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#Post#: 16226--------------------------------------------------
HORT1 Insurance issue
DIR By: RocketRonnieRadox
Date: February 25, 2024, 10:27 am
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Good afternoon everybody, I’m posting on behalf of a young
person who has only held his license for Three months, he is 18
years old and generally a very good and responsible person.
He usually takes out temporary insurance on a 24 hour basis from
his parents insurance company. The insurance is very reasonable
at £5.60 for 24 hours and yesterday he did just that however, he
neglected to notice that the payment required him to open the
bank application on his phone or computer to validate the
payment and proceeded to drive the vehicle, having omitted this
final step, it was an error of judgement or haste.
He was later, stopped in the vehicle as the vehicle had no valid
MOT. The officer checked and saw that the vehicle was insured by
his mother, but not himself. The boy explained that he had 24
hour temporary insurance and the officer agreed that this does
not appear on the Insurance database and required him to produce
evidence of insurance which he could not do, as the evidence
would have been emailed to either his mothers or father’s email
accounts which he did not have access to . His father received a
phone call from the boy requesting that he checked the email and
screenshot a copy of the temporary insurance cover note to him.
The father checked the email, but no such email was presents the
mother was occupied and could not be contacted..
The officer liked the boy and gave him the opportunity to
produce the document at a police station within seven days.
As it transpires, he did not have insurance cover because of his
hasty escape after having thought that he had booked it online,
and he is now faced with a dilemma.
My question is that when producing documents at a police
station, do the police validate the documents by contacting the
insurance company or is it mainly an administration Exercise and
Are they satisfied with just visually inspecting the cover note?
This is temporary cover, and as such does not appear on the
Insurance database.
The officer explained that he no longer issues these producer
documents and that they are pretty much antiquated, so another
thing that crosses my mind is what would happen if he did not
produce the documents are they so old that it would be forgotten
and not acted upon?
#Post#: 16227--------------------------------------------------
Re: HORT1 Insurance issue
DIR By: 666
Date: February 25, 2024, 10:51 am
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--- Quote from: RocketRonnieRadox link ---
>
>
> My question is that when producing documents at a police
station, do the police validate the documents by contacting the
insurance company or is it mainly an administration Exercise and
Are they satisfied with just visually inspecting the cover note?
>
>
>
--- End Quote ---
It appears he has no document to produce, so What is the
relevance of the question? Am I missing something?
#Post#: 16232--------------------------------------------------
Re: HORT1 Insurance issue
DIR By: guest46
Date: February 25, 2024, 11:04 am
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I'm confused too - this person (say the OP) regularly takes
daily insurance via the same company as the parents........so
this instance wasn't the 1st time s/he did so, so it's hard to
fathom why s/he didn't know how to pay (as s/he would have done
so previously?).
Unfortunately you're either insured or you're not - so either
proof is provided for the day/time in question or there was
none? I too don't understand the relevance of the question.
#Post#: 16233--------------------------------------------------
Re: HORT1 Insurance issue
DIR By: RocketRonnieRadox
Date: February 25, 2024, 11:07 am
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The relevance of the question is whether or not further checks
are made into the documents produced at the police station, when
a producer is issued or whether they take it at face value
#Post#: 16234--------------------------------------------------
Re: HORT1 Insurance issue
DIR By: guest46
Date: February 25, 2024, 11:09 am
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--- Quote from: RocketRonnieRadox link ---
>
> The relevance of the question is whether or not further checks
are made into the documents produced at the police station, when
a producer is issued or whether they take it at face value
>
--- End Quote ---
Take what? If you suggesting a fake certificate, best you leave
now.....................
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