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       #Post#: 56577--------------------------------------------------
       Should there be a London weighting to the salary cap?
   DIR By: Kermitpower
       Date: January 12, 2021, 6:12 am
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       My view is that the salary cap - which is supposed to provide a
       level playing field in the Premiership - does anything but.  I'd
       be interested to see what others think?
       Some might think it silly of me to suggest it when we've got
       players on £250k+, but that's only the exalted few at the top.
       The large majority of the squad are lucky if they're on a
       quarter of that, so if you're a young, talented but maybe not
       absolute top of the crop player - exactly the sort of players we
       need to give us a bit more strength in depth in certain
       positions - and you're looking at maybe £400k to buy a small
       flat in London vs a 3-bed house for around half that (or
       40-roomed castle with a moat and a dragon in Newcastle) near
       pretty much any club other than Bath, what are you going to do?
       My vote would be to allow the London clubs and Bath to top up
       the mortgage payments of players on under £100k by a set
       percentage so that they can afford similar homes regardless of
       which club they play for.  I'd also allow them to keep receiving
       the payment once their salary goes over £100k so long as they've
       played for their club for at least two seasons on under £100k.
       Then we'd have much more of a level playing field.
       #Post#: 56579--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: Brown Bottle
       Date: January 12, 2021, 6:26 am
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       Why would Quins players need to live in London? They train in
       Guildford and only need to turn up at the Stoop once very couple
       of weeks.
       #Post#: 56580--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: T-Bone
       Date: January 12, 2021, 6:29 am
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       --- Quote from: Brown Bottle link ---
       >
       > Why would Quins players need to live in London? They train in
       Guildford and only need to turn up at the Stoop once very couple
       of weeks.
       >
       --- End Quote ---
       Guildford isn't cheap either. I'm not saying I necessarily agree
       with the suggestion, but living in the south east / home
       counties is obviously considerably more expensive than living in
       some of the other locations
       #Post#: 56588--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: MadMax
       Date: January 12, 2021, 6:45 am
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       --- Quote from: T-Bone link ---
       >
       > Guildford isn't cheap either. I'm not saying I necessarily
       agree with the suggestion, but living in the south east / home
       counties is obviously considerably more expensive than living in
       some of the other locations
       >
       --- End Quote ---
       Yes but it's quite cheap in Barnet as rugby players get free
       houses there.
       #Post#: 56616--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: Monte
       Date: January 12, 2021, 9:17 am
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       Bath is expensive if you live in the city. EDI for Lang and
       Young is more expensive in the city centre than Guildford ... I
       could go on ....
       #Post#: 56618--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: DazzaS
       Date: January 12, 2021, 9:48 am
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       Interesting question. If players were on every day salaries up
       to £60k maybe, but some of the players are on over £100k+
       sponsorship so overides extra cost of living in expensive
       places. Plus London is not the only expensive place to live.
       When looking at where the other clubs are  - Exeter, Bath,
       Bristol, Northampton for example, they are not cheap to live in
       either.
       #Post#: 56625--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: Vernon74
       Date: January 12, 2021, 10:40 am
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       I earn less than £100k a year and wish someone would help out
       with my mortgage. I like the idea that £60k per year is an
       'every day' salary. If you get to train all day and occasionally
       play a game of rugby why do you need help with paying your
       mortgage? Maybe a minimum and maximum salary for a Premiership
       rugby player would be a more sustainable way to go and create a
       level playing field?
       #Post#: 56646--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: Mayor West
       Date: January 12, 2021, 12:21 pm
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       The problem is that if you are offered £250k at Quins but will
       spend £30k of what you have left after Tax on rent/ mortgage but
       get the same offer from Wasps where you might only spend £10k it
       could influence your decision. Or you might ask Quins for
       another £20k a year to compensate. Times this over half your
       squad and you’re going to use up a lot more of your cap to keep
       players. London and the South East is generally a far more
       expensive place to live ( somewhere half decent) than the rest
       of the country. You only have to look at Salarycens to see what
       happens.
       #Post#: 56647--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: Kermitpower
       Date: January 12, 2021, 12:25 pm
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       So, to add a little more for the people doubting the
       difference...
       Average house prices paid at club training locations for sales
       in the past 12 months according to Zoopla
       Bath - £456k
       Bristol - £338k
       Carrington (Sale) - £226k
       Coventry (Wasps) - £218k
       Exeter - £301k
       Gloucester - £241k
       Guildford (Quins) - £588k
       Leicester - £240k
       Newcastle - £215k
       Northampton - £255k
       St Albans (Sarries) - £569k
       Sunbury (London Irish) - £457k
       Worcester - £269k
       So off the back of that, the average for clubs outside the South
       East & Bath is £228k, just 44% of the average £518k for the
       others.  With housing being by a long way most people's biggest
       cost, that's a huge difference.
       The salary cap for this season if £6.4m.  Taking a look at the
       squad pages on the Prem website, that has to pay for on average
       about 50 players once you take out the two marquee players, so
       that's £128k on average per player, so once you take out the
       non-marquee players still on well over that, you get down to the
       bulk of the playing squad being on well under £100k.
       Like many people, I live down here because I had to come here
       looking for work.  I earn significantly more living inside the
       M25 doing the job I do than I would living in the Midlands or
       the North.  Likewise, if you look at public sector pay scales
       you'll see that there is a significant increase even for people
       like head teachers on very good salaries as you go from London
       fringes to outer London then again to inner London.
       The vast majority of people who live and work in the South East
       - especially those with skills that can easily be transferred to
       other areas of the country such as teachers, doctors, plumbers,
       accountants, etc - get paid a premium to compensate for the
       increased cost of living here.  How does it make sense for
       professional rugby clubs to have an artificial constraint placed
       on them that prevents them from making a similar accommodation?
       If you look at Sarries' salary cap breach, whilst there was a
       hoofing great big excess in one year, if you average it out over
       the three years they got pinged for, it worked out iirc at
       something like 15% over.  That's unfair to us, Bath and Irish,
       but even so you can make a case that the other Prem clubs all
       still had an unfair advantage over Sarries, and an even bigger
       one over us.
       Lots of people complain about some of the signings we make
       compared to some other clubs, but when they can negotiate
       packages with their players based around living costs, is it any
       surprise?
       According to the Money Advisory Service mortgage calculator, a
       no deposit mortgage over 25 years at 3% interest would cost
       £1,081 per month for the average house outside Bath and the
       South East vs £2,456 in it.  For a higher rate taxpayer, hat's
       an annual pre-tax difference of £27,500.
       I realise I'm maybe getting quite anal about the detail now, but
       in what world can you possibly acquire the same quality of squad
       for the same money when the difference in mortgage payments
       alone for an average squad size takes out £1.375m of the £6.4m?
       #Post#: 56649--------------------------------------------------
       Re: Should there be a London weighting to the salary cap?
   DIR By: Mayor West
       Date: January 12, 2021, 12:45 pm
       ---------------------------------------------------------
       An awful lot of players will be renting as there is no point
       buying if you only have a 2/3 year contract somewhere only to
       move elsewhere at the other end of the country. I believe that a
       lot of players will buy a property where they would like to
       permanently live and then rent something near where they play.
       Obviously not such a problem for one club players like DC, MB,
       CR etc but it amounts to the same problem of paying higher rates
       (as helpfully shown by Kermitpower) in the South East.
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