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       #Post#: 18139--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: QuincyJones
       Date: March 4, 2019, 7:26 am
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       --- Quote from: Quinky link ---
       >
       > How to tell if they've breached the cap? Wait outside their
       offices and watch for carloads of expensive lawyers arriving...
       :)
       >
       > The sticky issue for me is this: why should two individuals
       not start a business venture together? The fact that one owns
       the club and the other plays there may look a bit dodgy, but at
       the same time that shouldn't preclude them from going into
       business. It may well come down to how profits are shared out,
       whether funding was put in place by one party and the relevant
       paperwork legitimises this, whether the correct tax is paid etc.
       >
       > It doesn't look good. But that doesn't mean it isn't legit. No
       doubt the club have been very careful in how they present this
       to the governing body.
       >
       --- End Quote ---
       There is nothing stopping them from going into business together
       whatsoever. The point is that any and all additional benefits
       (even gifts) all have to come under the salary cap. So the real
       question is whether or not they have declared these business
       ventures to PRL and included them in expenditure, as they should
       have.
       I'd hazard a guess that they haven't. No doubt that won't stop
       them from getting away with it.
       #Post#: 18140--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: QuincyJones
       Date: March 4, 2019, 7:31 am
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       --- Quote from: RodneyRegis link ---
       >
       > why should two individuals not start a business venture
       together?
       >
       > Because one is employer and the other employee. It's like
       saying why should one guy not give another guy a house or car if
       he wants to? If they are an employee then a benefit is
       conferred. Similarly, if I invest in a business which is simply
       a vehicle for transferring funds from me to an employee then I'd
       better make sure I'm not evading tax...
       >
       --- End Quote ---
       Yeah exactly - nothing wrong with them doing it, so long as it's
       all declared and included in their cap payments.
       #Post#: 18141--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: QuincyJones
       Date: March 4, 2019, 7:36 am
       ---------------------------------------------------------
       --- Quote from: Quinky link ---
       >
       > Not sure where you get the idea that someone has been given a
       house.
       >
       > Let me put this is simpler terms:
       >
       > A company set up to invest in property may require loans
       and/or mortgages to buy said properties. These are known as
       "liabilities", whilst the properties themselves are "assets". If
       the ownership of the company is transferred by way of sale, then
       usually both assets and liabilities will be transferred with the
       company. As long as fair value is paid for the company, it's
       legit. If however fair value isn't paid, or assets are
       undervalued, then it's not legit.
       >
       > Regarding loans, if someone has given a loan to the company
       and/or its directors then there will be terms attached, to
       govern repayment periods, interest charged etc. It may be that
       interest is at a rate preferable to market, but this would then
       be seen as a taxable benefit (if it's done via the employer).
       What is questionable is if Wray were to fund the loan
       personally, in which case I suspect this may raise the eyebrows
       of PRL.
       >
       > Ultimately, unless loans are given without repayment, then
       nobody is "giving a house" to anyone else. If you look at the
       accounts filed by the Vunipola's company, you'll see they have
       liabilities due after more than 12 months - this is how the bulk
       mortgage liabilities are shown. Hence, I strongly doubt that
       anyone was "given a house".
       >
       > Now, you could look at Land Registry records and see purchase
       price paid for properties, see who the vendor was, see if the
       price paid reflected fair market value, see who is guaranteeing
       the mortgage (usually hinted at by way of charges registered)
       and then work out of any benefits have been bestowed; but that's
       a long way from "giving a house" to someone.
       >
       --- End Quote ---
       The article notes that Wray was the owner of the house in which
       Schalk Brits lived since 2011 and it is not known whether or not
       he paid rent. So if he didn't pay rent, or his rent was
       subsidised, the value of this would have to be declared and
       included as part of his salary under the cap.
       Lots of ways they can manipulate things and it looks on the face
       of it, like they have.
       #Post#: 18146--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: Blucherquin
       Date: March 4, 2019, 7:57 am
       ---------------------------------------------------------
       It all depends on if PLR knew about the arrangements -- which
       Saracens says they did.
       So let's see.
