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       #Post#: 92968--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: b789
       Date: October 6, 2025, 4:23 am
       ---------------------------------------------------------
       Watch this short video that explains the process for a typical
       hearing:
  HTML https://youtu.be/n93eoaxhzpU?feature=shared
       Make sure you get there at least half an hour early to get
       through security. Let the usher know you have arrived. If anyone
       for the claimant approaches you and wants to discuss anything
       before the hearing, politely decline and tell them that you will
       leave it up to the judge. Although, I seriously doubt anyone
       will show up for this from the claimants side.
       Take extra paper copies of your WS and anything else you sent to
       the court, as there is sometimes an attempt to ambush you by the
       claimants representative to say they never received a copy of
       anything. You can then simply hand over a prepared copy to them
       and the judge, there and then.
       Make yourself a single page list of bullet points you should
       remember to talk about. Make it large typeface so you can easily
       read it. Remember to ask for your costs if you are successful
       and in the remote chance you are not, ask that you be relieved
       from the claimants costs because of the Mazur unreasonable
       behaviour where the claimants witness has admitted to conducting
       litigation without authorisation. You can mention that you have
       asked the claimants representative for clarification on who has
       been conducting the litigation and have not received any
       response, further exacerbating their misconduct.
       Treat is as a valuable life learning experience. Please report
       back whatever the outcome. Try and remember as much about is and
       give us a report as it is valuable feedback for us.
       #Post#: 93165--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: NBSCMN
       Date: October 7, 2025, 3:11 am
       ---------------------------------------------------------
       Thank you.
       I have also now just now received an email for Moorside
       --- Quote ---
       > Thank you for your email.
       >
       > We acknowledge your concerns and note that you have submitted
       a report to the SRA. We now respond to your queries as follows:
       >
       > 1. Tom Clough, a solicitor qualified to conduct litigation in
       England and Wales, has conduct of this matter.
       >
       > 2. The cover letter was drafted and sent by Safina Zubair, a
       paralegal assisting with the matter. All litigation decisions
       have been made by Tom Clough, as noted above.
       >
       > 3. We confirm that all reserved legal activities have been
       carried out by an authorised person.
       >
       > We trust this addresses your queries. Should you require any
       further clarification, please do not hesitate to contact us.
       >
       > Kind regards
       >
       > Safina
       >
       --- End Quote ---
       #Post#: 93188--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: b789
       Date: October 7, 2025, 4:45 am
       ---------------------------------------------------------
       Ah... what is the name of the person who signed the N1SDT Claim
       Form with the PoC?
       #Post#: 93189--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: NBSCMN
       Date: October 7, 2025, 4:48 am
       ---------------------------------------------------------
       I can only see Ibrar Ahmad on that form. no one else
       #Post#: 93198--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: b789
       Date: October 7, 2025, 5:23 am
       ---------------------------------------------------------
       Send this to the COLP (Tom Clough), cc Safina Zubair and
       yourself:
       --- Quote ---
       > Subject: Urgent clarification – Mr Ibrar Ahmad named on N1SDT
       claim form
       >
       > Dear Mr Clough,
       >
       > Further to Ms Zubair’s email of [date], I must raise a serious
       concern regarding Mr Ibrar Ahmad, whose name appears on the
       N1SDT claim form issued in this matter.
       >
       > A search of the SRA Register confirms that Mr Ahmad is
       currently shown as a solicitor employed by Osbourne Pinner Ltd,
       not by Moorside Legal Services Ltd.
       >
       > Please confirm, by return:
       > [indent]1. Whether Mr Ahmad was employed by Moorside Legal at
       the time the claim was issued; if so, specify the relevant
       dates.
       > 2. If he was not, explain on what authority his name appears
       as the issuing solicitor for a Moorside Legal claim.
       > 3. Whether the SRA has been notified of any secondment, dual
       employment, or change of practising arrangement permitting him
       to act for Moorside.
       > 4. Whether you, as COLP, accept responsibility for the issue
       of this claim in his name.[/indent]
       >
       > Given the potential breach of the Legal Services Act 2007 and
       SRA Principles (honesty, transparency, and proper supervision),
       I will update the SRA report to include this matter. Please
       respond within 48 hours.
       >
       > Yours faithfully,
       >
       > [Your full name]
       > [Your address]
       --- End Quote ---
       You can also send the following follow up to the SRA about your
       complaint:
       --- Quote ---
       > Further to my report of [date] concerning Moorside Legal
       Services Ltd, I now note that the claim form (N1SDT) in the same
       proceedings was issued under the name of Ibrar Ahmad, shown on
       the SRA register as a solicitor employed by Osbourne Pinner Ltd,
       not Moorside Legal.
       >
       > Please add this to my existing complaint and confirm whether
       the SRA has on record any approved dual-employment or secondment
       arrangement allowing Mr Ahmad to conduct litigation for Moorside
       Legal.
