along the line, it appears you SNAFU'd
       the process.
       Depending on your answers, we will advise accordingly. So far,
       it appears that the claim was correctly submitted by the
       claimant. Had a proper defence been submitted, the claim would
       have most likely been struck out at allocation stage as the PoC
       are woefully inadequate and fail to comply with CPR 16.4(1)(a).
       #Post#: 52358--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: jayudd
       Date: January 7, 2025, 7:54 pm
       ---------------------------------------------------------
       Dear b789.
       Thank you for your response.
       I tried to edit but was unable to locate the edit function. I
       have reported this to the mods to see if they can help.
       Apologies, thought I'd post everything so nothing gets missed.
       Good for next time.
       I sent the AOS (page 7 filled in) to the following email:
       aos.cnbc@justice.gov.uk
       I received an automated message but nothing more from them
       courts.
       OK, so I did not complete pages 5 and 6, looking back it now, I
       thought that was only for counterclaiming, and nothing to do
       with a defence. Damn it.
       Please let me know what can be done at this stage.
       Feel like a right mug!
       Thanks.
       #Post#: 52390--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: b789
       Date: January 8, 2025, 5:49 am
       ---------------------------------------------------------
       The AoS is only to give you an extended time to submit your
       defence. By not submitting a defence, the claimant has triggered
       the default CCJ option.
       It is a pity because the PoC in that claim are not compliant
       with CPR 16.4(1)(a) and had it been defended pointing that out,
       it would have been struck out. Unfortunately, as it has not been
       defended and a default CCJ issued you have limited options.
       You’ve missed the deadline to file a defence because of a
       misunderstanding of the claim form, which led to a default
       judgment being issued against you. You now need to consider
       applying to set aside that judgment under CPR 13.3, which allows
       the court to set it aside if you have a real prospect of
       successfully defending the claim and if you’ve acted promptly
       once you became aware of the judgment.
       While you do have a good argument that the Particulars of Claim
       were defective and didn’t comply with CPR 16.4(1)(a), meaning
       you have a reasonable chance of defending the claim, you need to
       be aware that the court has discretion to either grant or refuse
       your application. It’s not guaranteed that the court will set
       aside the judgment, and the court could take a negative view if
       they think you didn’t follow the process carefully enough when
       the claim was first issued. The court may see the
       misunderstanding of the form as a lack of due diligence on your
       part.
       However, the court must also consider the overriding objective
       of the Civil Procedure Rules, which is to ensure that cases are
       dealt with justly and fairly. This includes ensuring that both
       parties are on an equal footing, that cases are handled
       proportionately to the complexity and importance of the issues,
       and that unnecessary costs are avoided.
       In your case, you can argue that justice would not be served if
       a default judgment is allowed to stand on a technicality,
       especially given that you have valid grounds to defend the claim
       and the Particulars of Claim were defective from the outset. The
       overriding objective encourages the court to look beyond
       procedural mistakes if there is a real prospect of a defence
       succeeding and if refusing to set aside the judgment would
       result in an unjust outcome.
       This is where you have a strong point. The claimant issued a
       poorly drafted claim that did not comply with the rules, and the
       court has not scrutinised it at all before the claimant
       automatically entering a default judgment. If you had been given
       the chance to defend the claim, you could have applied to strike
       it out for non-compliance with CPR 16.4, and the claim may never
       have progressed to a hearing.
       In making your application, you would need to emphasise that you
       have acted promptly after learning about the judgment and that
       you are making the application in good faith. You’re not trying
       to delay matters or frustrate the claimant but simply seeking to
       correct a procedural mistake that shouldn’t be allowed to result
       in an unfair judgment.
       That said, you should be aware that a set-aside application
       under CPR 13.3 is not guaranteed to succeed. The court will
       weigh up whether your misunderstanding of the process was
       reasonable and whether you’ve acted quickly enough to remedy the
       situation. You’ll also need to factor in the cost of making the
       application which is £303. There’s a risk that you’ll pay those
       fees and still lose the application, leaving you out of pocket
       and still subject to the judgment.
       Alternatively, you can pay the CCJ in full within one calendar
       month of the date it was issued, which would result in the
       judgment being removed from your credit record. Given that the
       amount owed is £288.56, this could be a more practical and less
       costly solution than pursuing an uncertain set-aside
       application.
       Ultimately, the decision comes down to whether you’re willing to
       risk the court fees in the hope of having the judgment set
       aside. You have strong legal arguments, but because the court
       has discretion, there’s no way to guarantee success. If you feel
       the court might take a dim view of your misunderstanding of the
       form, paying the judgment quickly may be the most sensible
       option.
