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#Post#: 52216--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: Traffic Fairies
Date: January 6, 2025, 5:42 pm
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Hi
Thanks for your reply. When is this PCN likely to be subjected
under CCJ then? So what I understood- their next steps,
chronologically would be- barrage letters from debt collectors,
if sued by them a letter of claim and then my actions towards
it. After this entire process, if I don't pay or win, then it
gets to CCJ. Right? Until it gets dealt with court eventually
between both parties, it does not go to CCJ record does it? I
believe it should give myself all the opportunities/avenues to
deal with it first rather than jumping into an extreme?
Appreciate your time and reply.
#Post#: 52270--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: b789
Date: January 7, 2025, 9:13 am
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There is zero chance of a CCJ if you follow the advice. The only
way you could get a CCJ that would affect your credit record is
if it went to court, you lost and then did not pay the judgment
amount within 1 calendar month. If you did pay it, then there is
no record of it on your credit file, it is expunged.
However, most of these cases that a litigated, never make it as
far as a hearing. The majority are discontinued. Some are
struck out and the few that make it as far as a hearing are
mostly won.
These unregulated private parking companies rely on the
low-hanging fruit on the gullible tree to either pay the "mugs
discount" or pay up when they threaten litigation. They really
don't want to have to go to court as it costs them more than
they make through the ignorance of the sheeple that who have no
idea how to fight these PCNs.
So, no risk of CCJ even in the worst case scenario.
#Post#: 53524--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: Traffic Fairies
Date: January 15, 2025, 2:31 pm
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Hi
Thank you for your reply. Indeed, it's been helpful. However, I
have now receipt the further letter and it appears they have
forwarded it to debt agency although in my appeal I strongly
oppose to share any information at all.
Could you please suggest in light of considering next steps? I
have attached the letter with this.
Much obliged.
[attachment deleted by admin]
#Post#: 53564--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: b789
Date: January 16, 2025, 1:29 am
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What is a “debt agency”? No such thing. You can safely ignore
all Debt Recovery Agent (DRA) letters. Better known as debt
collectors, they are powerless to do anything as they are not a
party to the contract allegedly breached by the driver.
They rely on the low-hanging fruit on the gullible tree to pay
up out of ignorance and fear. Ignore them. Use their letters as
kindling or to line the bottom of a litter tray. We do not need
to see or know about them.
#Post#: 57355--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: Traffic Fairies
Date: February 9, 2025, 7:25 pm
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Hiya
I have received another letter with a bit more seriousness in
it. I believe- I should ignore it? If so- when should I reply or
act? What would be their next play? Please advise.
Appreciate your support.
Please find the attached letter.
Thanks you.
[attachment deleted by admin]
#Post#: 57357--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: Fluffykins
Date: February 9, 2025, 11:19 pm
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You left the parking charge reference and the account reference
showing.
It's just emergency toilet paper from a debt collector.
#Post#: 57391--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: b789
Date: February 10, 2025, 5:30 am
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Unless you receive a Letter of Claim (LoC) which would be from a
bulk litigator solicitor then we are not interested and neither
should you be. The letter you have shown us can be used as
toilet paper, if you're so inclined.
ZZPZ and their alter ego GCTT are nothing more than bottom
dwelling debt collectors and must be ignored.
A real LoC will give you 30 days to pay and must include other
information that can be found in the Pre Action Protocols (PAP)
which you can read about here:
HTML https://www.justice.gov.uk/documents/debt-pap.pdf
Section 3 applies.
#Post#: 57475--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: Traffic Fairies
Date: February 10, 2025, 10:00 am
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Thank you for your reply; its quite reassuring. I would share if
they send a LoC as you mentioned at some point.
Much appreciated.
#Post#: 62759--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: Traffic Fairies
Date: March 16, 2025, 11:31 am
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Hi
I have received these new letters from NPM (ATTACHED) which say
this matter to be potentially transferred soon sto a solicitor.
I am ignoring these letters and I believe we have to respond
should they send that Loc or solicitor letters which is yet to
be issued, right?
Please let me know if you do have any suggestions at this stage.
Your support is much appreciated.
Thanks
[attachment deleted by admin]
#Post#: 62761--------------------------------------------------
Re: NPM- e Permit- Appeal by 8th of January
DIR By: Sander333
Date: March 16, 2025, 11:41 am
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Just another letter to try and get you to pay up. File it under
litter for the cat.
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