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       #Post#: 18857--------------------------------------------------
       Re: Admiral - premium change (increase) after claim on policy
   DIR By: Weasel
       Date: April 2, 2024, 9:50 am
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       I had a similar situation with home/buildings insurance about 20
       years ago.  I made a claim for a new garage door after a
       break-in.  Subsequently, I changed insurers and the new insurer
       did not ask me if I had made any claims.  A couple of years
       later had to make a claim with the new insurer for replacing a
       sewer pipe because of tree-root damage.  I remember receiving a
       phone call one morning from the insurer telling me that I had
       failed to declare the claim from a couple of years earlier and
       that they could not settle the new claim until my premium was
       adjusted.  If I recall correctly, the additional premium was
       about £30-40 so I just paid it.
       Looking back, I am fairly certain that the insurer was on shaky
       ground.  Why else would they offer simply to accept a payment
       that reflected the difference in historical premium?  I could
       have argued it, but it wasn't worth the time and energy.
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