       #Post#: 52400--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: b789
       Date: January 8, 2025, 6:24 am
       ---------------------------------------------------------
       Just to add... I have discussed this with a judge and, based on
       the limited facts I gave him, he said he would set aside the
       judgement but wouldn’t award the application fee. Financially,
       you would therefore better off just paying the debt and having
       done with it.
       Because there is a good likelihood that the CCJ would be set
       aside, there is one other option which is to request a set aside
       with the claimant's consent. This approach is generally quicker
       and less expensive than a contested set-aside application, and
       it reduces the risk of your application being refused by the
       court.
       You would contact the claimant through Gladstones and ask them
       to agree to set aside the CCJ by mutual consent. If the claimant
       agrees, you and the claimant would both sign a Consent Order,
       which confirms that both parties agree to have the judgment set
       aside.
       You would then submit the Consent Order to the court along with
       Form N244 and pay a £119 fee (this is cheaper than the £303 fee
       for a full hearing). The advantage of this option is that the
       court is more likely to accept a set aside with consent, since
       both parties are agreeing to it. It’s also a much faster process
       because there’s no need for a lengthy court hearing.
       The advantage of this option is that the court is more likely to
       accept a set aside with consent, as both parties are in
       agreement. It’s also a much faster process because there would
       be no need for a court hearing.
       Once the CCJ is set aside, you would have the opportunity to
       defend the original claim. You have a real prospect of
       successfully defending it based on your argument that the
       Particulars of Claim (PoC) are defective and non-compliant with
       CPR 16.4. The claim could even be struck out entirely for
       failing to meet the basic requirements of the Civil Procedure
       Rules.
       It’s important to note that even if the set aside is granted but
       the claim is not struck out immediately, you would still have a
       strong prospect of successfully defending the claim at a future
       hearing. Given the significant flaws in the PoC, there is every
       likelihood that the claim would be struck out later during the
       defence process. In this scenario, you would be able to ask the
       court to order the claimant to reimburse you for the set-aside
       application fee, as the claimant’s failure to comply with CPR
       16.4 is what caused the default judgment in the first place.
       While this option is worth exploring, bear in mind that the
       claimant is not obligated to agree to a set-aside with consent.
       If they refuse, you would need to proceed with a contested
       set-aside application instead.
       Key Points to Consider:
       [indent]• Consent from the claimant is not guaranteed. If the
       claimant refuses to agree to a set-aside, you would need to
       proceed with a contested set-aside application instead.
       • This process is quicker and cheaper than a contested
       application, but only if the claimant cooperates.
       •You must act quickly. The CCJ was issued on 10th December 2024,
       and today is 8th January 2025, so time is running out if you
       want to apply within one month to avoid the CCJ being recorded
       on your credit file.[/indent]
       In summary, requesting a set aside with consent is worth
       exploring, as it could save time and money. However, if the
       claimant is unlikely to willingly agree, it’s important to have
       a backup plan to submit a contested set-aside application if
       needed.
       #Post#: 52545--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: jayudd
       Date: January 8, 2025, 8:04 pm
       ---------------------------------------------------------
       Dear b789,
       First of all, I would like to extend my gratitude for your
       thorough explanation, of which I understood clarly. And even
       bigger thanks for going out of your way to ask your judge friend
       about the prospects of winning.
       Given the limited time, can I just email Gladstones and say
       something like this:
       **********
       Dear Gladstone,
       I refer to the CCJ awarded with the case reference XXXX.
       In respect to this judgment, I would like to obtain your
       claimant's consent and have this judgment set aside.
       Should you require any further information, please do not
       hesitate to contact me.
       Best wishes,
       Defendant
       ***********
       Couple of questions if I may:
       1. If the above is OK, should I sent it by email? Or recorded
       postage?
       2. Given the fact that they may not reply promptly to my consent
       query, does that mean my time to pay the £288 gets slimmer by
       the day? Essentially, from Gladstone's last letter, it states
       that I have to pay within 1 calendar month? If I will be worse
       off by waiting for a reply and then not being able to pay and
       remove the CCJ, I may just pay the amount in full and be done.
       Or can I wait for their reply and even if that reply comes a
       week or 2 later for example, and they do not consent, can I pay
       the £288 and still have the CCJ removed albeit paid slightly
       after 1 month of the CCJ being issued? I would be grateful if
       you can advise on this please.
