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       #Post#: 27352--------------------------------------------------
       UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: Maskring
       Date: June 24, 2024, 6:03 am
       ---------------------------------------------------------
       Hello,
       I am reaching out regarding a recent situation that requires
       your assistance:
       A Notice to Keeper - Final Reminder was issued on 28/05/2024 for
       an overstay of 21 minutes at a McDonald's car park on
       11/05/2024. Subsequently, a Notice of Debt Recovery from DCBL
       was sent on 10/06/2024.
       From the middle of May until the beginning of June, the
       registered keeper was abroad. Due to unforeseen circumstances,
       this notice was missed until now. While this is not intended as
       an excuse, we are seeking advice on how to proceed.
       The registered keeper is uncertain about who was driving at the
       time of the incident.
       Your guidance on this matter would be greatly appreciated.
       Thank you very much.
       Update: here is a link with images
  HTML https://imgur.com/a/PHjIY3O.
       
       #Post#: 27363--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: b789
       Date: June 24, 2024, 7:57 am
       ---------------------------------------------------------
       Where is the original NtK? What date was that original NtK
       issued? Reminders mean sod all. What will be important is the
       issue date (not the date of the alleged breach of contract).
       The alleged debt becomes overdue 28 days after the PCN is
       issued.
       #Post#: 27370--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: Maskring
       Date: June 24, 2024, 8:24 am
       ---------------------------------------------------------
       Don't know where the original is, this is what it was in the
       post. According to what is written on the reminder, apparently
       they sent one out on the 14/05/2024.
       #Post#: 27377--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: The Rookie
       Date: June 24, 2024, 10:09 am
       ---------------------------------------------------------
       --- Quote from: Maskring link ---
       >
       > Don't know where the original is, this is what it was in the
       post. According to what is written on the reminder, apparently
       they sent one out on the 14/05/2024.
       >
       --- End Quote ---
       As that would have arrived before you went away it seems likely
       it's 'lost in the post' - check the address on the reminder to
       confirm its 100% correct.
       #Post#: 27378--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: H C Andersen
       Date: June 24, 2024, 10:12 am
       ---------------------------------------------------------
       Then the RK submits a SAR to the creditor parking company,
       that's all they can do for now. This will elicit a copy of the
       NTK which is the key document at present.
       If it's compliant with the legislation then the keeper may be
       held liable irrespective of who was driving.
  HTML https://www.ukparkingcontrol.com/privacy-policy
       #Post#: 27380--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: b789
       Date: June 24, 2024, 10:37 am
       ---------------------------------------------------------
       I wouldn't bother with a SAR. It would take too long, assuming
       they comply in the first place. It is a typical UKPC/DCB Legal
       scenario.
       If the original PCN was issued on the 14th May (according to the
       reminder it is 14 days since issue) then the driver/keeper had
       until 11th June before any recovery action should have been
       initiated.
       As they have instructed DCBL to add a fake £70 and intiate
       recovery on 10th June, they are in breach of their own BPA CoP.
       As you are too late to appeal to POPLA, you will have to ride
       this out. It will go to a court claim but they will eventually
       discontinue if you follow the advice. I'll get back with
       whatever breaches of the BPA CoP I can find.
       #Post#: 27382--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: H C Andersen
       Date: June 24, 2024, 11:37 am
       ---------------------------------------------------------
       Don't follow.
       As I read it, the first letter is purely a reminder, which is
       permitted under the CoP.
       The next letter is quick off the mark but I don't see that it's
       necessarily inconsistent with the CoP i.e. the creditor is now
       in the undefined 'debt recovery process'.
       The RK does not know the date of the NTK, although the reminder
       states PCN issued 14 May. This is crucial because the reminder
       states that the RK could 'challenge' no later than 28 days from
       the date of the RK. This ends on 11 June and the DCBL letter is
       dated 10th therefore deemed served on 12th, after the end of the
       appeals period which we believe was stated in the RK.
       IMO,a SAR is the only way, other than just asking, because there
       are no other options available at present other than to pay and
       neither the creditor nor the RK are going anywhere so time isn't
       really important.
       OP, the other option if the RK thinks there might be a defence
       against the charge - but how would they know if they don't know
       the driver and circumstances - would be for them to put their
       thinking cap on, pull it over their eyes and ears and think long
       and hard about who was driving.
       #Post#: 27390--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: b789
       Date: June 24, 2024, 1:09 pm
       ---------------------------------------------------------
       I will place money on this going all the way to a county court
       claim, which, if defended using the robust template defence will
       end in a discontinuation.
       All the OP has to do is ride out the scary but harmless debt
       collector letters that are bound to follow and wait for an LoC
       either directly from the hideously inept UKPC in-house "legal
       dept." or through DCB Legal. Either way, they simply hoping that
       the OP is low-hanging fruit on the gullible tree that will cave
       in once they see the useless debt collector letters or when an
       actual claim is filed.
       No-one who comes here or to MSE forums for advice on a UKPC PCN
       pays a penny unless they are too gullible or stupid to adhere to
       the advice. There is a thread running over on MSE recording well
       over 360 discontinuations and more every day.
       Whether the OP goes through the motions or not, this will end up
       as a county court claim which is the best outcome as we know
       that UKPC/DCB Legal will not pay the hearing fee once it gets
       that far. They only rely on gullibility/ignorance/panic from
       their victim to pay or for it to go to a default CCJ.
       Even in the remote chance that this OP were so unfortunate to be
       the only person whose claim gets to a hearing, they have a very
       good defence. UKPC are not in the habit of going all the way
       just to receive the inevitable spanking they usually get in
       court. They rely on the fact that over 95% of claims go
       unchallenged and end up as default CCJs.
       #Post#: 27403--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: H C Andersen
       Date: June 24, 2024, 3:40 pm
       ---------------------------------------------------------
       In short OP, this creditor will pursue the keeper but,
       experience seems to show, will discontinue before court.
       But nonetheless, this is no reason IMO why you should not go
       through the regular steps of finding out whether a compliant NTK
       was issued in order to ensure you have the full suite of
       notices.
       I would still submit a SAR.
       #Post#: 28275--------------------------------------------------
       Re: UKPC - Notice to Keeper final reminder + dcbl notice of debt
       recovery
   DIR By: Maskring
       Date: July 2, 2024, 3:48 am
       ---------------------------------------------------------
       Thank you all for reply. It's a lot of wording you are using
       here, but this is what I understand given the situation: RK
       should ignore all future letters, and just wait to see if they
       will send a court hearing letter, correct?
       What is SAR and should RK do this step?
       Many thanks!
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