       --- End Quote ---
       You also follow up with this email to the court for the file to
       Enquiries.kingston.countycourt[member=6517]justice[/member].gov.uk
       and you CC help@moorsidelegal.co.uk and yourself:
       --- Quote ---
       > Subject: M8MP864A – Conduct of litigation issue; SRA referral;
       request to note and reserve costs
       >
       > Dear Sir/Madam,
       >
       > I have since discovered that the solicitor named on the Claim
       Form, Mr Ibrar Ahmad, is currently registered with the SRA as
       employed by Osbourne Pinner Ltd, not Moorside Legal Services
       Ltd. I have sought urgent clarification from Moorside and
       notified the SRA accordingly.
       >
       > Yours faithfully,
       >
       > [Your full name]
       >
       > [Your address]
       --- End Quote ---
       #Post#: 93200--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: NBSCMN
       Date: October 7, 2025, 5:43 am
       ---------------------------------------------------------
       Thank you ive done all that. Can you please see if this plan
       below is good for tomorrow?
       SMALL CLAIMS HEARING PLAN (NCP PCN) DATE: OCTOBER 8TH
       1. Opening Statement
       "Your Honor, I maintain this claim is fundamentally flawed and
       discloses no reasonable cause of action due to the Claimant's
       failure to comply with the Civil Procedure Rules and issues of
       solicitor misconduct."
       2. Core Legal Defence: CPR Non-Compliance (Priority 1)
       - The Claimant's Particulars of Claim fail to meet CPR
       16.4(1)(a).
       - The claim is defective because it fails to state:
       [li]The exact wording of the contract I am alleged to have
       breached.
       - The precise nature of the breach.
       - Whether I am being pursued as the driver or the keeper.
       [/li]
       - I rely on the persuasive judgments in CEL v Chan and CPMS v
       Akande, which confirm that claims with these flaws must be
       struck out (dismissed).
       3. Improper Conduct & Regulatory Issues (Priority 2)
       - The Mazur Issue: The Claimant's paralegal, Ms. Safina Zubair,
       stated in her Witness Statement that she "has conduct of this
       matter." This contradicts the High Court ruling in Mazur & Anor
       v CRS LLP, which makes conduct by a non-authorised person
       improper.
       - The Claim Form Issue: The Claim Form was issued under the name
       of Mr. Ibrar Ahmad, who is registered with the SRA as a
       solicitor at a different firm (Osbourne Pinner Ltd), not
       Moorside Legal. I have reported this to the SRA.
       - Summary: This constitutes a pattern of unreasonable conduct in
       proceedings.
       4. Conclusion and Request
       - Primary Request: I respectfully request that the Court strike
       out this claim pursuant to CPR 3.4(2)(a) and (b).
       - Costs Request (If Successful): I ask for my costs under CPR
       27.14(2)(g) for the Claimant's unreasonable conduct, referencing
       the Costs Note I provided.
       - Costs Request (If Unsuccessful): I ask that I be relieved of
       the Claimant's costs due to their documented history of improper
       conduct.
       #Post#: 93210--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: b789
       Date: October 7, 2025, 6:24 am
       ---------------------------------------------------------
       Keep those notes handy. You address a district judge as "Judge".
       No "your Honour" or anything else.
       Rooting for you!
       #Post#: 93396--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: NBSCMN
       Date: October 8, 2025, 12:05 pm
       ---------------------------------------------------------
       ❌ LOST HEARING REPORT: - October 8th, 2025
       Outcome: Judgment for the Claimant (NCP). Ordered to pay £280
       over 12 months.
       Claimant Attendance: No one from NCP or Moorside Legal attended
       the hearing.
       Summary of the Hearing
       1. Claimant Non-Attendance & Initial Comments:
       - The hearing proceeded with only myself and the Judge, as the
       Claimant's representative (Moorside Legal) did not attend.
       - The Judge stated that Moorside should have sent an email
       notifying non-attendance, but I confirmed I had received no such
       communication.
       2. Procedural & CPR Arguments (Defense Main Focus):
       - Defective Particulars of Claim (PoC): I argued the PoC failed
       to provide key details, including the sum breakdown and the
       contract wording.
       [li]Judge's Ruling: The Judge rejected this, stating that all
       the missing specific wordings and necessary details were cured
       by being included in the Witness Statement (WS). She was
       satisfied the WS mentioned I was pursued as the keeper, the
       nature of the breach, and the wording of the contract.
       [/li]
       - Case Law (CEL v Chan / CPMS v Akande): I cited these cases
       where identical PoC failures led to strike-outs.
       [li]Judge's Ruling: The Judge stated these were County Court
       decisions and were therefore not binding on her court, and she
       would not consider them.
       [/li]
       - Failure to File a Motion to Strike: The Judge noted that my
       arguments were procedural, but I had not formally filed a
       separate motion/application to strike out the claim. This
       significantly undermined the procedural point.
       3. Solicitor Misconduct & Regulatory Arguments:
       - SRA Reports / Mazur Issue: I raised the Mazur point regarding
       Ms. Safina Zubair having conduct and the SRA report regarding
       the use of Mr. Ibrar Ahmad's name (a solicitor from another
       firm).
