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#Post#: 16795--------------------------------------------------
Re: Met Police Warning for Driving Without Insurance, Despite
Paying Premium in Full.
DIR By: slapdash
Date: March 4, 2024, 3:16 pm
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I don't see how it was either refused or cancelled. That's a
question you really don't want to answer yes to.
#Post#: 16797--------------------------------------------------
Re: Met Police Warning for Driving Without Insurance, Despite
Paying Premium in Full.
DIR By: Londoner
Date: March 4, 2024, 4:00 pm
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It certainly wasn't refused. Cancelled? You can't cancel a
policy that never started...
#Post#: 16813--------------------------------------------------
Re: Met Police Warning for Driving Without Insurance, Despite
Paying Premium in Full.
DIR By: guest46
Date: March 5, 2024, 4:08 am
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--- Quote from: Londoner link ---
>
> It certainly wasn't refused. Cancelled? You can't cancel a
policy that never started...
>
--- End Quote ---
Your confidence in insurance companies applying logic, honesty
and integrity for several year's hence is much greater than
mine. Please yourself.
#Post#: 16832--------------------------------------------------
Re: Met Police Warning for Driving Without Insurance, Despite
Paying Premium in Full.
DIR By: sparx
Date: March 5, 2024, 8:48 am
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--- Quote from: slapdash link ---
>
> I don't see how it was either refused or cancelled. That's a
question you really don't want to answer yes to.
>
--- End Quote ---
This is for a policy cancelled or refused by the insurer, not
instigated by yourself saying "I wish to cancel". You can cancel
a policy yourself, and you don't need to answer yes to this
question.
#Post#: 16837--------------------------------------------------
Re: Met Police Warning for Driving Without Insurance, Despite
Paying Premium in Full.
DIR By: guest46
Date: March 5, 2024, 9:40 am
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--- Quote from: sparxy link ---
>
> [quote author=slapdash link=topic=1410.msg16795#msg16795
date=1709586991]
> I don't see how it was either refused or cancelled. That's a
question you really don't want to answer yes to.
>
--- End Quote ---
I missed the post where the OP had asked for a refund? I assumed
s/he actually wanted confirmation of cover....which hasn't
happened as it wasn't in place!
This is for a policy cancelled or refused by the insurer, not
instigated by yourself saying "I wish to cancel". You can cancel
a policy yourself, and you don't need to answer yes to this
question.
[/quote]
#Post#: 16979--------------------------------------------------
Re: Met Police Warning for Driving Without Insurance, Despite
Paying Premium in Full.
DIR By: guest968
Date: March 7, 2024, 1:25 pm
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--- Quote from: M60NJP link ---
>
> but you open the door to driving whilst uninsured
--- End Quote ---
What about the letter from the Met saying they aren't going to
pursue that? And that once there is insurance in place they'll
remove him from the database of uninsureds?
--- Quote from: M60NJP link ---
> AND - importantly when you're asked 'have you had insured
refused or cancelled etc' you have to answer honestly. They're
possibly trying to screw you?
>
--- End Quote ---
The honest answer is "no".
And if this
--- Quote from: Londoner link ---
>
> I'm having to take out a brand new policy to start
immediately, which is always more expensive than paying say 2
weeks before the start date.
>
--- End Quote ---
means he has now got insurance, with the same provider, they
knew all the facts.
I'd take the refund, and keep schtum, no complaints, no
cage-rattling, because despite the price rises (which would have
happened anyway) he's got away with not paying for insurance for
several months. I'd also heave a sigh of relief that I'd not
had an accident or claim during that time, and switch insurer at
the next renewal.
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