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       #Post#: 40758--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: sandisadie
       Date: October 20, 2019, 11:18 am
       ---------------------------------------------------------
       I think you've gotten some very good advice here.  I think you
       should ask the daughter to take her Mother to see the vehicle.
       I don't know where you live, but this lady has no business
       driving anyway.
       #Post#: 40777--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: gramma dishes
       Date: October 20, 2019, 7:54 pm
       ---------------------------------------------------------
       --- Quote from: sandisadie link ---
       >
       > I think you've gotten some very good advice here.  I think you
       should ask the daughter to take her Mother to see the vehicle.
       I don't know where you live, but this lady has no business
       driving anyway.
       >
       --- End Quote ---
       And that car has no business on the road either.
       #Post#: 40785--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: Isisnin
       Date: October 21, 2019, 12:02 am
       ---------------------------------------------------------
       While I don't think you should pay the deductible since it was a
       maintenance issue and not a bad driving issue, it does sound
       like you are blaming them:
       --- Quote from: kittyfan43 link ---
       >
       > ..they really shouldn't have offered to let me use such a
       dangerous car. ....
       >
       --- End Quote ---
       I assume that you knew what the car was like, at least visually,
       when you accepted the offer. Hadn't you seen the car before? And
       if you hadn't you certainly knew what it was like when you put
       down trash bags on the pee covered seat. You could have declined
       then too.
       Just be careful not to blame them in any conversation with them.
       Just point out that the problem wasn't your driving, just with
       the age of the car.
       #Post#: 40796--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: Hmmm
       Date: October 21, 2019, 9:25 am
       ---------------------------------------------------------
       I don't think you owe for the mechanical repairs to the car, but
       I could see where you have some liability for the vandalism. Why
       did you not call the daughter and ask her to send a tow truck
       and you wait till it arrive? I would never just abandon a
       borrowed car (or even my own car) in a parking lot of a
       convenience store. If the brakes are out, you know that a tow
       truck will be needed. Yes, it might require me to wait around an
       hour but I think would be more appropriate unless the owner gave
       me permission to just leave it.
       #Post#: 40799--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: Dazi
       Date: October 21, 2019, 9:46 am
       ---------------------------------------------------------
       --- Quote from: Hmmm link ---
       >
       > I don't think you owe for the mechanical repairs to the car,
       but I could see where you have some liability for the vandalism.
       Why did you not call the daughter and ask her to send a tow
       truck and you wait till it arrive? I would never just abandon a
       borrowed car (or even my own car) in a parking lot of a
       convenience store. If the brakes are out, you know that a tow
       truck will be needed. Yes, it might require me to wait around an
       hour but I think would be more appropriate unless the owner gave
       me permission to just leave it.
       >
       --- End Quote ---
       Considering what happened to the vehicle, I'd say that is
       likely this isn't exactly a safe neighborhood. And if that's the
       case, as a woman who is alone, I sure as heck wouldn't be
       sticking around waiting for a tow truck. I would have informed
       the owner where the car was, what happened, and to have a tow
       truck dispatched to come get it asap to be taken to the
       mechanic.
       #Post#: 40801--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: Hmmm
       Date: October 21, 2019, 9:56 am
       ---------------------------------------------------------
       --- Quote from: Dazi link ---
       >
       > [quote author=Hmmm link=topic=1375.msg40796#msg40796
       date=1571667940]
       > I don't think you owe for the mechanical repairs to the car,
       but I could see where you have some liability for the vandalism.
       Why did you not call the daughter and ask her to send a tow
       truck and you wait till it arrive? I would never just abandon a
       borrowed car (or even my own car) in a parking lot of a
       convenience store. If the brakes are out, you know that a tow
       truck will be needed. Yes, it might require me to wait around an
       hour but I think would be more appropriate unless the owner gave
       me permission to just leave it.
       >
       --- End Quote ---
       Considering what happened to the vehicle, I'd say that is
       likely this isn't exactly a safe neighborhood. And if that's the
       case, as a woman who is alone, I sure as heck wouldn't be
       sticking around waiting for a tow truck. I would have informed
       the owner where the car was, what happened, and to have a tow
       truck dispatched to come get it asap to be taken to the
       mechanic.