       3. The option of paying £303 and then contesting to set aside
       the judgement, is what I wish to do because of the facts of the
       case highlighted (by b78) and high chance of winning. I
       understand the risk will be that I won't be able to get back the
       £303. I wanted to ask - can the £303 be claimed back from the
       Claimants in a counter claim or any other way?
       I greatly appreciate your help on this matter.
       Thank you
       Jay
       #Post#: 52549--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: b789
       Date: January 8, 2025, 9:43 pm
       ---------------------------------------------------------
       You need to understand the consequences of not paying the CCJ in
       full within one calendar month of judgment. Once the deadline
       has passed, the CCJ will be entered into the register and your
       credit file will be trashed causing untold financial pain. Even
       if you were to pay it after this deadline, it would remain on
       the register but be marked as “satisfied”. This is only about
       one degree less financially painful than if it wasn’t paid.
       Even after it is entered on the register, it can still be set
       aside but would cause you financial problems until the set aside
       is concluded. If nothing else is done, the CCJ remains on the
       register for 6 years. Not only would you find it almost
       impossible to get any credit for such things as a mobile phone
       contract or a mortgage but things like your car and home
       insurance premiums would increase significantly.
       If you’re sure you want to apply for a set aside, then the CCJ
       will be on the register for a short period until the set aside
       is concluded. Shortly after the set aside, the CCJ will be
       expunged from the register and it will e as though it never
       happened.
       If you are sure you want to initially try for a set aside with
       consent, your letter needs to be more detailed and you are
       advised to send it as a PDF file attached to an email to
       Gladstone. That way it is delivered instantly and is proof of
       delivery.
       We never recommend using recorded delivery. It is slow and if it
       is not signed for, all you have is proof of non delivery which
       is not much use. If you absolutely must use the postal service
       then just get a free “proof of posting certificate” which is
       free from any post office.
       Here is a suggested letter of request:
       --- Quote ---
       > Gladstones Solicitors
       > Unit B
       > 1st Floor
       > 210 Cygnet Ct
       > Warrington
       > WA1 1PP
       >
       > BY EMAIL: enquiries@gladstonessolicitors.co.uk
       >
       > Without Prejudice Save as to Costs
       >
       > Re: Claim No. [INSERT CLAIM NUMBER]
       > Defendant: [YOUR NAME]
       > Default Judgment Issued: 10th December 2024
       >
       > Dear Sir/Madam,
       >
       > I am writing in relation to the above matter, in which a
       default judgment was entered against me on 10th December 2024.
       The judgment arose due to my misunderstanding of the claim form,
       specifically the sections relating to the defence and
       counterclaim. As a result, I filed an Acknowledgment of Service
       but did not submit a defence within the required time.
       >
       > I am now seeking to set aside the default judgment and propose
       to do so by mutual consent to avoid unnecessary costs and court
       time for both parties. I am willing to cover the £119
       application fee required to submit the Consent Order to the
       court, and no further costs would be sought from either side at
       this stage.
       >
       > This proposal would allow both parties to avoid the time and
       expense of a contested set-aside application and hearing, and
       upon the judgment being set aside, I would submit my defence so
       that the claim may proceed in the usual way.
       >
       > In making this proposal, I respectfully remind you of your
       obligations as officers of the court to assist in achieving the
       overriding objective of the Civil Procedure Rules, namely to
       deal with cases justly, efficiently, and at proportionate cost.
       Agreeing to a set aside by consent would save court time, reduce
       costs, and ensure that both parties are on an equal footing in
       this matter.
       >
       > I believe that this is a reasonable and proportionate way
       forward. Please respond to this proposal within 7 days, by 15th
       January 2025, so that this matter can be resolved promptly.
       >
       > Should you choose not to engage with this reasonable request,
       I reserve the right to bring this letter to the court’s
       attention in any subsequent application, particularly in
       relation to the question of costs.
       >
       > Yours faithfully,
       >
       > [Your Name]
       --- End Quote ---
       #Post#: 52590--------------------------------------------------
       Re: Gladstones Solicitors (for National Parking Management LTD)
       have issued CCJ
   DIR By: jayudd
       Date: January 9, 2025, 5:23 am
       ---------------------------------------------------------
       Dear b789,
       Again, THANK YOU for drafting the letter as you did, honestly
       thanks! I will send that off.
       Just on the question about the costs: if I go down the consent
       (£119 fee) or contested set aside route (£303 fee) route, can I
       claim for the fee I would pay depending on the route taken?
       Claiming back from Claimant/Gladstones that is.
       Thank you.
       Jay
       *****************************************************
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