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       #Post#: 3--------------------------------------------------
       Do I really want a structured settlement company?
       By: Giuelith Date: October 9, 2018, 10:54 am
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       An individual who receives a large cash award can take the
       services of a structured settlement company and avail the cash
       in a variety of ways. The settlement amount is paid by a
       defendant in litigation and it takes a long time for the
       beneficiary to acquire the total amount. A structured settlement
       company, in its capacity as a third party financial service
       provider, can help those who receive substantial amounts of
       money by offering them the money in a short period of time.
       A plaintiff who is to obtain a monetary award from a court in
       the form of a structured settlement may be in need of immediate
       cash to cover medical expenses or the cost of litigation. This
       may not be possible with a structured settlement; structured
       settlement companies can help in such situations by offering a
       lump sum for either the entire amount of the settlement or a
       portion of it.
       Structured settlement companies also offer the option of equity
       annuities that provide protection to the principal which earns
       an interest as per a guaranteed minimum or in relation to the
       stock market. Structured settlement companies are also capable
       of offering manageable access to large amounts of cash to those
       who win lotteries and sweepstakes. It is in the interest of the
       beneficiary to do a background check on the structured
       settlement companies they are comparing; one should go for a
       company that offers the most competitive rates and has a
       reputation for ethical dealing.
       All said and done it is important for an individual to first
       understand whether he actually needs the service of a structured
       settlement company. This is because these companies operate at a
       profit and the lump sum offered by them is less than the amount
       of structured settlement sold. Also, structured settlements are
       guaranteed and tax-free. This is not the case with a lump sum
       payment, which once in the hands of an individual may be
       difficult to manage.
       One should take the help of an attorney while evaluating
       structured settlement companies; attorneys help with the
       paperwork that can include Structured Settlement Agreement,
       Annuity Applications, and Qualified Assessments.
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