       #Post#: 18148--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: Fursty
       Date: March 4, 2019, 8:14 am
       ---------------------------------------------------------
       I think there's a lot of confusion here between generating a tax
       liability and breaching the salary cap.
       It's perfectly possible that shareholding of the companies was
       transferred to the players at below market value which would
       generate a tax liability (which would almost certainly be
       settled lawfully), it would also count as remuneration under the
       salary cap rules - however there is no reconciliation between
       amounts declared under the salary cap and individuals tax
       returns.
       However one point I'd make is that assessing fair value can be
       tricky, particularly if the properties held by this company were
       bought from another of Mr Wray's companies. Also much more minor
       but potentially beneficial to the players is that all of the
       admin, legal, conveyancing and accounting etc might be performed
       by another group company and re-charged at below market rates.
       #Post#: 18149--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: Blucherquin
       Date: March 4, 2019, 8:19 am
       ---------------------------------------------------------
       --- Quote from: Fursty link ---
       >
       > I think there's a lot of confusion here between generating a
       tax liability and breaching the salary cap.
       >
       > It's perfectly possible that shareholding of the companies was
       transferred to the players at below market value which would
       generate a tax liability (which would almost certainly be
       settled lawfully), it would also count as remuneration under the
       salary cap rules - however there is no reconciliation between
       amounts declared under the salary cap and individuals tax
       returns.
       >
       > However one point I'd make is that assessing fair value can be
       tricky, particularly if the properties held by this company were
       bought from another of Mr Wray's companies. Also much more minor
       but potentially beneficial to the players is that all of the
       admin, legal, conveyancing and accounting etc might be performed
       by another group company and re-charged at below market rates.
       >
       --- End Quote ---
       Yes quite. This isn't a thing about who owns what or is it dodgy
       to have a company or have they told HMRC something -- it is ONLY
       about have Saracens been giving more money to their players than
       they have been telling the Premiership.
       To which the answer may well be no.
       #Post#: 18152--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: Quinky
       Date: March 4, 2019, 8:59 am
       ---------------------------------------------------------
       --- Quote from: Blucherquin link ---
       >
       > Yes quite. This isn't a thing about who owns what or is it
       dodgy to have a company or have they told HMRC something -- it
       is ONLY about have Saracens been giving more money to their
       players than they have been telling the Premiership.
       >
       > To which the answer may well be no.
       >
       --- End Quote ---
       That's the gist of my point. It may look dodgy, but it could be
       perfectly legal/permissible.
       #Post#: 18159--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: DOK
       Date: March 4, 2019, 10:37 am
       ---------------------------------------------------------
       Saracens are spending £2m over the salary cap - and it's legal
  HTML https://www.rugbypass.com/news/saracens-are-spending-pound2m-over-the-salary-cap-and-its-legal
       #Post#: 18161--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: Fearless Fred
       Date: March 4, 2019, 10:53 am
       ---------------------------------------------------------
       --- Quote from: DOK link ---
       >
       > Saracens are spending £2m over the salary cap - and it's legal
  HTML https://www.rugbypass.com/news/saracens-are-spending-pound2m-over-the-salary-cap-and-its-legal
       >
       --- End Quote ---
       That article doesn't really address the allegations made in the
       SportsMail piece, though. Yes, Sarries can go above the £7M
       headline figure with credits for EQP and two Marquee players.
       What is a question is the nature of the business links that Wray
       has with certain players and how/whether they could/should be
       considered as money being paid to players.
       #Post#: 18165--------------------------------------------------
       Re: Have Saracens broken salary cap rules?
   DIR By: DazzaS
       Date: March 4, 2019, 11:58 am
       ---------------------------------------------------------
       It does not matter if the club are cheating again. Despite all
       the promises from our dear leaders that Saracens will be found
       out and Quins will play their part in ensuring justice is done,
       the club were complicit in the cover up so no sanctions were
       brought forward. Same will happen this time
       Also last time while some clubs were in the red they had
       businesses models to gradually get back in the black and
       continuously each season most clubs including Quins were making
       progress. Then after the cover up the salary cap jumped and
       clubs splashed out to retain the players they had and all the
       business models had to start again and currently no where near
       recovering. Apart from Exeter.
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