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       #Post#: 47202--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: Fatcockney
       Date: November 27, 2024, 2:26 am
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       And finally
       [attachment deleted by admin]
       #Post#: 47216--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: b789
       Date: November 27, 2024, 4:03 am
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       OK. We are trying to help you here. First of all, please get out
       of your head that any "offence" was committed. An "offence"
       relates to a criminal matter. This is a "civil" matter.
       Do you still have the recipe or evidence that you did pay for
       the parking at the time?
       Do you have a hearing date yet? If not or it is at least two
       weeks away, you can still submit a Witness Statement and even a
       skeleton argument. This can be prepared once you answer all the
       questions raised.
       You have still not provided answers to all the other questions
       we have asked.
       We asked you to give a possible explanation why you think you
       did not receive the N1SDT claim form. You state that you
       received a Letter of Claim (LoC) from DCB Legal (not the same as
       DCBL). Did you receive the LoC by post or was it as an
       attachment to an email?
       Have you contacted the CNBC to find out if the N1SDT claim form
       was sent to the correct address? Also, whilst on the phone to
       the CNBC ask them to email to you the Particulars of Claim
       (PoC). Wait on the phone until you receive the email.
       You can be waiting for a long time on the phone to the CNBC and
       I suggest you make the call at 8:30am to reduce the chance of a
       very long wait. However, you MUST get this information. Address
       of the defendant and the PoC.
       When you have these answers, come back and tell us whether the
       claim was sent to the correct address and post the PoC here.
       #Post#: 47230--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: Fatcockney
       Date: November 27, 2024, 5:31 am
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       Ok, first here are the tickets I bought on the day.
       [attachment deleted by admin]
       #Post#: 47231--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: Fatcockney
       Date: November 27, 2024, 5:32 am
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       No2
       [attachment deleted by admin]
       #Post#: 47232--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: Fatcockney
       Date: November 27, 2024, 5:43 am
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       For the remainder of your questions.
       1. I do not have a reply or a hearing date yet.
       2. When I filled out the N244 form, I could apply either a
       Witness Statement, Statement of Case, or Evidence in Box below.
       I chose the last and I appended that this morning in the pinkish
       form. Not sure what I could have done differently at that point
       tbh as that's the information I have. What would a Witness
       Statement or Skeleton Case have that this information doesn't?
       3. I have already stated in that pink form that I was never
       provided with a Claim Form. It went from the "you must pay this"
       letter straight to Judgment letter. I had no chance to fill a
       claim.
       4. I have not contacted the CNBC. I have no idea who they are or
       what they do, so has never been a consideration to date.
       #Post#: 47235--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: Fatcockney
       Date: November 27, 2024, 5:49 am
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       Who are the CNBC please? Just googled them and I'm sure they
       aren't a news agency.
       #Post#: 47242--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: Fluffykins
       Date: November 27, 2024, 6:30 am
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       CNBC
  HTML https://www.find-court-tribunal.service.gov.uk/courts/civil-national-business-centre-cnbc
       #Post#: 47245--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: b789
       Date: November 27, 2024, 6:40 am
       ---------------------------------------------------------
       So, the receipt shows that you paid for two hours of parking,
       over an hour after arriving. However, your vehicle is shown
       being on site for over 3 hours. The PCN was issued for "No valid
       pay & display was purchased".
       The vehicle entered the car park at 11:26. The Pay and Display
       permit was purchased at 12:31, one hour and five minutes after
       entry and was valid for 2 hours until 14:31. The vehicle was
       recorded leaving the car park at 14:38, three hours and twelve
       minutes after entry.
       I'm struggling to see how you can defend this. The driver
       obviously was aware that a Pay & Display permit was a
       requirement of the terms and conditions of parking. The driver
       purchased a permit for two hours of parking but remained at the
       car park for three hours and twelve minutes.
       You did not tell us about this discrepancy. Simply claiming that
       the driver purchased a "ticket" does not explain why they didn't
       simply purchase extra time, knowing that they had exceeded the
       purchased time, irrespective of whether the pay & display permit
       was supposed to be purchased on arrival or could be purchased at
       any time before exit.
       Regarding the PoC of the claim and whether it was addressed
       correctly, you must contact the Civil National Business Centre
       (CNBC) where the claim was issued and the default CCJ obtained.
       Their number is 0300 123 1056 and you will need the claim number
       for reference, which you can get from the correspondence about
       the CCJ
       #Post#: 47285--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: Fatcockney
       Date: November 27, 2024, 9:39 am
       ---------------------------------------------------------
       Ok. I'm not misleading anyone or withholding information here.
       For a novice this isn't easy. But I don't think you see this as
       accurately as you have laid it out. Earlier I sent a picture of
       a £1.50 payment on a phone. That is the original payment. The
       app doesn't give an exact time as you see, but given that the
       ANPR gets you as you drive in and NOT when you park, I expect
       I'd have made that payment by 11.31 latest. The second document
       marked extension was paid at 12.31 for 2 hours. The ANPR then
       picks up the departure at 14.38. So effectively we might have
       outstayed our welcome by a maximum of 7 minutes. But it gives no
       leeway for getting in and getting out.
       Do you still think that I have no chance in defending this. The
       PCN doesn't have a time of offence at all it just says "date of
       event".
       Happy to contact CNBC now I have the details but I never had
       that form from anyone.
       Question still stands though. Should I engage DCB before I get a
       response to my N244?
       #Post#: 47288--------------------------------------------------
       Re: Debt Collector chase after N244
   DIR By: b789
       Date: November 27, 2024, 9:44 am
       ---------------------------------------------------------
       No, do not engage with DCB Legal, at least for now.
       Without having to trawl back through the thread, are you saying
       that the driver made two separate pay & display permit
       purchases? If so, please tell us the times of each purchase and
       what was the duration of the permit in each case.
       If the overall overstay was recorded as under 10 minutes, then
       that is not an issue.
       Regarding the CNBC, you must get the information I have advised.
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