       [/quote]
       She easily could have stayed inside the 24 hour store or in the
       car with the doors locked.
       #Post#: 40802--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: kittyfan43
       Date: October 21, 2019, 10:04 am
       ---------------------------------------------------------
       To respond to some of your questions...
       I didn't know how old the car was but I knew it had been
       serviced within the last 6 weeks.
       My AAA account didn't allow for any more tows for free and I
       didn't have any money to pay.
       I was kind of shocked at what had happened and wanted to in a
       familiar place -given where it happened I honestly could have
       been killed or killed someone else, but I did text the daughter
       about the car and its where abouts within 30 minutes while on
       the uber ride home. I didn't think it was a bad area. It was in
       a downtown area of a well off suburb within a 24 hour CVS
       parking lot. There were tons of upscale shops nearby and plenty
       of traffic. The daughter waited 3 days to go and pick up the car
       so I would have been waiting a long time.
       Now my back is screwed up and it never has been before and the
       daughter just called to yell at me to go get her mother some
       food so that was fun. No I didn't tell her about my back at the
       time.
       I knew at the time I moved in that both mother and daughter had
       some mental issues but I had no choice financially. The daughter
       works in healthcare and has an anxiety disorder and can get very
       paranoid. She has tried to suck me into hour long conversations
       about issues with her mother, basically trying to turn me into
       her therapist. Her daughter is definitely stressed beyond reason
       due to this situation with her mother.
       I am looking for better paying jobs then the one I have
       substitute teaching and my part time one working with an elderly
       man on the side and if I find one that will allow me to move out
       I will do so.
       #Post#: 40808--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: oogyda
       Date: October 21, 2019, 10:28 am
       ---------------------------------------------------------
       So, you thought the car would be okay since it had just been
       serviced within 6 weeks. I think they thought the same thing.
       Yet you blame them by saying "they really shouldn't have offered
       to let me use such a dangerous car."
       And now you're claiming back problems due to the breakdown?!?!
       I understand the whole situation is difficult, but it won't help
       to play the victim.
       #Post#: 40811--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: TootsNYC
       Date: October 21, 2019, 11:24 am
       ---------------------------------------------------------
       --- Quote ---
       > Also, because I parked it by shifting it into park instead of
       using the parking break which I had tried and it didn't work,
       there may be some additional damage to the car.
       --- End Quote ---
       Do you mean that shifting it into park is how you got the car to
       stop after the brakes failed?
       I think you had to stop it somehow, and that part isn't your
       fault.
       Maybe you could offer to help with the deductible. And I do
       think you should offer to do anything you can to help with the
       logistics of getting the car fixed, though not to the detriment
       of your actual job.
       But I don't think the money thing is your responsibility.
       --- Quote ---
       > The daughter waited 3 days to go and pick up the car so I
       would have been waiting a long time.
       --- End Quote ---
       Well, if you'd been there, the daughter would probably have come
       right away, but of course you couldn't stay. And if you leave a
       car sitting around for 3 days in a parking lot, especially
       overnight when it's the only one there, it's more of a target. I
       don't think that's on you particularly.
       Though I do think you could have exercised much more proactivity
       in terms of getting the car home. A tow would be much cheaper
       than a deductible! Of course, the daughter could have called a
       tow company as well.
       Maybe if you're thinking of tactics, offer to split the
       deductible with her.
       #Post#: 40813--------------------------------------------------
       Re: I borrowed a car from someone and it was vandalized! Should
       I offer to pay the deductible?
   DIR By: Hanna
       Date: October 21, 2019, 11:51 am
       ---------------------------------------------------------
       I would be horrified if I loaned someone my car and the breaks
       went out.
       I would not expect them to pay a dime, and I would indeed
       consider them “the victim”.
       Doubly so if they hurt their back in the process. Maintenance of
       my vehicle is solely my responsibility.
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