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       #Post#: 27925--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Mayor West
       Date: September 3, 2019, 11:14 am
       ---------------------------------------------------------
       I really hope they broke the cap by more than 1m. It stinks and
       if they want to create loopholes all the time with all the other
       clubs (mostly) playing by the rules then they should be expelled
       to France to play in that league. If they will have them.
       #Post#: 27926--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: harlequins
       Date: September 3, 2019, 1:47 pm
       ---------------------------------------------------------
       Anyone want to bet that Saracens will get off with it all ? The
       powers that be won’t do anything. Saracens will end up with a
       global international team, keep winning the league and nothing
       will be done. The only solution at that point is for all other
       clubs to either not play them or put out a second team for the
       experience for perhaps a half. Let them win, it’s getting
       pointless.
       #Post#: 27932--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Fursty
       Date: September 4, 2019, 2:29 am
       ---------------------------------------------------------
       --- Quote from: Grins link ---
       >
       > With a property company set up in the way you describe then I
       agree no immediate realisable day 1 gain.  However why is Wray
       giving the shares to a player?  He has, in essence given the
       player an option on the shareholding of the company - there are
       models to value those....
       >
       --- End Quote ---
       There's also ways of fair valuing the loans provided to the
       companies - I'm willing to bet that any loans are at well below
       the market rate for similar companies with similar performance
       histories.
       #Post#: 27939--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Donuts
       Date: September 4, 2019, 3:06 am
       ---------------------------------------------------------
       "With a property company set up in the way you describe then I
       agree no immediate realisable day 1 gain.  However why is Wray
       giving the shares to a player?  He has, in essence given the
       player an option on the shareholding of the company - there are
       models to value those...."
       I suspect that this is done at the outset or early on so that
       they have no significant value (as the property value and loan
       are equal)and therefore are not a benefit in kind
       #Post#: 27940--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Bucksquin
       Date: September 4, 2019, 3:07 am
       ---------------------------------------------------------
       I don't know exactly how the regulations are worded (does anyone
       know what phrase is used?) but I would imagine it refers to
       (something like) the aggregate value of any salary, bonus, or
       other pecuniary advantage conveyed to the player, his family or
       other connected persons either by the club or by any persons
       connected to the club (which obviously would include Wray and
       his business interests), whether or not directly related to the
       player's playing contract. Pecuniary advantage can, as others
       have said, easily be calculated, and converted to a 'market
       value' both now and at a future point.
       Perhaps the challenge here (if the lawyers have been clever)
       will be to determine whether the arrangements have avoided
       having any present-day value e.g. perhaps the deal is: Wray
       charges no interest or the least possible interest now; the loan
       is repayable immediately with accrued interest, at any point
       during the playing career if the player leaves the club, other
       than by mutual agreement (i.e. retires from all playing, whether
       voluntarily or due to injury); thereafter, once the player is no
       longer on the books, Wray waives repayment and accrued interest.
       Hence the value of the investment is zero now but a lot once he
       is no longer playing.
       
       #Post#: 27941--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Bucksquin
       Date: September 4, 2019, 3:10 am
       ---------------------------------------------------------
       --- Quote from: Bucksquin link ---
       >
       > I don't know exactly how the regulations are worded (does
       anyone know what phrase is used?) but I would imagine it refers
       to (something like) the aggregate value of any salary, bonus, or
       other pecuniary advantage conveyed to the player, his family or
       other connected persons either by the club or by any persons
       connected to the club (which obviously would include Wray and
       his business interests), whether or not directly related to the
       player's playing contract. Pecuniary advantage can, as others
       have said, easily be calculated, and converted to a 'market
       value' both now and at a future point.
       >
       > Perhaps the challenge here (if the lawyers have been clever)
       will be to determine whether the arrangements have avoided
       having any present-day value e.g. perhaps the deal is: Wray
       charges no interest or the least possible interest now; the loan
       is repayable immediately with accrued interest, at any point
       during the playing career if the player leaves the club, other
       than by mutual agreement (i.e. retires from all playing, whether
       voluntarily or due to injury); thereafter, once the player is no
       longer on the books, Wray waives repayment and accrued interest.
       Hence the value of the investment is zero now but a lot once he
       is no longer playing.
