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#Post#: 123580--------------------------------------------------
NIP for Not reporting an accident
DIR By: Blueberry12
Date: July 2, 2026, 6:46 am
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Please help, anyone can advise here.
On 23 June 2026, my husband was driving his Taxi, no one else
was travelling with him. A car hit his taxi on the passenger
side door at the round about, the vehicle received a dent and
paint of the other car. There was no passenger traveling in it.
The driver of the other car which hit his vehicle ran away, he
didn't stop at all. My husband stopped there at the round about
and took pictures of the damage to his vehicle.
.
However, as our cousin has a garage to fix cars. He didn’t
report to his insurance as the repair can be done by our selves.
.
Today he has received this NIP. What should he do now the time
on the NIP is wrong, it is half an hour earlier. He was not on
the accident site at the time.
It says:
1. Failing to report an accident contrary to sec 170(4)
2. Failing to stop and give names and address contrary to sec
170(4)
3. Driving without due care and attention contrary to sec 3 Road
traffic 1988 Act.
There is also a form sent to fill in the details of the driver.
Please advise what should he do regarding NIP.
Should he call insurance, he is worried he is late?
He was not driving carelessly at all.
Would his insurance be void?
He was silly he didn’t inform at the time.
#Post#: 123596--------------------------------------------------
Re: NIP for Not reporting an accident
DIR By: JRHartley
Date: July 2, 2026, 9:33 am
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At the moment he is required to name the driver under S172, so
he must do that and then wait to see what the police do next.
They may just leave it to the insurers to sort out, so he should
inform his insurer.
As driver details were not exchanged at the time, your husband
was required to report the accident.
As an accident occurred, no NIP is required, so any inaccuracy
in the time is irrelevant.
#Post#: 123659--------------------------------------------------
Re: NIP for Not reporting an accident
DIR By: roythebus
Date: July 3, 2026, 6:02 am
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In some areas the police now have an on-line facility to report
accidents.As long as it is reported within 24 hours it is
unlikely that further action will be taken on failing to report.
I know reporting to the insurance can put up the premiums, but
not reporting can cause a lot more hassle.
#Post#: 123689--------------------------------------------------
Re: NIP for Not reporting an accident
DIR By: Southpaw82
Date: July 3, 2026, 9:52 am
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--- Quote from: roythebus link ---
>
> In some areas the police now have an on-line facility to
report accidents.As long as it is reported within 24 hours it is
unlikely that further action will be taken on failing to report.
I know reporting to the insurance can put up the premiums, but
not reporting can cause a lot more hassle.
>
--- End Quote ---
Considering the police have had time to post an NIP out I doubt
the accident was less than 24 hours ago.
#Post#: 123702--------------------------------------------------
Re: NIP for Not reporting an accident
DIR By: Blueberry12
Date: July 3, 2026, 12:57 pm
---------------------------------------------------------
--- Quote from: JRHartley link ---
>
> At the moment he is required to name the driver under S172, so
he must do that and then wait to see what the police do next.
They may just leave it to the insurers to sort out, so he should
inform his insurer.
>
> As driver details were not exchanged at the time, your husband
was required to report the accident.
>
> As an accident occurred, no NIP is required, so any inaccuracy
in the time is irrelevant.
>
--- End Quote ---
Thanks a lot, The insurer has been informed.
#Post#: 123715--------------------------------------------------
Re: NIP for Not reporting an accident
DIR By: roythebus
Date: July 3, 2026, 4:39 pm
---------------------------------------------------------
--- Quote from: Southpaw82 link ---
>
> [quote author=roythebus link=topic=11330.msg123659#msg123659
date=1783076535]
> In some areas the police now have an on-line facility to
report accidents.As long as it is reported within 24 hours it is
unlikely that further action will be taken on failing to report.
I know reporting to the insurance can put up the premiums, but
not reporting can cause a lot more hassle.
>
--- End Quote ---
Considering the police have had time to post an NIP out I doubt
the accident was less than 24 hours ago.
[/quote]Thanks, I'm aware of that and that it doesn't apply in
this case, but others may not be aware of the online reporting
facility.
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