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DIR Return to: Speeding and other criminal offences
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#Post#: 29896--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: slapdash
Date: July 15, 2024, 5:19 am
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Yes you can. If you can track them down you can ask. But they're
under no obligation to release it to you and may be reluctant.
A request from your insurer or the police should get it. Getting
either to make that request is a different thing.
You would appear to be a victim of some sort of fraud. Report it
as such.
Additionally ensure your insurers are aware and try to speak to
the police to ascertain what information they have that has
given rise to this allegation.
#Post#: 29898--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: Dfsd9
Date: July 15, 2024, 5:39 am
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Thank you everyone, I’ll speak to the insurance to request the
pictures/footage
#Post#: 29908--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: andy_foster
Date: July 15, 2024, 6:53 am
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Logically, the possibilities are -
your car was involved in the incident.
your car was not involved in the incident, but another car with
the same VRM displayed (cloned plate or dealer snafu) was,
your car was not involved in the incident, but another car with
a similar VRM was, and the VRM was either misread, or partially
read and all potential matches were sent notices,
the date of the incident is incorrect, or
nobody saw the VRM at the location of the incident, but somebody
surveyed the area for cars with damage consistent with the
incident and decided that it must be yours with the missing
mirror cover.
#Post#: 29910--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: Dave Green
Date: July 15, 2024, 7:09 am
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Another possibility:
--- Quote from: Dfsd9 link ---
> My car was on the same place I left it, without one of the
side mirror covers when I arrived back in the country, but no
other evidence of any incident
--- End Quote ---
Another driver may have hit your side mirror and in doing so,
damaged their own one and as some of these can be horrendously
expensive to replace, decided to try pulling a fast one and put
in an insurance claim stating that your vehicle was being driven
and hit their car, damaging their mirror.
#Post#: 29914--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: BertB
Date: July 15, 2024, 7:56 am
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Personally, I was thinking it was most likely one of these
--- Quote from: andy_foster link ---
>
> your car was not involved in the incident, but another car
with a similar VRM was, and the VRM was either misread, or
partially read and all potential matches were sent notices,
>
> the date of the incident is incorrect
>
--- End Quote ---
Although I'd hope if it was a date thing that the OP and/or a
partner would remember a similar event that had happened prior
to this in the same location. The mention of 'the only thing
that had changed' when talking about the wing mirror cover
missing would suggest not though.
[member=2253]Dfsd9[/member] - just to confirm, no damage
happened to the car just before you went away?
--- Quote from: Dfsd9 link ---
>
> We will respond to this letter, however we don’t have proof
that the car was parked near our building - we only have proof
we were abroad. No CCTV in this street.
>
--- End Quote ---
Is this parked in the street, layby, car park or drive?
The vehicle has obviously been involved in some sort of incident
at some point. Maybe replying to the Police with the details
they ask for, but attached a letter giving the details of your
trip and how there were no keys that anyone could have had
access to might get a bit more info from them or your insurance
company.
#Post#: 29919--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: Dfsd9
Date: July 15, 2024, 8:04 am
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Thanks all for your replies. The alleged incident occurred
during our time abroad.
Car was parked on the street near our flat.
Our insurance company only said they were contacted by another
insurance about this, and we denied involvement. They said they
are now waiting for the other insurance to disclose proof of our
car’s involvement.
We will send the info to the police and proof of flights (we
have asked the airline for additional proof that we boarded the
flights, and we have pictures abroad on the day of the alleged
incident).
I don’t think the date is incorrect because the police and the
insurance company have reported the same date.
Thank you again for your help. Definitely one of the options
mentioned happened, we just hope to be able to prove that our
car was not involved - we can prove that we were not, but
without CCTV I’m not sure how to prove our car was were we think
it was.
#Post#: 29922--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: andy_foster
Date: July 15, 2024, 8:42 am
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If there was damage to a parked car, the owner might have simply
guessed at the time/date/location based on when they noticed it.
#Post#: 29931--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: BertB
Date: July 15, 2024, 9:53 am
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--- Quote from: BertB link ---
>
>
> Although I'd hope if it was a date thing that the OP and/or a
partner would remember a similar event that had happened prior
to this in the same location. The mention of 'the only thing
that had changed' when talking about the wing mirror cover
missing would suggest not though.
>
> [member=2253]Dfsd9[/member] - just to confirm, no damage had
happened to the car before you went away?
>
--- End Quote ---
#Post#: 29932--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: Dfsd9
Date: July 15, 2024, 9:58 am
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As previously stated, the damage happened to the car while we
were abroad.
#Post#: 29933--------------------------------------------------
Re: NIP for offence I didn’t commit
DIR By: The Slithy Tove
Date: July 15, 2024, 10:40 am
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--- Quote from: Dfsd9 link ---
>
> We will send the info to the police and proof of flights (we
have asked the airline for additional proof that we boarded the
flights, and we have pictures abroad on the day of the alleged
incident).
>
--- End Quote ---
You need to be quite clear in your response to the police to
avoid a "Failing to Furnish" charge, or at least being able to
defend it if accused. You should state that as far as you know,
there was no one driving the car at the time/place stated, you
were on holiday (with proof), no one had access to the keys, and
the car was in exactly the same place on the street (say where)
when you returned as it was when you left (assuming that's the
case). Don't speculate on what may have happened.
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