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#Post#: 5518--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: Wetkittennoses
Date: June 14, 2018, 10:26 am
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There's some great ideas in this thread, the only other thing I
could think of would be to take less cash yourself (or even hide
some in your bag so it's not visible in your wallet/purse.) That
way you can say you don't have enough to cover her and see how
she reacts? ;)
#Post#: 5574--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: Jem
Date: June 14, 2018, 2:22 pm
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--- Quote from: Wetkittennoses link ---
>
> There's some great ideas in this thread, the only other thing
I could think of would be to take less cash yourself (or even
hide some in your bag so it's not visible in your wallet/purse.)
That way you can say you don't have enough to cover her and see
how she reacts? ;)
>
--- End Quote ---
The only reason I wouldn't do this is because it implies that
the problem is that the OP does not have the cash on her, not
that the friend did not have a way to pay for her purchases, and
that if only the OP had the cash she would gladly cover for the
friend. But yeah, it would be interesting to see how the friend
would react. Would she come up with a way to pay for it herself?
I bet she would!
#Post#: 5726--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: LifeOnPluto
Date: June 16, 2018, 12:16 am
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--- Quote from: NewHomeowner link ---
>
> Did I miss something? Why can't Mary just use her card to pay
for her part of the food?
> I've used a debit card for something as small as $3.50 before.
It's done all the time.
>
--- End Quote ---
Not sure exactly how it works, but for some reason, many places
in my region don't allow payment by card for amounts under $10.
#Post#: 5741--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: TootsNYC
Date: June 16, 2018, 8:48 am
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That used to be true here as well; it's because there's a
processing fee (probably flat rate), and on a small purchase,
that works out to be too high a percentage of the sale and wipes
out the profit rate.
I think that more banks and businesses are deciding that it's
cheaper than paying to handle cash, and they've either cut or
eliminated the fee. But that probably hasn't rolled out to
everywhere yet. And it may be that the fee is still charged, and
it's just that I shop at places that have a high enough volume
that they're willing/able to absorb the expense somehow.
(Or they charge the fee to the customer; at the vending machines
at work, there's an extra 10 cents if pay with a swipe instead
of cash.)
But it does mean there's power in having her go first, and then
YOU can piggyback on her purchase to get the total up above the
cutoff so she -can- use her card.
Then comes the tricky part--you can either give her your cash
then or (my vote) remind her that you paid for her the last
several times, so this will help even it out.
#Post#: 5761--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: Hanna
Date: June 16, 2018, 11:35 am
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--- Quote from: LifeOnPluto link ---
>
> [quote author=NewHomeowner link=topic=352.msg5502#msg5502
date=1528982108]
> Did I miss something? Why can't Mary just use her card to pay
for her part of the food?
> I've used a debit card for something as small as $3.50 before.
It's done all the time.
>
--- End Quote ---
Not sure exactly how it works, but for some reason, many places
in my region don't allow payment by card for amounts under $10.
[/quote]
Here some places charge a .50c fee for transactions under $10.
It used to be against the agreement vendor has with the card
companies but I think that has changed.
#Post#: 5978--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: NewHomeowner
Date: June 19, 2018, 7:52 am
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--- Quote from: Hanna link ---
>
> [quote author=LifeOnPluto link=topic=352.msg5726#msg5726
date=1529126215]
> [quote author=NewHomeowner link=topic=352.msg5502#msg5502
date=1528982108]
> Did I miss something? Why can't Mary just use her card to pay
for her part of the food?
> I've used a debit card for something as small as $3.50 before.
It's done all the time.
>
--- End Quote ---
Not sure exactly how it works, but for some reason, many places
in my region don't allow payment by card for amounts under $10.
[/quote]
Here some places charge a .50c fee for transactions under $10.
It used to be against the agreement vendor has with the card
companies but I think that has changed.
[/quote]
Ah, okay. I did not know that (because I tend to carry cash
with me anyway). So in that case, I'd ask Mary if she had cash
(and SHOW ME) before she even ordered.
Fool me once, shame on you. Food me twice, shame on me.
#Post#: 6095--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: Raintree
Date: June 20, 2018, 4:41 am
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If it were just a casual friend, I would probably decline to
meet her for coffee again as this sort of thing annoys me too.
As in, a seemingly piddling amount that you would feel cheap and
persnickety asking to be repaid. But then it happens again and
again.
I was out in a group of aquaintances after a sport activity
together, and we all had drinks. I had beer and wings, and the
guy next to me had iced tea which cost something like $3.50 plus
tax and tip. I wouldn't call him a friend, but he was someone I
knew from other group outings. And as we were wrapping up, he
suddenly sees his bus and says to me, "Hey, can you get my
drink? That's my bus. I can get yours next time." (We were all
getting the bus and there would be another one along in 10-15
minutes, and I didn't get the feeling he needed to be anywhere
else besides home for the end of the evening). I was too stunned
to say anything other than "Oh, ok..." And although I sometimes
saw this guy in similar group outings, I had no idea when the
"next time" was going to be. And "next time" never materialized.
So here I was, unbeknownst to him, feeling like I'd already
spent too much because I wasn't really earning any money at that
time and the wings were overpriced, but I'd been hungry and they
smelled so good my resistance was down. And suddenly I had
another $5 to pay on top of that. Again, I should have said no,
but I was caught off guard and the request was made in a way
that made it sound like no big deal. And I didn't want to
advertise my financial situation. If it were $20 I'd have asked
for it back at least, but you feel silly asking for your $3.50
plus tax and tip.
This guy had enough other failings (rudeness, talking over the
women in the group, crankiness, and blaming all of the above on
being from New York ("where we are blunt, so that is just the
way I am") that eventually people stopped inviting him places
anyway and I have now completely lost touch with him.
The OP says Mary is a good friend though, so I think it's OK to
say ahead of time, "Hey, do you need to stop at an ATM? I
noticed you were short on cash the last few times."
#Post#: 7170--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: lowspark
Date: June 28, 2018, 3:31 pm
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Coming late to this but as I see it, you have a few choices:
1. Walk away, far enough that she cannot call you back to pay.
2. Say that oops, *you* don't have any more cash either!
3. Choose places that take credit cards for small purchases.
In any case, I would absolutely tell her that it's her turn to
pay over the next few times and make sure you tell her *before*
you go.
Friend, it's your turn to buy as you know, so make sure you have
enough on you!
Pretty much, I would never again pay her bill. It simply isn't
your responsibility to cover her all the time like this. It
would really frustrate me to the point that I wouldn't even want
to go out for snacks with her anymore.
Just curious, as some time has passed since you first posted
this. Is there an update?
#Post#: 7359--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: LifeOnPluto
Date: June 29, 2018, 11:26 pm
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No update, but there may be one next week. Mary has suggested we
catch up for a wine after work one evening. My strategy will be
to get her to pay first. If she doesn't have enough cash on her,
I'll suggest she uses her card to pay for us both. Will keep you
all posted!
#Post#: 7560--------------------------------------------------
Re: Paying for a friend who doesn't have enough cash on them
DIR By: Chez Miriam
Date: July 2, 2018, 12:32 pm
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--- Quote from: LifeOnPluto link ---
>
> No update, but there may be one next week. Mary has suggested
we catch up for a wine after work one evening. My strategy will
be to get her to pay first. If she doesn't have enough cash on
her, I'll suggest she uses her card to pay for us both. Will
keep you all posted!
>
--- End Quote ---
Could you gently remind her *before* the meeting that she has,
on several occasions, said she would pay you back when you've
bought her a coffee - this would be a good time for her to make
good on that promise?
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