       [li]Judge's Ruling: The Judge dismissed this entirely, stating
       that the SRA report was irrelevant to this hearing. Regarding
       Mr. Ahmad, she found it "very likely" he worked for Moorside
       when the claim was filed seven months ago and has since moved
       firms, and she would not accept my lack of proof to the
       contrary.
       [/li]
       - N180 Form & Tom Clough: I mentioned the N180 form being signed
       only by 'Moorside Legal' and the contradictory information about
       Mr. Tom Clough having conduct.
       [li]Judge's Ruling: The Judge did not comment or give weight to
       these specific points.
       [/li]
       - Relief from Claimant's Costs: I asked for the Claimant's fixed
       costs to be relieved due to their conduct issues.
       [li]Judge's Ruling: This was rejected.
       [/li]
       4. Factual Arguments (Parking):
       - Denial of Driver / 13 Minutes: I mentioned I was not the
       driver and the vehicle was only present for 13 minutes.
       [li]Judge's Ruling: The Judge did not consider these points to
       be material.
       [/li]
       - Signage: The Judge showed photos of the signage.
       [li]Judge's Ruling: The Judge found the signage to be "legible
       enough to be read," which satisfied the requirement for forming
       a contract.
       [/li]
       5. Conclusion:
       - The Judge concluded that my case was "not very well defended."
       - Order: I was ordered to pay £280 to the Claimant over a
       12-month period.
       I feel quite defeated to be honest. I didn't have a great
       understanding of my case and the judge was asking difficult
       questions which I couldn't answer. Law is not my speciality and
       I believe this made me lose the case.
       This has put me off any appealing any other fines I may get to
       be honest as from the information I was given it seemed that
       this case was very easily won, but the outcome was very
       different.
       :(
       #Post#: 93424--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: b789
       Date: October 8, 2025, 5:48 pm
       ---------------------------------------------------------
       I’m really sorry this went the way it did. Losing on the day is
       bruising, especially when you’re there alone and the claimant
       can’t be bothered to turn up.
       This judge bingo… you had a shitty judge.
       Because judgment has been entered, you now have two distinct
       paths. If you pay the full judgment sum within one calendar
       month of the judgment date (deadline 8 November 2025), no County
       Court Judgment will be registered on your credit file. If you do
       not clear the full balance within that month and instead pay by
       instalments, the CCJ will be registered and remain for six
       years, later marked “satisfied” only once the full sum is paid.
       If preserving your credit file is important, pay the entire £280
       by 8 November 2025 to the payee stated on the order (normally
       the claimant’s solicitors or the claimant directly). Use a
       traceable method (bank transfer with reference, or card payment)
       and retain proof.
       After paying in full within the month, check the public Register
       of Judgments after approximately 2 to 4 weeks. If the CCJ
       appears despite full payment within one month, contact the
       Registry Trust to have it removed and write to the court with
       evidence of timely payment asking them to notify the Registry
       that the judgment was paid within the statutory one-month
       period.
       The deadline to file an appeal is 21 days from judgment. Your
       time limit therefore expires on 29 October 2025.
       To appeal, file an appellant’s notice (form N164) at the hearing
       centre that made the decision, serve it on the respondent, pay
       the appeal fee or apply for help with fees, and include a draft
       of your grounds of appeal and the sealed order.
       You will also need either the judge’s permission (which you can
       ask for in N164) or permission from the appeal court. Appeals
       are not a rehearing of the facts; you must show an error of law,
       a wrong exercise of discretion, or serious procedural unfairness
       that materially affected the outcome.
       From what you recorded: the judge’s approach to treating thin
       particulars as cured by the witness statement, her assessment
       that signage was legible enough, her view that non-attendance
       could be overlooked, and her factual findings on driver identity
       and time on site are all case-management and fact assessments
       squarely within a trial judge’s discretion, especially a shitty
       one. County Court authorities such as CEL v Chan and CPMS v
       Akande are persuasive, not binding. Absent a prior strike-out
       application under CPR 3.4 or a timely application under CPR 24,
       an appeal on those points has low prospects unfortunately.
       I asked a family member today about this decision and showed him
       the WS and evidence. He said he would have come to a completely
       different conclusion.
       You can still complain to the SRA about any concerns you hold,
       but that will not set aside or vary today’s order.
       I am as surprised and disappointed as you with this judges
       decision. But as I said, it is judge bingo. You can a name the
       judge so that we can be aware of her decision and track her for
       other case if they crop up.
       #Post#: 95265--------------------------------------------------
       Re: No reply from NCP and now getting solicitor letters
   DIR By: NBSCMN
       Date: October 23, 2025, 5:17 am
       ---------------------------------------------------------
       Thank you. It's quite unfortunate that NCP can have legal
       representation that does not bother to come to the hearing and
       yet still win the case.
       With the payment, i've attached the letter. I want to double
       check this will still register a CCJ to my name, just as I am
       universal credit so I would rather pay monthly if possible but I
       definitely dont want a CCJ for 6 years
       If i were to pay upfront, I would need to contact moorside to
       get bank information? as there is nothing on the letter.
  HTML https://ibb.co/9kbtbt4g
       thanks
       *****************************************************
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