       >
       >
       >
       --- End Quote ---
       And if I'm right (or about right) then, if the property in the
       investment is worth, say, £1 million, and the player is on the
       books for four years, that is effectively giving the player a £1
       million (£250,000 a year) benefit, but, one that has no value at
       all until after he has retired and is no longer a player!
       #Post#: 27945--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Yareet
       Date: September 4, 2019, 6:11 am
       ---------------------------------------------------------
       --- Quote from: Bucksquin link ---
       >
       > I don't know exactly how the regulations are worded (does
       anyone know what phrase is used?) but I would imagine it refers
       to (something like) the aggregate value of any salary, bonus, or
       other pecuniary advantage conveyed to the player, his family or
       other connected persons either by the club or by any persons
       connected to the club (which obviously would include Wray and
       his business interests), whether or not directly related to the
       player's playing contract. Pecuniary advantage can, as others
       have said, easily be calculated, and converted to a 'market
       value' both now and at a future point.
       >
       > Perhaps the challenge here (if the lawyers have been clever)
       will be to determine whether the arrangements have avoided
       having any present-day value e.g. perhaps the deal is: Wray
       charges no interest or the least possible interest now; the loan
       is repayable immediately with accrued interest, at any point
       during the playing career if the player leaves the club, other
       than by mutual agreement (i.e. retires from all playing, whether
       voluntarily or due to injury); thereafter, once the player is no
       longer on the books, Wray waives repayment and accrued interest.
       Hence the value of the investment is zero now but a lot once he
       is no longer playing.
       >
       >
       >
       --- End Quote ---
       Here you go
  HTML https://d2cx26qpfwuhvu.cloudfront.net/premier/wp-content/uploads/2016/05/03161651/Salary-Cap-Regulations-2018-19.pdf
       Also shows how ex-players are covered to close the loophole
       allegedly used by Sarries when they deferred payment until
       players had retired.
       #Post#: 27951--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Le Tiss
       Date: September 4, 2019, 7:07 am
       ---------------------------------------------------------
       surely that is like a company paying large undeclared pension
       top ups? a pension isn't worth anything to you until you retire
       either - but a company pension sure is a benefit.
       #Post#: 27957--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Quinky
       Date: September 4, 2019, 2:16 pm
       ---------------------------------------------------------
       --- Quote from: Donuts link ---
       >
       > I think it will be difficult to confirm the value of the
       benefit to the players.
       > As I see it basically a company is formed and it acquires a
       property asset with a substantial loan from Nigel Wray.
       > At that point the company has no value as its assets (the
       property) equal the liabilities (the loan still due to Nigel
       Wray).
       > the only time that the player will benefit is if the asset
       grows in value which as it is property over time it is likely to
       or Nigel Wray decides he doesn't need his money back (which I
       suspect is what the plan is) and he agrees to write the loan
       off.
       > But if he doesn't do this until the player has long since
       retired then up until then the only increase in value is the
       gain in the property value plus any income form rental profits
       earned in the period. Normally properties in Investment
       companies should revalue their properties every three years but
       this isn't always done and in any case a friendly valuer can
       easily make this prudent.
       >
       > then there is the argument that all Nigel Wray is doing is
       acting as a mortgage provider (until/or if he writes the loan
       off).
       >
       > If he doesn't then all he is doing is as he claims helping
       take a step up the business ladder for their life beyond rugby
       >
       > would welcome other thoughts on this
       >
       --- End Quote ---
       If the player receives a loan then it will need to be interest
       bearing at current market rates. If not, then there is a
       tangible and quantifiable benefit.
       #Post#: 27967--------------------------------------------------
       Re: Saracens salary cap storm transferred to independent panel
   DIR By: Bucksquin
       Date: September 5, 2019, 1:36 am
       ---------------------------------------------------------
       --- Quote from: Yareet link ---
       >
       > Here you go
  HTML https://d2cx26qpfwuhvu.cloudfront.net/premier/wp-content/uploads/2016/05/03161651/Salary-Cap-Regulations-2018-19.pdf
       >
       > Also shows how ex-players are covered to close the loophole
       allegedly used by Sarries when they deferred payment until
       players had retired.
       >
       >
       --- End Quote ---
       Thank you. That looks very comprehensive indeed.
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