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       #Post#: 16795--------------------------------------------------
       Re: Met Police Warning for Driving Without Insurance, Despite
       Paying Premium in Full.
   DIR By: slapdash
       Date: March 4, 2024, 3:16 pm
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       I don't see how it was either refused or cancelled. That's a
       question you really don't want to answer yes to.
       #Post#: 16797--------------------------------------------------
       Re: Met Police Warning for Driving Without Insurance, Despite
       Paying Premium in Full.
   DIR By: Londoner
       Date: March 4, 2024, 4:00 pm
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       It certainly wasn't refused. Cancelled? You can't cancel a
       policy that never started...
       #Post#: 16813--------------------------------------------------
       Re: Met Police Warning for Driving Without Insurance, Despite
       Paying Premium in Full.
   DIR By: guest46
       Date: March 5, 2024, 4:08 am
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       --- Quote from: Londoner link ---
       >
       > It certainly wasn't refused. Cancelled? You can't cancel a
       policy that never started...
       >
       --- End Quote ---
       Your confidence in insurance companies applying logic, honesty
       and integrity for several year's hence is much greater than
       mine. Please yourself.
       #Post#: 16832--------------------------------------------------
       Re: Met Police Warning for Driving Without Insurance, Despite
       Paying Premium in Full.
   DIR By: sparx
       Date: March 5, 2024, 8:48 am
       ---------------------------------------------------------
       --- Quote from: slapdash link ---
       >
       > I don't see how it was either refused or cancelled. That's a
       question you really don't want to answer yes to.
       >
       --- End Quote ---
       This is for a policy cancelled or refused by the insurer, not
       instigated by yourself saying "I wish to cancel". You can cancel
       a policy yourself, and you don't need to answer yes to this
       question.
       #Post#: 16837--------------------------------------------------
       Re: Met Police Warning for Driving Without Insurance, Despite
       Paying Premium in Full.
   DIR By: guest46
       Date: March 5, 2024, 9:40 am
       ---------------------------------------------------------
       --- Quote from: sparxy link ---
       >
       > [quote author=slapdash link=topic=1410.msg16795#msg16795
       date=1709586991]
       > I don't see how it was either refused or cancelled. That's a
       question you really don't want to answer yes to.
       >
       --- End Quote ---
       I missed the post where the OP had asked for a refund? I assumed
       s/he actually wanted confirmation of cover....which hasn't
       happened as it wasn't in place!
       This is for a policy cancelled or refused by the insurer, not
       instigated by yourself saying "I wish to cancel". You can cancel
       a policy yourself, and you don't need to answer yes to this
       question.
       [/quote]
       #Post#: 16979--------------------------------------------------
       Re: Met Police Warning for Driving Without Insurance, Despite
       Paying Premium in Full.
   DIR By: guest968
       Date: March 7, 2024, 1:25 pm
       ---------------------------------------------------------
       --- Quote from: M60NJP link ---
       >
       > but you open the door to driving whilst uninsured
       --- End Quote ---
       What about the letter from the Met saying they aren't going to
       pursue that?  And that once there is insurance in place they'll
       remove him from the database of uninsureds?
       
       --- Quote from: M60NJP link ---
       > AND - importantly when you're asked 'have you had insured
       refused or cancelled etc' you have to answer honestly. They're
       possibly trying to screw you?
       >
       --- End Quote ---
       The honest answer is "no".
       And if this
       --- Quote from: Londoner link ---
       >
       > I'm having to take out a brand new policy to start
       immediately, which is always more expensive than paying say 2
       weeks before the start date.
       >
       --- End Quote ---
       means he has now got insurance, with the same provider, they
       knew all the facts.
       I'd take the refund, and keep schtum, no complaints, no
       cage-rattling, because despite the price rises (which would have
       happened anyway) he's got away with not paying for insurance for
       several months.   I'd also heave a sigh of relief that I'd not
       had an accident or claim during that time, and switch insurer at
       the next renewal.
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